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umowa o dzielo / karta pobytu / insurance
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Sat Feb 18, 2012 8:34 am    Post subject: Reply with quote

Check out the medical companies, they do have websites in English.

Lux med

http://www.luxmed.pl/en/for-patients/of/ind/package-ruby.html

Contractor assures
noreferral access to the specialists listed below:
 internal diseases (the internist and / or the doctor of family
medicine);
 gynaecology and obstetrics;
 surgery;
 laryngology;
 ophthalmology;
 dermatology;
 allergology;
 orthopaedy;
 cardiology;
 neurology;
 urology;
 endocrinology;
 gastroenterology;
 nephrology;
 oncology;
 pulmonology;
 rheumatology;
 haematology;
 physician on duty
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Sat Feb 18, 2012 8:36 am    Post subject: Reply with quote

Medicover's package includes:

http://www.medicover.pl/insurance/1112,Prestige-Care.htm

Consultations: internist, pediatrician, family medicine physician, gynecologist, ophthalmologist, otolaryngologist, surgeon, orthopedist, cardiologist, dermatologist, neurologist, allergist, pulmonologist, oncologist, urologist, endocrinologist (also the same pediatric specialists)
Comprehensive diagnostics including: basic and specialized laboratory tests, X-ray, ultrasound, ECG, computer tomography, magnetic resonance imaging, biopsies, histopathology, endoscopic tests
Outpatient procedures: ophthalmic, ENT, orthopedic, surgical, gynecological, nursing
Specialized procedures (performed in outpatient clinics or day-hospitalization as a one day surgery)
Hospital care (diagnostics, surgical and non-surgical treatment)
Home visits
Physiotherapy and vaccination against flu
Ambulance and Hot Line Medicover 24h emergency assistance
Travel Insurance
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Pooledogg



Joined: 04 Aug 2010
Posts: 20
Location: England

PostPosted: Sat Feb 18, 2012 9:29 am    Post subject: Reply with quote

I have already contacted them and they say they do not cover operations.
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Sat Feb 18, 2012 1:59 pm    Post subject: Reply with quote

Pooledogg wrote:
I have already contacted them and they say they do not cover operations.


They don't cover operations, but they do cover surgery!
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Pooledogg



Joined: 04 Aug 2010
Posts: 20
Location: England

PostPosted: Sat Feb 18, 2012 2:08 pm    Post subject: Reply with quote

an operation is surgery
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maniak



Joined: 06 Feb 2008
Posts: 194

PostPosted: Sat Feb 18, 2012 3:58 pm    Post subject: Reply with quote

Pooledogg wrote:
an operation is surgery


Not entirely, well at least not to me. And I think theres a difference in Polish between the two. A surgical procedure could very well be removing an ingrown toenail. An operation is an operation operation, such as removing an appendix

For example most basic medical plans cover "emergency treatment" that includes surgery.

"Zabiegi ambulatoryjne: okulistyczne, laryngologiczne, ortopedyczne, chirurgiczne, ginekologiczne, pielęgniarskie"

Anyway, here is a direct link to an insurance plan that covers at least some hospital operations:

http://www.medicover.pl/ubezpieczenia/1180,Opieka-w-Szpitalu.htm
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Sat Feb 18, 2012 5:08 pm    Post subject: Reply with quote

I know that they are the same thing. When you called and asked about 'operations' being covered, the person didn't know that 'surgery' and an 'operation' are the same thing.

That's why you got the, "NO".


Read what I posted before that came from their website:

Outpatient procedures: ophthalmic, ENT, orthopedic, surgical, gynecological, nursing
Specialized procedures (performed in outpatient clinics or day-hospitalization as a one day surgery)
Hospital care (diagnostics, surgical and non-surgical treatment)
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Pooledogg



Joined: 04 Aug 2010
Posts: 20
Location: England

PostPosted: Fri Dec 07, 2012 3:05 pm    Post subject: Reply with quote

Check out the actual coverage. I want peace of mind when I buy insurance as well so if there is a disaster then you're covered for everything. I have ZUS paid for as i work at a liceum for 11 hours a week and then at a private school with UoD. It works for me. I also pay 28zl a month for private insurance which gives me a GP visit, blood tests and X-rays. I recommend this as you will be seen the next day but if you need an operation you're covered by ZUS for the NFZ. ALSO your EHIC card does not cover you for more than 3 months after you arrive in the country. You need insurance after that.
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Daktari



Joined: 08 Mar 2010
Posts: 57

PostPosted: Tue Dec 11, 2012 12:53 pm    Post subject: Some thoughts...... Reply with quote

1-If you are British, your EHIC card will cover you in an emergency anwhere in Europe.

2-The oil company I work for provides me with BUPA health coverage worldwide, including the States.

3.For some weird reason I need a karta pobytu to get a Visa card with my new Polish/Portuguese bank. This retarded process, which Poles don't need to go through in the UK requires; a legal translation of your pay deal; a legalised translation of your health insurance; a copy of your passport; in my case, a copy of my Polish son's birth certificate.

I pointed out to the 1 woman who spoke English in the whole office that deals with foreigners that it was retarded and that Poles never needed this bullsh*t in the UK. Of course, first I had to find someone who could translate all the rules as they were all in Polish, in the office that deals with foreigners, in which no-one spoke English. You might want to take passport photos, DNA samples, retina scan results and stool analysis for this outdated card, which is pretty much useless.....unless you want your NIP number. She wouldn't tell me till I renewed my karta pobytu. I'm not even in the Polish tax system as I'm tax non-resident.

I'm EU and have a Polish son FFS.
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Richfilth



Joined: 24 Sep 2007
Posts: 223
Location: Warszawa

PostPosted: Tue Dec 11, 2012 6:20 pm    Post subject: Reply with quote

Couldn't you have just thrown wads of cash at her until she realised how stupid she was for working in such a Third World country as Poland?
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Daktari



Joined: 08 Mar 2010
Posts: 57

PostPosted: Wed Dec 12, 2012 6:44 am    Post subject: erm Reply with quote

Western European prices, Soviet Union social attitudes and way of doing things.

Bribed 2 policemen once though when they stopped my pal who hadn't had a single drink all night and did him for drink driving.

I also remember another 2 policemen taking my wallet off me to check ID and returning it empty.

Something you'd expect in Africa NOT AN EU COUNTRY.
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Richfilth



Joined: 24 Sep 2007
Posts: 223
Location: Warszawa

PostPosted: Wed Dec 12, 2012 9:31 am    Post subject: Reply with quote

Scandinavian states are just as socialist, if not more so. Mediterranean states are far more corrupt. And I've never heard of anybody being charged for false crimes in Poland; of course there are plenty who have offered bribes to get off speeding tickets, but your story seems more than a little implausible.

And are you seriously complaining that a bank needs some proof of ID and income in order to issue a VISA card? In today's economic climate?

This thread is starting to reek as if somebody sharted...
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Daktari



Joined: 08 Mar 2010
Posts: 57

PostPosted: Wed Dec 12, 2012 10:27 am    Post subject: erm Reply with quote

Richfilth-a passport is proof enough of ID. The standing order from an offshore bank for the past 6 months is proof of income as is the notrised, translated salary letter from my employer. Poles don't need temporary residency procedures to go and live AND function in the UK. Just ask the 2 million who are there.
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Richfilth



Joined: 24 Sep 2007
Posts: 223
Location: Warszawa

PostPosted: Wed Dec 12, 2012 6:07 pm    Post subject: Reply with quote

No but they still need paperwork such as two household bills with addresses on it, to prove they have at least one valid residence for correspondence.

No Pole could walk straight off the boat and set up a bank account in the UK.

What's more, the Polish banking sector seems surprisingly robust compared to its English equivalent. Not only have they weathered the financial storm better than their UK counterparts, but they're also not receiving staggering fines for bad auditing: http://www.bbc.co.uk/news/business-20683421.
So I'm not really sure the UK model is something the Polish banks should be aiming at copying anyway.

I will agree that the karta pobytu is useless and that the immigration office are utterly feckless, but I've managed without a karta for the past five years with no issues anyway.
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Daktari



Joined: 08 Mar 2010
Posts: 57

PostPosted: Thu Dec 13, 2012 6:45 am    Post subject: so Reply with quote

So yer missus sorted the mortgage out? or was it a foreign one, which they now regulate.

I've just closed my WBK account and opened a Millenium account, following advice from a mate who's been here 16 years...oh and a former director of WBK. Can't get a Visa Card without the karta. Don't make sense to me.

And yes, the City of London should take a leaf out of the Polish banking sector's book. I mean London, Tokyo, Chicago, New Yaik, Warsaw-it's right up there innit? Not. The banks are all multi-nationals anyways.

When are the Americans going to investigate a U.S. bank? It's all part of a dirty war in a time of hardship....just like the BP-Transocean-Halliburton fiasco.
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