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How much does it cost to see a doctor with no insurance?

 
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daisy



Joined: 16 Jun 2003
Location: Ulsan

PostPosted: Mon Aug 25, 2003 5:26 pm    Post subject: How much does it cost to see a doctor with no insurance? Reply with quote

I work for a small school and the cost of medical is 75K won per month. This seems a little high to me. Does anyone know the cost of seeing a doctor with no insurance and disadvantages of not having insurance? All advice appreciated.
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VanIslander



Joined: 18 Aug 2003
Location: Geoje, Hadong, Tongyeong,... now in a small coastal island town outside Gyeongsangnamdo!

PostPosted: Mon Aug 25, 2003 5:53 pm    Post subject: Reply with quote

Do you have a spare arm and leg? I've spent over 200,000 won for treatment of common flu symptoms, and that's with my refusal of the hypodermic needle.
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shaun k



Joined: 23 Jan 2003

PostPosted: Mon Aug 25, 2003 6:10 pm    Post subject: Reply with quote

i have an arrangement with my boss that we dont pay for insurance for me, but if i need to visit the doctor, she will pay half the cost. luckily i have a boss i trust without reservation...and i have been here for 14 months now with no doctor visits. that works out to be at least a savings of 1.1m won so far (my end). and from what ive heard of the national health insurance, it doesnt cover everything well (the very big ticket items, for example). i have korean friends who pay for extra insurance for that very reason.

if i do have some problem, im sure it wont cost more that what ive saved so far. all insurance is just a giant monthly bet that something WILL go wrong. so far ive hedged pretty well. when you only have yourself to look after, you can take a chance like that.
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dogbert



Joined: 29 Jan 2003
Location: Killbox 90210

PostPosted: Mon Aug 25, 2003 6:22 pm    Post subject: Reply with quote

shaun k wrote:
i have an arrangement with my boss that we dont pay for insurance for me, but if i need to visit the doctor, she will pay half the cost. luckily i have a boss i trust without reservation...and i have been here for 14 months now with no doctor visits. that works out to be at least a savings of 1.1m won so far (my end). and from what ive heard of the national health insurance, it doesnt cover everything well (the very big ticket items, for example). i have korean friends who pay for extra insurance for that very reason.

if i do have some problem, im sure it wont cost more that what ive saved so far. all insurance is just a giant monthly bet that something WILL go wrong. so far ive hedged pretty well. when you only have yourself to look after, you can take a chance like that.


I recently had to have surgery here and was pleased to find that the national health insurance paid 80% of the medical costs. What it didn't cover were the cost of the room itself, meals, and a few miscellaneous charges.
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eaglenovan



Joined: 02 Feb 2003

PostPosted: Tue Aug 26, 2003 5:17 pm    Post subject: Seeing a Doctor in Seoul without medical insurance Reply with quote

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Last edited by eaglenovan on Wed May 16, 2007 9:27 pm; edited 1 time in total
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whatthefunk



Joined: 21 Apr 2003
Location: Dont have a clue

PostPosted: Wed Aug 27, 2003 1:30 am    Post subject: Reply with quote

I recently went to the doctor for a throat infection. Nothing serious...with medication and everything the total bill was around 40,000 won. I don't have Korean insurance, I just have international health insurance from the states, and I didn't use it for my visit. I would recommend getting the insurance though, because it would suck if you had a major accident and had to pay out of your pocket.
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GirlFromMars



Joined: 15 May 2003
Location: Corea do Sul

PostPosted: Wed Aug 27, 2003 8:19 pm    Post subject: Reply with quote

it is worth getting the insurance but still fairly cheap without, provided nothing major happens to you (it's a risk).

my first visit to a specialist was 40,000 the two followups were 10,000 each. this is before i organised insurance.

a girl at my work had to spend the weekend in hospital. it cost her 500,000 WITH insurance, however without it would have been well over a million without.

your employer should pay half of your insurance each month. if you have a high premium it probably means you are covered for more so it's still worh it.

GFM
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HardyandTiny



Joined: 03 Jun 2003

PostPosted: Thu Aug 28, 2003 6:29 am    Post subject: Reply with quote

It's cheap, just don't go to the thief at the itaewon international clinic!
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howie2424



Joined: 09 Jan 2003

PostPosted: Fri Aug 29, 2003 6:52 pm    Post subject: Reply with quote

wow, I'm suprised. I've visited the doctor in my little town twice since I've been here, both for colds/flu thingys. Both times the examination and prescription cost me 3500 won.
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