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Health Insurance and Pension for Full Timers??

 
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matador



Joined: 07 Mar 2003
Posts: 281

PostPosted: Mon May 02, 2005 11:46 am    Post subject: Health Insurance and Pension for Full Timers?? Reply with quote

If you work full time as a teacher, must your employer provide you with/and contribute to, these things? Is it a legal requirement in Japan?
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Celeste



Joined: 17 Jan 2003
Posts: 814
Location: Fukuoka City, Japan

PostPosted: Mon May 02, 2005 12:33 pm    Post subject: Reply with quote

Yes. There are a few threads about this. THe insurance is called shakai Hoken.
Try this thread for more info:
http://www.eslcafe.com/forums/job/viewtopic.php?t=22938&highlight=shakai+hoken
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PAULH



Joined: 28 Jan 2003
Posts: 4672
Location: Western Japan

PostPosted: Mon May 02, 2005 12:41 pm    Post subject: Re: Health Insurance and Pension for Full Timers?? Reply with quote

matador wrote:
If you work full time as a teacher, must your employer provide you with/and contribute to, these things? Is it a legal requirement in Japan?


This is a matter of great debate in Japan at the moment and the unions are having a great deal of trouble with many of the big companies over this issue.

The answer is yes, every person working full time and is over the age of 20, Japanese or foreigner is required to have some kind of health insurance and in most cases, national pension as well. Depending on the plan you are on, the employer will pay 50% of the premium and the employee the other fifty percent. You must also be working full time for one employer. Part timers are not required to be covered under health insurance by their employers.

Where it gets sticky is what is considered to be full time? The legal definition is something like 2/3 of a 40 hour work week or 27 hours a week. JET teachers are public servants and are enrolled automatically and most private and public university teachers are enrolled under their school plans.

If you are a foreign teacher working in a language school, the school will count only your contact teaching hours or say 26 hours a week, not your work hours and classify you as part time, though you work forty hours a week.

So yes, you are supposed to be covered under company health insurance, your employer chooses not to enrol you because it saves him money, and no one punishes him for not enrolling you. If you demand to be enrolled in the national health plan, by law he can not refuse to enroll you. Many employers choose not to tell you that this is an option though and refer you to other plans or 'forget' to tell you what your rights are.

There are quite a few archived threads on this topic already. The general union has a lot of info as well on its webpage.

http://www.generalunion.org
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