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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Tue Mar 12, 2013 4:41 am Post subject: |
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you want health coverage? buy yourself an expat policy with very limited
time allowed in the usa (or no usa coverage). take the highest possible
deductible. you should be able to find something in the $600-800 range.
i've got 30 days max in the usa, with a $2K per event deductible, and still
includes repatriation.
i use the 1680 rmb allowance to partially pay the premium. i do not have
picc, just pay for everything out of pocket. if something comes in under
$2K, i can afford to eat that.
health "care" and medicines are cheap in asia. a good estimate is 10% of the
us medical cost. that would include flights to bangkok or new delhi, cause
you normally don't want your surgery done in china.
basic stuff no problem. that $750 mri will cost you $50 here. visit the
doctor? 50 cents, or a whole dollar if you want the head surgeon. how
about an ultrasound? $400 in the us, $35 here. wanna spend the night
in the hospital? private suite in the VIP ward, about $100. or you can
choose a semi-private room on the regular folks wing for $7.
my heart surgery in india cost $12K ---- including the flights and the resort
on the beach. cost in the usa? $150,000-$200,000.
my nasal surgery in kunming cost $1000 --- including hospital stay and
medicines and follow-ups. my sister had the same operation in the us
last year, insurance covered most, but her co-pay was just over $1000. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Tue Mar 12, 2013 4:47 am Post subject: |
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| SledgeCleaver wrote: |
| .....Shouldn't we be agitating for basic health care coverage to be a right of anyone working a real job here? .... |
hey, great idea!!
we should, like, form a union, eh, dude?
yeah, that's the ticket! we can, like, go on strike, and, you know, picket
until the 'man' meets our demands!
workers of the world, unite! |
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rogerwilco
Joined: 10 Jun 2010 Posts: 1549
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Posted: Tue Mar 12, 2013 4:54 am Post subject: |
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| Simon in Suzhou wrote: |
| To be honest, if health insurance and health care are one of your "dealbreakers," China is probably not the country for you at all. |
I agree with Simon.
I am near Shanghai, but even the best hospitals there do not offer quality health care, IMHO.
Doctors in China seem to be about 50 to 100 years behind Western medicine. They still keep alcohol burners on their desks to use the flame to sterilize their medical instruments.
Nurses and doctors will not cover their noses or mouths as they sneeze and cough on you.
Many of them will tell you that an IV cures everything, and that drinking hot water will cure or prevent many illnesses.
After several very bad experiences in Chinese hospitals, I now know that I need to go to Thailand, or return to the USA, for most of my health care needs. |
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SledgeCleaver
Joined: 02 Mar 2013 Posts: 126
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Posted: Tue Mar 12, 2013 7:00 am Post subject: |
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WELL ALL RIGHT, CAN OPENER IT IS THEN
JUST PUT IT THROUGH THAT HOLE IN MY STOMACH AND WIGGLE IT AROUND SOME, THAT'S THE TICKET |
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roadwalker

Joined: 24 Aug 2005 Posts: 1750 Location: Ch
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Posted: Tue Mar 12, 2013 8:03 am Post subject: |
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| I think you'll find the healthcare to be a mixture of professional modern and medieval. To get the standard Residence Permit medical check, the top hospital in my smallish city is now certified by the province (Guangdong). But to get to all of the departments that run the battery of tests you have to go from the old wing to the new wing and back several times. They have modern equipment but you need to step over families in the hallways to get there at times. I think I've gotten decent care when I needed it in China, but I've never had anything too complicated. My PICC insurance (RMB 1800/year I think) isn't restricted to certain hospitals so far as I know. It IS restricted to China and probably to the mainland. |
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dakelei
Joined: 17 May 2009 Posts: 351 Location: USA
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Posted: Sat Mar 16, 2013 6:56 am Post subject: |
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| The lack of decent healthcare is rapidly becoming my #1 beef with the third tier city in which I currently find myself. I'll be 53 in May and have been healthy as a horse most of my life but in the last year I've developed a few issues and at one point had to spend a night in the hospital here. Scared the bejesus out of me, honestly. There will be those who dispute this, I know, but if you aren't already here and know you have health issues my strong advice is to avoid China. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Sat Mar 16, 2013 7:02 am Post subject: |
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i posted this a few years ago........
"imagine it's 3am, you're in a decent-sized town of maybe 300k,
you feel a bit strange, check your pulse, you're skipping beats.
walk to the main gate of the apartment complex, no taxis, so
walk the 2km to the main hospital (affiliated with the medical
college), wake up the duty nurse, who then has to locate the
on-call doctor who is sleeping on a gurney in one of the exam
rooms. the doctor is unable to find the clip-on/tape-on leads
for the ekg, and the suction cups don't work due to incredibly
sexy chest hair. he could at least just listen to your heartbeat,
yes? no. um, we don't have a stethoscope. the following day
you buy two stethoscopes from the medical supply store
across from the hospital for 19 rmb each, and donate one to
the emergency room. for next time. you also consider
shaving your chest."
this was also the hospital where:
1. the doctors were unable to properly read an echocardiogram
2. the pharmacy sold me fake medicine (warfarin)
3. upon my return from india, the head surgeon asked why i didn't
have my surgery there........they were planning to start offering that
particular procedure.....i coulda been the first! |
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fred13331
Joined: 20 Feb 2012 Posts: 108 Location: Southern China
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fred13331
Joined: 20 Feb 2012 Posts: 108 Location: Southern China
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Posted: Sat Mar 16, 2013 10:52 am Post subject: Re: Negotiating with Universities |
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I really don't understand all the comments, no-one on here ever seems to have a good thing to say about uni's.
My Uni pays an average 10K a month. 5% raise a year. Stay a while, earn more, lots of guys have been here 10+ years. Lots of people work for the partner universities and get western salaries. Nearly everyone else works more than the 10 to 16 hours the uni requires of them. The uni often informs us of people looking for our part-time services. If you are happy to to 25 to 30 hours you can make 20K easily. I work for them 30 weeks a year, 14 hours a week, but get paid 12 monthly salaries.For the next 12 weeks I am doing 40 hours, including 26 hours of non university teaching. I will be knackered before it finishes, but, I'll be making good bank.
The health coverage works - I got 18K back on a 20 K bill for a shattered clavicle. Handed the receipts to the IO, 6 weeks later, money transferred to my account. I was free to choose my own hospital. The docs recommended a new type of titanium plate which was 6k more expensive - we rang the IO, the said 'sure, whatever the docs think'. These boards are full of negativity - but there are plenty of good jobs in China.
Now, someone will come on and call this a bragging post. Go ahead, knock yourself out |
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muffintop
Joined: 07 Jan 2013 Posts: 803
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Posted: Sat Mar 16, 2013 12:44 pm Post subject: Re: Negotiating with Universities |
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| fred13331 wrote: |
Now, someone will come on and call this a bragging post. Go ahead, knock yourself out |
I don't think you are bragging but have to wonder if you truly believe jobs like that are common.
Actually....I'd really like to know if they are hiring.
Grats on landing a solid gig. |
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dakelei
Joined: 17 May 2009 Posts: 351 Location: USA
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Posted: Sat Mar 16, 2013 3:43 pm Post subject: |
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| I have very few complaints about my uni job. I do 16 hours a week, all English Conversation classes filled with mostly cooperative and nice students. I earn 7000RMB a month. It's the city I live in that's a drag. It's Tier 3 but may as well be Tier 6. Boring and backwoods but tolerable enough to keep me here for 3 years so far. I do quite well by local standards. I'm very often offered other work and, if money is what I was seeking, I'm pretty sure I could double my salary. My attitude is generally "If I wanted to work my buns off I'd go home to the USA and do it." I will never understand why anyone willing to work hard would be doing it here in China. Even 10000 yuan a month is less than $2000 US. To me the beauty of being here is not having to exhaust myself to make a living. I have a roomy apartment, provided free by my school, 3 cats and a girl roughly half my age. (No, she's not a student nor even a former one.) My life is good. My 2 biggest fears are 1) A major health scare and 2) I'll never be able to adjust to life at home with a real job and real pressure. I'll undoubtedly never be able to formally "retire." But, seriously, retire from WHAT, exactly? I feel like I'm semi-retired now. |
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fred13331
Joined: 20 Feb 2012 Posts: 108 Location: Southern China
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Posted: Sun Mar 17, 2013 1:56 am Post subject: Re: Negotiating with Universities |
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| muffintop wrote: |
| fred13331 wrote: |
Now, someone will come on and call this a bragging post. Go ahead, knock yourself out |
I don't think you are bragging but have to wonder if you truly believe jobs like that are common.
Actually....I'd really like to know if they are hiring.
Grats on landing a solid gig. |
They have a lot of FTs, there is usually a good few new hires every Sept. Common is a vague word - I believe a large number of such jobs exist, whilst acknowledging there is a significantly larger number of crappier jobs. |
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fred13331
Joined: 20 Feb 2012 Posts: 108 Location: Southern China
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Posted: Sun Mar 17, 2013 2:07 am Post subject: |
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| dakelei wrote: |
| I will never understand why anyone willing to work hard would be doing it here in China. Even 10000 yuan a month is less than $2000 US.. |
It takes all kinds. I will never understand how people can be happy working 10 hours a week, 38 weeks a year. I would go batty with boredom. Thats not semi retired, that barely qualifies as part-time. Ten year old kids in full time education often work more hours than that to earn pocket money!
I work harder (I honestly don't think it is hard, and consider people who think working 30 hours in a class room are pussies. Try 60 hours a week down a coal mine, picking fruit, construction etc) because I am married to a Chinese wife, I have bought an apartment here, and because I plan to stay here. working harder for 10,000 is not what I am talking about. But 20K?, 25K?, 30K? - sure |
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lemak
Joined: 19 Nov 2011 Posts: 368
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Posted: Sun Mar 17, 2013 5:11 am Post subject: |
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| dakelei wrote: |
| I have.....a girl roughly half my age. |
Kudos, sir.
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.
....unless you're only 22 years old.  |
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Non Sequitur
Joined: 23 May 2010 Posts: 4724 Location: China
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Posted: Sun Mar 17, 2013 10:22 pm Post subject: Re: Negotiating with Universities |
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| fred13331 wrote: |
I really don't understand all the comments, no-one on here ever seems to have a good thing to say about uni's.
My Uni pays an average 10K a month. 5% raise a year. Stay a while, earn more, lots of guys have been here 10+ years. Lots of people work for the partner universities and get western salaries. Nearly everyone else works more than the 10 to 16 hours the uni requires of them. The uni often informs us of people looking for our part-time services. If you are happy to to 25 to 30 hours you can make 20K easily. I work for them 30 weeks a year, 14 hours a week, but get paid 12 monthly salaries.For the next 12 weeks I am doing 40 hours, including 26 hours of non university teaching. I will be knackered before it finishes, but, I'll be making good bank.
The health coverage works - I got 18K back on a 20 K bill for a shattered clavicle. Handed the receipts to the IO, 6 weeks later, money transferred to my account. I was free to choose my own hospital. The docs recommended a new type of titanium plate which was 6k more expensive - we rang the IO, the said 'sure, whatever the docs think'. These boards are full of negativity - but there are plenty of good jobs in China.
Now, someone will come on and call this a bragging post. Go ahead, knock yourself out |
Did you start on that base or have you worked your way up to it?
Lot to be said for that approach if you get into a good school and can collect your 'home comforts' around you. |
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