Site Search:
 
TEFL International Supports Dave's ESL Cafe
TEFL Courses, TESOL Course, English Teaching Jobs - TEFL International
Job Discussion Forums Forum Index Job Discussion Forums
"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!"
 
 FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

Buying a house!

 
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Italy
View previous topic :: View next topic  
Author Message
elliot_spencer



Joined: 26 Feb 2007
Posts: 415

PostPosted: Fri Jan 29, 2010 10:21 pm    Post subject: Buying a house! Reply with quote

Hey guys, hope you are all ok wherever in this 'bel paese' you are!

Today I was talking with my colleagues and we were talking about buying houses, one of my colleagues has done so with daddy's money, and we were wondering, is there anyone out there on a S+***Y Italian contratto progetto who has bought a house?? If so - how?

Also, for those of you who haven't and don't have rich families or investments in the UK what are you planning to do.

I know if I stay in Italy, I will prob have to face a life of rentals until I inherit some money and buy a monovano!! Oh, least the food is good!
Back to top
View user's profile Send private message
Teacher in Rome



Joined: 09 Jul 2003
Posts: 1216

PostPosted: Sat Jan 30, 2010 10:25 am    Post subject: Reply with quote

It can be done!

I bought a small, rather dilapidated, and very cheap house for cash, on a mixture of savings and a small inheritance. I then got a loan to do some essential repairs, and this loan came off the back of a contratto a tempo determinato, due to expire in a few months time. I got the loan because the estate agent leaned on the bank, and we could show regular income going back three or so years.

A couple of years down the line, I needed to do yet more repairs (perils of buying a dilapidated house!) for which I needed a much more substantial mortgage. This time, I went to a different bank (introduced by a wealthy neighbour) and for which I needed to show my freelance accounts for the last three years.

Contratti a progetto aren't the best way to get a loan or a mortgage. I think you need to be freelance or in a more secure job; but also it helps if you know people (bank managers, estate agents etc) and are prepared for rejection. The first bank we went to practically laughed in our faces, for example. Then get all your paperwork in order - accounts, residency, partita iva etc etc and be prepared for a longish wait.

Good luck!
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Italy All times are GMT
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


This page is maintained by the one and only Dave Sperling.
Contact Dave's ESL Cafe
Copyright © 2011 Dave Sperling. All Rights Reserved.

Powered by phpBB © 2001, 2002 phpBB Group

Road2Spain - TEFL and Spanish with one year student visa
EBC