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Fiador
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Wed Dec 18, 2013 1:05 am    Post subject: Fiador Reply with quote

I'm currently looking for a new apartment and have found this fiador business to be quite an obstacle. My school said they would provide me with a letter and give me an advance in my pay so I could pay two months rent instead of a fiador but today I lost an apartment because the owner wouldn't budge.
Surely many people are in this situation? Isn't there any way around it?
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9381
Location: Mexico City

PostPosted: Fri Dec 20, 2013 6:06 am    Post subject: Reply with quote

That's great that the school offered to help...why did the owner baulk at that?

You're either going to have to find a friend in DF that owns property to be your fiador or pay a company to be the fiador for you. There are several around (sorry, can't remember names) that will charge you one or two months' rent for the service. It is indeed a pain in some places.
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Fri Dec 27, 2013 1:28 am    Post subject: Reply with quote

Yeah it's turning out to be quite the problem. I found another place and offered to pay 6 months in advance and they still turned it down. I'll have to look into the fianza thing, see how complicated it is.
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BadBeagleBad



Joined: 23 Aug 2010
Posts: 785
Location: Juan Aldama, Zacatecas, Mexico

PostPosted: Fri Dec 27, 2013 9:38 pm    Post subject: Reply with quote

Are you looking in trendy/upscale areas? That could be the problem. I have never had to do anything more than pay a month's security. But that is more common in more run of the mill areas where foreigners don't usually live. You might want to branch out a little, say one colonia further away from where you want to be, you might find a different attitude in terms of what they want for a deposit. Also, if you are looking in Spanish language newspapers/websites you might find it easier than looking on sites that cater to foreigners. And you will also likely pay less rent.
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Sun Dec 29, 2013 4:53 am    Post subject: Reply with quote

Well I'm looking around Escandon, Tacubaya and San Pedro de los Pinos. I don't think those are very trendy areas? Anyway I'm a bit limited because I already live very far from work and really don't want to be any further! I've been checking segunda mano and mostly just walking around.
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BadBeagleBad



Joined: 23 Aug 2010
Posts: 785
Location: Juan Aldama, Zacatecas, Mexico

PostPosted: Sun Dec 29, 2013 9:51 pm    Post subject: Reply with quote

etoile wrote:
Well I'm looking around Escandon, Tacubaya and San Pedro de los Pinos. I don't think those are very trendy areas? Anyway I'm a bit limited because I already live very far from work and really don't want to be any further! I've been checking segunda mano and mostly just walking around.


Where are you working? Just a general idea. I might have some ideas of where to work. San Pedro de los Pinos is generally considered an upscale area. I know there are some apartments along Patriotismo that don't require a fiador. If you go to the Metro then walk south it is about 4 blocks to Patriotismo, walk up and down, there are at least a couple of buildings that always have signs out front. I know some people who live in Tlalpan and only had to pay a month deposit. It's strange that you are running into the fiador problem so much, I don't know many people that have had that problem. You must just be having a run of bad luck.
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Isla Guapa



Joined: 19 Apr 2010
Posts: 1515
Location: Mexico City o sea La Gran Manzana Mexicana

PostPosted: Mon Dec 30, 2013 2:06 am    Post subject: Reply with quote

BadBeagleBad wrote:


Where are you working? Just a general idea. I might have some ideas of where to work. San Pedro de los Pinos is generally considered an upscale area. . . . It's strange that you are running into the fiador problem so much, I don't know many people that have had that problem. You must just be having a run of bad luck.


In the last couple of years, I've known several expats who've had trouble renting apartments in Mexico City because of the fiador issue. One friend who's lived here for several years and could prove a steady income found a place to rent only by paying a year's rent in advance to the landlord.

I don't consider San Pedro de los Pinos an upscale area, more like a pleasant, somewhat middle-class area. To me upscale means places like Condesa and Polanco.
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Mon Dec 30, 2013 3:13 am    Post subject: Reply with quote

Do you think people are reluctant to rent to foreigners?
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BadBeagleBad



Joined: 23 Aug 2010
Posts: 785
Location: Juan Aldama, Zacatecas, Mexico

PostPosted: Mon Dec 30, 2013 6:09 pm    Post subject: Reply with quote

Isla Guapa wrote:
[


I don't consider San Pedro de los Pinos an upscale area, more like a pleasant, somewhat middle-class area. To me upscale means places like Condesa and Polanco.


I think there is a lot more money in San Pedro than in Condesa. Not along Revolucion or Patriotismo, but if you walk down the side streets there are some houses that could rival anything in Polanco. That, and the prices are higher in the market, haha, a good indicator that people supposedly have more money.
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Mon Dec 30, 2013 7:02 pm    Post subject: Reply with quote

Well I just spoke to an estate agents that have a good few on their books that I'd like to look at. I explained that I don't have a fiador but would be willing to pay a years rent up front, his reply was that I would still need a fiador. I don't really see the logic in that?
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9381
Location: Mexico City

PostPosted: Mon Dec 30, 2013 10:49 pm    Post subject: Reply with quote

etoile wrote:
Well I just spoke to an estate agents that have a good few on their books that I'd like to look at. I explained that I don't have a fiador but would be willing to pay a years rent up front, his reply was that I would still need a fiador. I don't really see the logic in that?


Wow...that is odd.

I have never heard of anyone paying a year's rent up front...
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Isla Guapa



Joined: 19 Apr 2010
Posts: 1515
Location: Mexico City o sea La Gran Manzana Mexicana

PostPosted: Mon Dec 30, 2013 11:18 pm    Post subject: Reply with quote

Guy Courchesne wrote:
etoile wrote:
Well I just spoke to an estate agents that have a good few on their books that I'd like to look at. I explained that I don't have a fiador but would be willing to pay a years rent up front, his reply was that I would still need a fiador. I don't really see the logic in that?


Wow...that is odd.

I have never heard of anyone paying a year's rent up front...


As I mentioned in an earlier post, that was what a friend of mine here had to do to get an apartment. I think this insistence on having a fiador is based on a generalized lack of trust in Mexican society, especially when it comes to doing business with strangers.
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FreddyM



Joined: 05 Jan 2006
Posts: 177
Location: Mexico

PostPosted: Tue Dec 31, 2013 1:10 am    Post subject: Reply with quote

Guy Courchesne wrote:


Wow...that is odd.

I have never heard of anyone paying a year's rent up front...


Sometimes, if you're going through some real estate company that handles rentals, they can be very insistent on the fiador rules. Once when I was looking for an apartment and they were insisting on a fiador. I offered to pay the full year's rent up front, but they still wanted me to keep on making monthly payments even with that. I gave up. Finally found a renter that would take two months rent as a deposit and no fiador. I even got my full deposit back when I left (after more than a year but before another year had completed!) So I got lucky I guess.

As for preference of renters, I've been on the other shoe also in terms of foreigners. One place wanted ONLY foreigners, and after a foreign friend of mine turned down the place, she passed along the tip to me. I asked and after taking a look at me, they would not rent to me, wanting ONLY foreigners (I do not look foreign).
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BadBeagleBad



Joined: 23 Aug 2010
Posts: 785
Location: Juan Aldama, Zacatecas, Mexico

PostPosted: Tue Dec 31, 2013 3:40 am    Post subject: Reply with quote

etoile wrote:
Well I just spoke to an estate agents that have a good few on their books that I'd like to look at. I explained that I don't have a fiador but would be willing to pay a years rent up front, his reply was that I would still need a fiador. I don't really see the logic in that?


Maybe that is the problem - dealing with real estate agents instead of finding someone who is renting an apartment they own. We just rented our apartment in DF last month, and just asked for a month's security and a year's lease, and that is common in that area (Jardin Balbuena).
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etoile



Joined: 01 Sep 2007
Posts: 34
Location: Mexico City

PostPosted: Sat Jan 04, 2014 2:41 am    Post subject: Reply with quote

BadBeagleBad wrote:
Maybe that is the problem - dealing with real estate agents instead of finding someone who is renting an apartment they own. We just rented our apartment in DF last month, and just asked for a month's security and a year's lease, and that is common in that area (Jardin Balbuena).



I know, I don't really want to go through an estate agents but even private people renting have asked for a fiador.
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