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kev7161
Joined: 06 Feb 2004 Posts: 5880 Location: Suzhou, China
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Posted: Sat Apr 26, 2014 5:13 am Post subject: |
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| Well, I'll weigh in one more time on this subject. I've worked in Suzhou for nearly 9 years. I've asked my well-known and (I believe) above-board school on more than one occasion about this new retirement thing. To date, I've never gotten any response about it. No "we're exempt because . . . " or "we are going to implement it any day now", or any other sort of feedback. I earn far north of 15,000 and only basic taxes are taken out of my pay. I'm not worried about it as I save for my own retirement. I feel it's still a valid question for newcomers, I just haven't seen hide nor hair of it in my small corner of the world. |
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Mikeylikesit114
Joined: 21 Dec 2007 Posts: 129
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Posted: Sat Apr 26, 2014 8:26 am Post subject: Social Insurance Refund |
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I worked in Shenzhen from August 2008 through June 2011. My employer deducted about 400-500 per month for social insurance and a health savings account. When my employment ended, I was told by my school that the law had changed and I was no longer entitled to a refund.
Last year my gf called one of her friends in Shenzhen and determined that my school was full of sh*t, and I was entitled to a refund of 27000 RMB. I flew down to SZ about a month later and claimed it. |
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Toast

Joined: 08 Jun 2013 Posts: 428
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Posted: Sat Apr 26, 2014 1:06 pm Post subject: |
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| Javelin of Radiance wrote: |
| I'll restate the obvious to anyone who can't see that and point out that the thread I linked to started in 2011 and has posts going to October 2013, which makes it as current as anything else on this forum. |
What you mean is that other thread contains 202 replies, 200 of which are solely from 2011 before *you* bumped it two years later where bar a couple of unrelated replies it was allowed to rot. The most current thread on the topic would be *this* one, which if you can stop farting out irrelevances might actually become a useful resource - or would you prefer to keep bumping the other one every two years.
| Javelin of Flatulence wrote: |
| I'll go back to your original point, I don't know why you'd expect anyone who's left the country to post that they got their money back. |
Why not? People have later posted on here regarding positive experiences with schools, cities, and recruiters. This was a hot issue a couple of years ago, and a new thread pops up regarding the topic. Maybe I don't have as negative impression of the motivations of the Chinese ESLer as you do, mate but I like to think that one day someone on here will come along to help their brudder out, and if that ends up being me, so be it. Be a doll and remind me, yeah?
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| This forum has a population of about 20 (as opposed to the thousands who actually work in this country) |
So, based on 6 odd people on this thread alone who've replied they have, or are going to pay into the scheme, and if only according to you the forum "has a population of about 20" one could extrapolate that a third or so of people in the country are contributing to the Chinese social welfare tax? Sounds a far cry more than "......are a few. Somewhere." paying into it as you wrote. |
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Toast

Joined: 08 Jun 2013 Posts: 428
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Posted: Sat Apr 26, 2014 1:10 pm Post subject: |
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| Javelin of Flatulence wrote: |
| I'll go back to your original point, I don't know why you'd expect anyone who's left the country to post that they got their money back. |
| Mikeylikesit114 wrote: |
| Last year my gf called one of her friends in Shenzhen and determined that my school was full of sh*t, and I was entitled to a refund of 27000 RMB. I flew down to SZ about a month later and claimed it. |
Whoops.
Mikey is a kind man.
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Shroob
Joined: 02 Aug 2010 Posts: 1339
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Posted: Sat Apr 26, 2014 2:21 pm Post subject: Re: Social Insurance Refund |
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| Mikeylikesit114 wrote: |
I worked in Shenzhen from August 2008 through June 2011. My employer deducted about 400-500 per month for social insurance and a health savings account. When my employment ended, I was told by my school that the law had changed and I was no longer entitled to a refund.
Last year my gf called one of her friends in Shenzhen and determined that my school was full of sh*t, and I was entitled to a refund of 27000 RMB. I flew down to SZ about a month later and claimed it. |
I'm afraid of things like this for exactly this reason. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Sat Apr 26, 2014 2:46 pm Post subject: Re: Social Insurance Refund |
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| Mikeylikesit114 wrote: |
| ....My employer deducted about 400-500 per month......was told by my school that the law had changed....and I was entitled to a refund..... |
the school deducted from your pay. did they actually pay into the social
security scheme?
if so, why would they care....why tell you you're not entitled to a refund?
the refund comes from the government, not the school.
so did you get your refund from the school or from the government office.
if from the school, seems they were trying to screw you.
if from the government, then you're the first i've seen that got the official
refund. in that case, please post details! how did you do it? what forms
did you need? how long did it take? and so on!! |
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kev7161
Joined: 06 Feb 2004 Posts: 5880 Location: Suzhou, China
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Posted: Sun Apr 27, 2014 1:55 am Post subject: |
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That's a good and important distinction: refund from school or from government? Also, and sadly, a lot of people won't have a Chinese girlfriend (or any sort of C-friend at all), ready to help out in a pinch. A lot of people will leave their job and return to their home country a few days later. It would be nearly impossible to get a refund from abroad, I would think.
Also, I'm just speculating here, if one pays into the national social security, leaves their job, but moves on to another in-country job, they wouldn't necessarily be eligible to receive a refund at the time they leave the first job, yes or no? I would think the time for you to collect (if, indeed, you actually CAN collect) would be when you are packing up your tent and leaving the country for good. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Sun Apr 27, 2014 2:31 am Post subject: |
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until mikeylikesit! responds, i'll assume the school was deducting the
employee contributions monthly, which then went into the school's
second party secretary's baijiu slush fund. the school likely never
made the obligatory 37% employers contribution neither. no official
payment, no personal account, no records, no refund.
"the law changed." translation: um, oops, you caught us. we never
made any payments on your behalf......soooollllly!
however, mikeylikesit! may not YET have been eligible for a refund.
i think according to the law (or the suggestion), you only can apply
when leaving our china. mikeylikesit! wrote that he "flew down" to
shenzhen. is he working up north now? regardless, seems to still
be in country.
the "law" is pretty vague here. it might say (in translation) you gets
your money upon leaving. does that mean leaving the job for
another (of course not), leaving the job but staying in our china as
a spouse (maybe), or terminating employment and leaving the
country (obviously in this case). |
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Mikeylikesit114
Joined: 21 Dec 2007 Posts: 129
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Posted: Sun Apr 27, 2014 5:36 am Post subject: |
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Sorry for not responding earlier. A substantial portion of the deductions, as well as employer contributions were loaded onto a health savings card that I could only use at hospitals in Shenzhen.
I had to go to a municipal bureau with proof that I had finished my contract with the school in order to claim my refund.
Choudoufu, I'm in Qingdao currently. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Sun Apr 27, 2014 7:18 am Post subject: |
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| Mikeylikesit114 wrote: |
Sorry for not responding earlier. A substantial portion of the deductions, as well as employer contributions were loaded onto a health savings card that I could only use at hospitals in Shenzhen.
I had to go to a municipal bureau with proof that I had finished my contract with the school in order to claim my refund.
Choudoufu, I'm in Qingdao currently. |
how much of what you 'contributed' did you get back? i've read they
take 11% (retirement, health, unemployment), and you 'may' get 8%
back. (and employer pays 37%!!)
how much of the entire amount was loaded onto that card? did you
get both your and your employers contributions back?
are you working now? the "law" would imply you have to leave the
country, or at least stop working (maybe), to get a refund. |
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Mikeylikesit114
Joined: 21 Dec 2007 Posts: 129
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Posted: Sun Apr 27, 2014 11:52 pm Post subject: |
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| choudoufu wrote: |
| Mikeylikesit114 wrote: |
Sorry for not responding earlier. A substantial portion of the deductions, as well as employer contributions were loaded onto a health savings card that I could only use at hospitals in Shenzhen.
I had to go to a municipal bureau with proof that I had finished my contract with the school in order to claim my refund.
Choudoufu, I'm in Qingdao currently. |
how much of what you 'contributed' did you get back? i've read they
take 11% (retirement, health, unemployment), and you 'may' get 8%
back. (and employer pays 37%!!)
how much of the entire amount was loaded onto that card? did you
get both your and your employers contributions back?
are you working now? the "law" would imply you have to leave the
country, or at least stop working (maybe), to get a refund. |
I am working now, and have worked continuously since leaving my school in Shenzhen. I certainly received more than my deductions, so some amount of either employer or government contributions went into my pocket.
Before leaving Shenzhen, I used the card for some minor medical expenses, so the total amount loaded onto the card might have been a bit more. I didn't keep detailed records of my employer deductions, so I can't give you precise numbers about the amount of employer contribution and so forth. |
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Banner41
Joined: 04 Jan 2011 Posts: 656 Location: Shanghai
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Posted: Mon Apr 28, 2014 7:37 am Post subject: |
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| whimsical1 wrote: |
I already know there is a tax, about 20%, that they will collect. Is this, then, an additional payment they will deduct? Is that a sort of standard thing, or should I ask them? |
Yes, you will be deducted in addition to the regular tax you pay. Two deductions if they make you pay into it. Haven't really researched how I will get my money back. Not really holding my breath on that one. Though if I did get it back it would be quite a chunk of change....... |
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wangdaning
Joined: 22 Jan 2008 Posts: 3154
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Posted: Tue Apr 29, 2014 12:22 am Post subject: |
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| choudoufu wrote: |
are you working now? the "law" would imply you have to leave the
country, or at least stop working (maybe), to get a refund. |
I would guess that because this is handled on the city or provincial level, once you leave the area you are entitled to your refund. Good to know at least one person was successful. |
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choudoufu

Joined: 25 May 2010 Posts: 3325 Location: Mao-berry, PRC
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Posted: Tue Apr 29, 2014 4:01 am Post subject: |
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| wangdaning wrote: |
| choudoufu wrote: |
are you working now? the "law" would imply you have to leave the
country, or at least stop working (maybe), to get a refund. |
I would guess that because this is handled on the city or provincial level, once you leave the area you are entitled to your refund. Good to know at least one person was successful. |
still something's fishy. it's supposed to be a national program. the law
(yeah, we know all about laws) says you get it back when you leave.
wouldn't make sense (oh yeah, china!) to get back your retirement funds
each time you change provinces.
i wonder what mikeylikesit! actually got back. doesn't make sense (oh yah,
china again!) for unemployment and retirement funds to be put on a medical
expense card.
i guess since the system is new, and in china, it'll be managed (or mismanaged)
differently in the various provinces. |
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wangdaning
Joined: 22 Jan 2008 Posts: 3154
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Posted: Tue Apr 29, 2014 10:54 pm Post subject: |
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| choudoufu wrote: |
still something's fishy. it's supposed to be a national program. the law
(yeah, we know all about laws) says you get it back when you leave.
wouldn't make sense (oh yeah, china!) to get back your retirement funds
each time you change provinces.
i wonder what mikeylikesit! actually got back. doesn't make sense (oh yah,
china again!) for unemployment and retirement funds to be put on a medical
expense card.
i guess since the system is new, and in china, it'll be managed (or mismanaged)
differently in the various provinces. |
Isn't it a social insurance card, not a health card? |
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