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mitsui
Joined: 10 Jun 2007 Posts: 1562 Location: Kawasaki
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Posted: Tue Mar 03, 2015 7:05 am Post subject: Nenkin |
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I will go back to full-time work in April after working part-time for about a year.
I haven't made pension payments since March, 2014.
Do I have to pay into the national pension for last year? |
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Maitoshi
Joined: 04 May 2014 Posts: 718 Location: 何処でも
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Posted: Tue Mar 03, 2015 7:30 am Post subject: |
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| I don't know if you HAVE to make them up, but you can. They will even put you on a payment plan for the back payments. |
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mitsui
Joined: 10 Jun 2007 Posts: 1562 Location: Kawasaki
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Posted: Tue Mar 03, 2015 7:35 am Post subject: |
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Yes, I cannot remember.
I think health insurance was mandatory, but I always have paid for that.
I paid into the pension scheme for 13 years. One year of not paying probably doesn't matter.
The question is when I return to work in the US.
It used to be 25 years of work in Japan before collecting the pension but I thought that changed. |
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Maitoshi
Joined: 04 May 2014 Posts: 718 Location: 何処でも
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Posted: Tue Mar 03, 2015 7:38 am Post subject: |
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| Do you mean to count towards US Social Security? It's currently ten years minimum, if I remember correctly, but each year should count towards higher payments. Making back payments for last year may work in your favor if you live into your 70s. |
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mitsui
Joined: 10 Jun 2007 Posts: 1562 Location: Kawasaki
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Posted: Tue Mar 03, 2015 7:41 am Post subject: |
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| Yes, that is what I mean. |
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Maitoshi
Joined: 04 May 2014 Posts: 718 Location: 何処でも
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Posted: Tue Mar 03, 2015 7:59 am Post subject: |
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| If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have. |
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rxk22
Joined: 19 May 2010 Posts: 1629
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Posted: Tue Mar 03, 2015 12:41 pm Post subject: |
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| Maitoshi wrote: |
| If it's not a burden to make the back payments, why not do so? At least it will take care of the concerns you have. |
I hear your argument. But if I were not going to be penalized, I'd pay into nenkin as little as possible, or not at all.
I love Japan and plan on being here permanently, but the pension system here is muck for anyone under 40 or so. I'd use my savings to buy stocks. To ensure an actual retirement. I don't want to eating hangaku grocery foods everyday to make it by |
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Maitoshi
Joined: 04 May 2014 Posts: 718 Location: 何処でも
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Posted: Tue Mar 03, 2015 1:38 pm Post subject: |
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| Right. But it sounds like the OP plans to return stateside in the future. |
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G Cthulhu
Joined: 07 Feb 2003 Posts: 1373 Location: Way, way off course.
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nicenicegaijin
Joined: 27 Feb 2015 Posts: 157
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Posted: Thu Mar 05, 2015 6:51 am Post subject: |
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Why would a non-Japanese want to retire in Japan?
I plan to retire to the Italy or Greece, somewhere healthy and relaxed.
I have to pay into the pension now I became a full-timer. I kind of regret that decision as I was making more as a part-timer, but it was getting more and more difficult to put together a good schedule. |
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Maitoshi
Joined: 04 May 2014 Posts: 718 Location: 何処でも
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Posted: Thu Mar 05, 2015 7:25 am Post subject: |
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| Your FT doesn't contribute to your pension? |
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