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Saving money in Japan
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Suwon23



Joined: 06 Nov 2008
Posts: 50

PostPosted: Mon Mar 30, 2009 9:15 pm    Post subject: Reply with quote

Khyron, I'm guessing from your location you live in Tokyo, right? A woman I know who lived in Kyushu saved nearly $1000/month without trying, and even had a car... of course, that was ten years ago, and she was with JET, not an eikaiwa... But I understand it's MUCH easier to save in the "inaka" areas.

Maybe you veterans should produce a list of likely expenditures in your particular city/region. How much per month for binge drinking, how much for the occasional night out, how much for groceries, etc. It could even become a sticky!
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Apsara



Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan

PostPosted: Mon Mar 30, 2009 11:09 pm    Post subject: Reply with quote

JETs get paid considerably more than your average ALT/eikaiwa teacher, and often have housing provided/heavily subsidised, so there isn't really any comparison regardless of location. Actually on a JET salary with their perks $1,000 a month is probably the lower end of possible savings.

I think Glenski may have made up a price list of some kind at some point- not sure if it's in the stickies though.
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BobbyBan



Joined: 05 Feb 2008
Posts: 201

PostPosted: Tue Mar 31, 2009 1:16 am    Post subject: Reply with quote

Maybe this one?

http://forums.eslcafe.com/job/viewtopic.php?t=4201&highlight=cheapskates
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cornishmuppet



Joined: 27 Mar 2004
Posts: 642
Location: Nagano, Japan

PostPosted: Tue Mar 31, 2009 3:09 am    Post subject: Reply with quote

Quite often JETs are offered company housing which can be as low as 5k a month. I've been offered it a few times but its usually in bad condition and on the outskirts of town. If you want to save though its ideal.
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seklarwia



Joined: 20 Jan 2009
Posts: 1546
Location: Monkey onsen, Nagano

PostPosted: Tue Mar 31, 2009 4:43 am    Post subject: Reply with quote

Just curious... Some of you have mentioned that best time for specials at supermarkets is an hour or so before closing.

What about at Seiyu supermarkets?
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Apsara



Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan

PostPosted: Tue Mar 31, 2009 4:54 am    Post subject: Reply with quote

Yes, also Seiyu supermarkets- I think pretty much every supermarket in the country does this. Things that are likely to be discounted are bentos, fresh produce, meat etc. and if there is a bakery attached to the supermarket, baked goods.
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seklarwia



Joined: 20 Jan 2009
Posts: 1546
Location: Monkey onsen, Nagano

PostPosted: Tue Mar 31, 2009 5:42 am    Post subject: Reply with quote

But since seiyu is open 24hrs/day, is there a good time to go for discounts? It seems that none of the grocery stores in my area have closing hours... not that I'm complaining about being able to go shopping at silly hour in the morning.
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Apsara



Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan

PostPosted: Tue Mar 31, 2009 6:32 am    Post subject: Reply with quote

Not all Seiyus are open 24 hours- the one 5 minutes from my apartment certainly isn't, it closes at 9pm, so can't help you there, sorry.
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kensai



Joined: 31 Mar 2009
Posts: 2

PostPosted: Thu Apr 02, 2009 4:28 am    Post subject: Reply with quote

Hi all

Don't try to overstretch yoursself here.
Set aside a reasonable amount for savings, say 30% of your salary and never touch it. don't evden think about the currency changes, you can always open up a multicurrency account and keep money and change it to and from between currencies when you need it.

With any other savigns left over from the other 70%, it means you will live on 70% of your salary and for som reason you will always adopat to that. ten after a year or two or longer here, you will realise that you have saved up, and you will not regret being so careless about it all.

Discipline.


Don't forget to enjoy yourself too. It is odd that somehow you WILL get by on 70% of what you learn.
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gaijinalways



Joined: 29 Nov 2005
Posts: 2279

PostPosted: Thu Apr 02, 2009 5:40 am    Post subject: Reply with quote

30%? You must not be married with a wife who doesn't work full time. And I actually use my passport (yes, I have met a few people living here tha no longer have a passport Cool , that's how often they travel). I guess I enjoy living versus surviving Laughing !
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Khyron



Joined: 10 Mar 2006
Posts: 291
Location: Tokyo Metro City

PostPosted: Thu Apr 02, 2009 5:55 am    Post subject: Reply with quote

Suwon23 wrote:
Khyron, I'm guessing from your location you live in Tokyo, right? A woman I know who lived in Kyushu saved nearly $1000/month without trying, and even had a car... of course, that was ten years ago, and she was with JET, not an eikaiwa... But I understand it's MUCH easier to save in the "inaka" areas.
As has been said, people on the JET programme make more than the standard eikaiwa/ALT starting salary; about 50,000/month more. Not only that, but some JET positions have subsidized rent and cars. The JET salary would be the equivalent of up to around 100,000yen MORE per month in some cases. If this was similar to your friend's case, of course she could save US$1000/month easily.

The main reasons why it'd be easier to save more money in a rural area compared to a big city are obvious. The rent is cheaper and you wouldn't be tempted to go out as much. Of course, there are a lot less jobs to be had in the countryside.

Quote:
Maybe you veterans should produce a list of likely expenditures in your particular city/region. How much per month for binge drinking, how much for the occasional night out, how much for groceries, etc. It could even become a sticky!
This is already mentioned in one of the stickies. I'm sure if someone was interested, a quick search on this site or elsewhere would answer that question pretty quickly. Not only that, but how can we say what a "likely expenditure" is? All situations are different. My monthly bills come to around 330,000yen, for example.
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Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Thu Apr 02, 2009 9:32 am    Post subject: Reply with quote

Apsara wrote:
I think Glenski may have made up a price list of some kind at some point- not sure if it's in the stickies though.
Price list? I have one on Excel for various household goods and groceries.

I can also show average living expenses if that's what you meant.
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