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What health insurance must we full-timers have?
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yamanote senbei



Joined: 28 Jun 2005
Posts: 435
PostPosted: Wed Jan 03, 2007 4:06 am    Post subject: Reply with quote
I know several people who weren't reimbursed by InterGlobal for things that were supposedly covered by their plans.
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Chris21



Joined: 30 Apr 2006
Posts: 366
Location: Japan
PostPosted: Wed Jan 03, 2007 4:25 am    Post subject: Reply with quote
Of course you do.
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Venti



Joined: 19 Oct 2006
Posts: 171
Location: Kanto, Japan
PostPosted: Wed Jan 03, 2007 4:48 am    Post subject: Reply with quote
yamanote senbei wrote:


Ignore what Venti said about you having to enroll after one year of residence in Japan.


I said you have to be either enrolled in Shakai Hoken or Kokumin Kenko Hoken if you remain in Japan for more than one year. I apologize if I didn't make that clear enough.
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Dipso



Joined: 28 Apr 2004
Posts: 194
Location: England
PostPosted: Wed Jan 03, 2007 4:54 am    Post subject: Reply with quote
Venti wrote:
fox,
AEON is now enrolling all new teachers in Shakai Hoken whether they like it or not. The salary for continuing teachers has been increased almost enough to offset the monthly premium (about ￥30000).


Aeon has increased its monthly salary by 10,000 yen. They have also reduced the rent subsidy by 5,000 yen and increased contracted hours by 26 hours a month. Hmmm, what a great deal!
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inkansai



Joined: 18 Jan 2005
Posts: 39
PostPosted: Fri Jan 05, 2007 12:05 am    Post subject: Reply with quote
Venti is right, for enrollment into Kokumin Kenko Hoken if you don't have a visa status for a one year more, you can't be enrolled.

If you have a one year specialist in humanities and are not enrolled in Shakai Hoken you are required to be enrolled in Kokumin Kenko Hoken and Kokumin Nenkin

For the initial 6 month working holiday visa, you cannot be enrolled in kokumin kenko hoken, however, once you have entended your visa for another 6 months, you can be enrolled.

For Kokumin Nenkin this is not the case, if you are over 20 years, you need to be enrolled. Working holiday makers, may be able to apply for an exemption due to low income (this is not automatic).
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Venti



Joined: 19 Oct 2006
Posts: 171
Location: Kanto, Japan
PostPosted: Fri Jan 05, 2007 2:34 am    Post subject: Reply with quote
inkansai wrote:
Venti is right, for enrollment into Kokumin Kenko Hoken if you don't have a visa status for a one year more, you can't be enrolled.

If you have a one year specialist in humanities and are not enrolled in Shakai Hoken you are required to be enrolled in Kokumin Kenko Hoken and Kokumin Nenkin

For the initial 6 month working holiday visa, you cannot be enrolled in kokumin kenko hoken, however, once you have entended your visa for another 6 months, you can be enrolled.

For Kokumin Nenkin this is not the case, if you are over 20 years, you need to be enrolled. Working holiday makers, may be able to apply for an exemption due to low income (this is not automatic).


I believe only Japanese citizens are required to pay Kokumin Nenkin (National Pension). If one is enrolled in Employee Health Insurance through Shakai Hoken, a different kind of Nenkin (Employee pension) is automatically deducted from the employee's salary. Foreigners can receive a lump sum reimbursement for up to three years of paid pension money after leaving Japan. Check out the link below for further information.

www.metro.tokyo.jp/ENGLISH/RESIDENT/LIVINGIN/cont5-05.htm

Here's a quoted line from the website:
"Like the medical treatment insurance system, Japan also has a pension system. Every citizen must enroll in the pension system.

In the case of old age, disability or death, the purpose of the system is to ensure stable livelihood by providing benefits."

Kokumin Nenkin is available so that people who aren't employeed full time, but will remain in Japan well into their old age, can be covered by a pension. Full time foreign workers have to pay a different kind of pension payment through Shakai Hoken, but part time foreign workers are not required to pay because they are not expected to remain in Japan until old age by just doing part time work. Of course, many foreigners who are self-employed or married to Japanese citizens need this pension and have the right to enroll.

Anyway, check it out for yourself.
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