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Nenkin
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mitsui



Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki

PostPosted: Tue Mar 03, 2015 7:05 am    Post subject: Nenkin Reply with quote

I will go back to full-time work in April after working part-time for about a year.
I haven't made pension payments since March, 2014.
Do I have to pay into the national pension for last year?
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Maitoshi



Joined: 04 May 2014
Posts: 718
Location: 何処でも

PostPosted: Tue Mar 03, 2015 7:30 am    Post subject: Reply with quote

I don't know if you HAVE to make them up, but you can. They will even put you on a payment plan for the back payments.
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mitsui



Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki

PostPosted: Tue Mar 03, 2015 7:35 am    Post subject: Reply with quote

Yes, I cannot remember.
I think health insurance was mandatory, but I always have paid for that.

I paid into the pension scheme for 13 years. One year of not paying probably doesn't matter.
The question is when I return to work in the US.

It used to be 25 years of work in Japan before collecting the pension but I thought that changed.
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Maitoshi



Joined: 04 May 2014
Posts: 718
Location: 何処でも

PostPosted: Tue Mar 03, 2015 7:38 am    Post subject: Reply with quote

Do you mean to count towards US Social Security? It's currently ten years minimum, if I remember correctly, but each year should count towards higher payments. Making back payments for last year may work in your favor if you live into your 70s.
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mitsui



Joined: 10 Jun 2007
Posts: 1562
Location: Kawasaki

PostPosted: Tue Mar 03, 2015 7:41 am    Post subject: Reply with quote

Yes, that is what I mean.
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Maitoshi



Joined: 04 May 2014
Posts: 718
Location: 何処でも

PostPosted: Tue Mar 03, 2015 7:59 am    Post subject: Reply with quote

If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have.
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rxk22



Joined: 19 May 2010
Posts: 1629

PostPosted: Tue Mar 03, 2015 12:41 pm    Post subject: Reply with quote

Maitoshi wrote:
If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have.


I hear your argument. But if I were not going to be penalized, I'd pay into nenkin as little as possible, or not at all.
I love Japan and plan on being here permanently, but the pension system here is muck for anyone under 40 or so. I'd use my savings to buy stocks. To ensure an actual retirement. I don't want to eating hangaku grocery foods everyday to make it by
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Maitoshi



Joined: 04 May 2014
Posts: 718
Location: 何処でも

PostPosted: Tue Mar 03, 2015 1:38 pm    Post subject: Reply with quote

Right. But it sounds like the OP plans to return stateside in the future.
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G Cthulhu



Joined: 07 Feb 2003
Posts: 1373
Location: Way, way off course.

PostPosted: Tue Mar 03, 2015 3:25 pm    Post subject: Reply with quote

mitsui wrote:
I paid into the pension scheme for 13 years. One year of not paying probably doesn't matter.
The question is when I return to work in the US.



All explained on the SSA website.

http://www.socialsecurity.gov/international/Agreement_Pamphlets/japan.html
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nicenicegaijin



Joined: 27 Feb 2015
Posts: 157

PostPosted: Thu Mar 05, 2015 6:51 am    Post subject: Reply with quote

Why would a non-Japanese want to retire in Japan?
I plan to retire to the Italy or Greece, somewhere healthy and relaxed.
I have to pay into the pension now I became a full-timer. I kind of regret that decision as I was making more as a part-timer, but it was getting more and more difficult to put together a good schedule.
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Maitoshi



Joined: 04 May 2014
Posts: 718
Location: 何処でも

PostPosted: Thu Mar 05, 2015 7:25 am    Post subject: Reply with quote

Your FT doesn't contribute to your pension?
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