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Supporting a Family
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dynow



Joined: 07 Nov 2006
Posts: 1031

PostPosted: Tue Jun 12, 2012 2:07 pm    Post subject: Reply with quote

delphian-domine wrote:
Perhaps a list of non-paying schools should be made...hmm.


there are countless threads on this forum about schools that don't pay.

simonporter00 wrote:


Quote:
400zł ish ZUS (national insurance/health for the first 2 years)
200zł accountant
up to 1700zł flat
180zł ish monthly travel card
1000zł food (rough figure)


-no phone/internet bills?

-alcohol costs should be mentioned. it's a national law that expats must drink incessantly Very Happy

-it's also worth mentioning, because as you stated it takes a couple years to establish better business dealings, that ZUS increases 500zl a month after that 2 year honeymoon is over so if you go from making say 60zl a lesson to 70zl a lesson, for the first 50 lessons you teach that month, you're actually making the same amount of money.
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solidarnosc



Joined: 20 Apr 2012
Posts: 9

PostPosted: Tue Jun 12, 2012 9:05 pm    Post subject: Reply with quote

Started a family back in 2004 in Katowice (beautiful city btw). My daughter was born in Poland at a time the Polish government were paying citizens to have a baby boom. We were paid something like 4000 zloty just to have a baby Smile

In reality only managed it because my wife at the time was an accountant, so she got me started up freelance, and basically cooked the books on a monthly basis. You can't believe the stuff she pulled off just to earn us extra money to get by. Help from her family etc blah blah.

So unless things have changed over the last 6 odd years I would say its definitely a struggle.

Always boils down to the magic question of; What do you call a basic standard of life?
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Wed Jun 13, 2012 5:03 am    Post subject: Reply with quote

dynow wrote:


-it's also worth mentioning, because as you stated it takes a couple years to establish better business dealings, that ZUS increases 500zl a month after that 2 year honeymoon is over so if you go from making say 60zl a lesson to 70zl a lesson, for the first 50 lessons you teach that month, you're actually making the same amount of money.


Zus isn't 500zl a month. This is a copy of what my accountant sends me every month for my ZUS payment.

Składki ZUS za maj 2012 r.

1. Konto 51 - 674,88 zł.

2. Konto 52 - 254,55 zł.

3. Konto 53 - 51,83 zł.

Not 500zl a month!!!!! It's 981.26zl
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okedata



Joined: 29 Jan 2012
Posts: 22
Location: out in a desert

PostPosted: Wed Jun 13, 2012 6:54 am    Post subject: Reply with quote

lundjstuart wrote:
ZUS isn't 500zl a month.

If you actually read the post correctly (a not unreasonable skill for an English Teacher to have) you'll see that he says it increases 500pln a month.
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TwinCentre



Joined: 22 Mar 2007
Posts: 271
Location: Mokotow

PostPosted: Wed Jun 13, 2012 7:34 am    Post subject: Reply with quote

simon_porter00 wrote:
But because you're working for a UK quango, you have to pay UK taxes, UK national insurance (health and pension), student loans (if you have any) & any other deductions that the UK government deem fit & it's even possible you have to pay local taxes too.


This part is incorrect. BC contract teachers do not work for a British Organisation on attachment, they work for a local branch on a Polish contract, paying Polish taxes and Zus.

The suggestion that take home pay was 6-7k is also inaccurate, it was higher than that, I didn't have to pay 40-45% deductions..that is rather excessive lol...
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delphian-domine



Joined: 11 Mar 2011
Posts: 524

PostPosted: Wed Jun 13, 2012 10:54 am    Post subject: Reply with quote

dynow wrote:
delphian-domine wrote:
Perhaps a list of non-paying schools should be made...hmm.


there are countless threads on this forum about schools that don't pay.


An easy to read guide would make sense, however Smile

simonporter00 wrote:


Quote:
-it's also worth mentioning, because as you stated it takes a couple years to establish better business dealings, that ZUS increases 500zl a month after that 2 year honeymoon is over so if you go from making say 60zl a lesson to 70zl a lesson, for the first 50 lessons you teach that month, you're actually making the same amount of money.


Which is why you have to go up in the world. The 2 year period is devastatingly effective at getting rid of inefficient small businesses.
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Wed Jun 13, 2012 11:58 am    Post subject: Reply with quote

okedata wrote:
If you actually read the post correctly (a not unreasonable skill for an English Teacher to have) you'll see that he says it increases 500pln a month.


Yeah, never paid 200zl a month for ZUS, the minimum payment for ZUS is around 500zl and then increases to around 1000zl....
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lundjstuart



Joined: 01 Jul 2008
Posts: 211
Location: Warsaw, Poland

PostPosted: Wed Jun 13, 2012 1:52 pm    Post subject: Reply with quote

Did some digging and found some old ZUS stuff from my accountant:

1. Konto 51 - 113,05 zł

2. Konto 52 - 243,39 zł

3. Konto 53 - ~50zl (I can't remember the amount but max was 50zl)

You're still looking at 400zl a month for your first 2 years.
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dynow



Joined: 07 Nov 2006
Posts: 1031

PostPosted: Wed Jun 13, 2012 2:06 pm    Post subject: Reply with quote

[quote="lundjstuart"]
Yeah, never paid 200zl a month for ZUSquote]

who does?

I paid 300zl to start. After the 2 year honeymoon, I went up to 900zl.
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Master Shake



Joined: 03 Nov 2006
Posts: 945
Location: Itabashi, Tokyo, Japan

PostPosted: Wed Jun 13, 2012 3:29 pm    Post subject: Reply with quote

simon_porter00 wrote:
A book!

It's good to see you aren't so busy busting your a$$ these days and you have time to produce massive a tome on how to climb that greasy pole in Pole-land.

I won't nit-pick your figures or your theory (mostly sound, IMHO). My only question is: Who would want to put in the 3 years or hard labor in order to then work even harder and still earn a relatively modest sum by international standards?

If someone's really willing to work so hard, or even if not but just wants money fast, he's better off going to SE Asia or the Middle East and get fairly compensated for it.

Granted, Poland's a nicer place to live. But working so hard, you'd never have a chance to enjoy it anyway.

(God, I'm turning into sharter...)
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dynow



Joined: 07 Nov 2006
Posts: 1031

PostPosted: Wed Jun 13, 2012 4:14 pm    Post subject: Reply with quote

mastershake wrote:

Quote:
(God, I'm turning into sharter...)


Mastershake just sharted.
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Infinite



Joined: 05 Jan 2013
Posts: 134

PostPosted: Wed Jan 23, 2013 8:12 am    Post subject: Reply with quote

The short answer is "yes". Even while making half of what was mentioned before.
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Master Shake



Joined: 03 Nov 2006
Posts: 945
Location: Itabashi, Tokyo, Japan

PostPosted: Wed Jan 23, 2013 9:03 am    Post subject: Reply with quote

Infinite wrote:
The short answer is "yes". Even while making half of what was mentioned before.
What amount are you referring to? A lot of figures were thrown around earlier.
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Infinite



Joined: 05 Jan 2013
Posts: 134

PostPosted: Wed Jan 23, 2013 10:33 am    Post subject: Reply with quote

You can support a family on 5000 to 6000pln per month.
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scot47



Joined: 10 Jan 2003
Posts: 12243
Location: Ultima Thule

PostPosted: Fri Mar 01, 2013 5:17 pm    Post subject: Reply with quote

John123 writes - "what the likes of you and the other usual contributors squander money on"

Just spotted this rather offensive remark. How the f*** does the poster know what I spend my money on ? Maybe I am stockpiling Korans and AK-47s !

In fact I am far away from Polska and my old stomping ground of the Middle East, having retired to a Scottish island. Hardly a TEFLer to be seen, thank the Lord !


Last edited by scot47 on Thu Mar 07, 2013 9:22 pm; edited 1 time in total
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