| View previous topic :: View next topic |
| Author |
Message |
tsunatuna
Joined: 29 Jan 2009
Posts: 45
Location: Japan
|
 Posted: Sun Oct 18, 2009 6:27 am Post subject: |
 |
|
| And the part of the first year should be quite small anyway, right? |
|
| Back to top |
|
 |
GambateBingBangBOOM
Joined: 04 Nov 2003
Posts: 2021
Location: Japan
|
| Posted: Sun Oct 18, 2009 6:36 am Post subject: |
|
|
I think so, yeah. It's not a lot in your first year, and I doubt they would make you pay back what you didn't have to pay in the first place. If you haven't finished your second year yet, then it probably won't come out to owing a whole lot.
And you won't have to pay it when you go into the town / office, anyway. They'll send you the bills later.
I don't think you really have anything to worry about. Just have a bit of savings, and you'll probably be able to pay off the back-payments in a single month.
Last edited by GambateBingBangBOOM on Sun Oct 18, 2009 6:39 am; edited 1 time in total |
|
| Back to top |
|
|
tsunatuna
Joined: 29 Jan 2009
Posts: 45
Location: Japan
|
| Posted: Sun Oct 18, 2009 6:38 am Post subject: |
|
|
Thanks again 
Anybody knows if there's a way how I could calculate how much it approximately would be in the end? |
|
| Back to top |
|
|
Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
|
| Posted: Sun Oct 18, 2009 9:53 pm Post subject: |
|
|
| tsunatuna wrote: |
| Anybody knows if there's a way how I could calculate how much it approximately would be in the end? |
I believe there are formulas here. Choose the right link within.
http://www.sia.go.jp/e/index.html |
|
| Back to top |
|
|
Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
|
| Posted: Sun Oct 18, 2009 9:55 pm Post subject: |
|
|
kana,
As I feared, you have not responded since Friday to my post, and it is getting buried with subsequent messages from other people.
Please answer these questions.
| Quote: |
If this your first year here, there are no backpayments you would have to make, so don't compare yourself to any former teachers there. Tell us -- is this your first job in Japan?
If it is not, have you been on any sort of insurance or pension plan of any kind prior to this job?
If you HAVE been here a while, then you should have signed up for either of the 2 plans I described above. Failure to do so means you WILL owe backpayments into the kokumin plan. |
|
|
| Back to top |
|
|
Apsara
Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan
|
| Posted: Sun Oct 18, 2009 11:07 pm Post subject: |
|
|
| GambateBingBangBOOM wrote: |
You're supposed to be enrolled on national pension as well. If you try to get a new visa after April, then you'll have to show proof of both.
|
I have been following the situation with NHI or shakai hoken being required to renew visas, and this is the first time I have seen kokumin nenkin mentioned. Can you provide a link to something that confirms this? |
|
| Back to top |
|
|
GambateBingBangBOOM
Joined: 04 Nov 2003
Posts: 2021
Location: Japan
|
| Posted: Mon Oct 19, 2009 1:26 pm Post subject: |
|
|
I could scan the summons I got to come to Tokyo to explain when I'm going to pay. Would that count as proof? 
The law is you have to be on both. |
|
| Back to top |
|
|
seklarwia
Joined: 20 Jan 2009
Posts: 1546
Location: Monkey onsen, Nagano
|
| Posted: Mon Oct 19, 2009 3:07 pm Post subject: |
|
|
Then why are ward offices allowing people to join NHI without pensions in the first place?
I know that some of the summer arrivals only signed up for NHI because they didn't realise that if they didn't ask for the pension specifically, our office wouldn't even bring it up. |
|
| Back to top |
|
|
GambateBingBangBOOM
Joined: 04 Nov 2003
Posts: 2021
Location: Japan
|
| Posted: Mon Oct 19, 2009 3:47 pm Post subject: |
|
|
| The National Pension Law in Japan wrote: |
Insured Persons
All persons living in Japan (including
foreigners) shall be, in principle,
covered by National Pension.
As a result, National Pension is a
universal system for all people and
provides Basic Pension.
CategoryⅠInsured Persons
Persons living in Japan aged 20 and
over but under 60, and
Neither the persons covered by
Employees� Pension Insurance and
Mutual Aid Pensions nor spouses of
CategoryⅡinsured persons
CategoryⅡInsured Persons
Persons covered by Employees� Pension
Insurance or Mutual Aid Pensions
(Pension Systems for Employees)
CategoryⅢInsured Persons
・Dependent spouses of CategoryⅡ
insured persons, aged 20 and over but
under 60
・A standard for the dependent spouses
is an income of less than 1.3 million yen
per year
Contributions
Insured persons must pay contributions
every month.
Those months are recognized as
insured periods.
Contribution of CategoryⅠ
Insured Persons
Persons, who are obliged to pay contributions,
are primarily insured persons themselves.
Yet, householders and spouses of insured
persons also have the responsibility to pay
contributions for the insured persons.
Amount of Contribution
National Pension is operated under the
principle of �fixed contribution�and �fixed
benefit�.
Yet, in order to ensure the financial balance
in the future, contribution of National Pension
is regularly revised at least once every five
years.
The amount of contribution is fixed at 13,300
yen per month for the fiscal year 2003.
Method of Contributions
Contributions must be paid through
financial institutions (banks, post
offices) with the payment bills sent by
the Commissioner of Social Insurance
Agency.
（It has been implemented since April 1, 2002)
Contributions of CategoryⅡand
CategoryⅢInsured Persons
CategoryⅡinsured persons and
CategoryⅢinsured persons need not
pay contributions to National Pension.
However, certain amount of the
contributions from CategoryⅡinsured
persons to Employees� Pension
Insurance is transferred to the National
Pension.
[etc]
|
pp2-12 of Outline of National
Pension Law
(tentative translation)
http://www.mhlw.go.jp/english/org/policy/dl/p36-37e.pdf |
|
| Back to top |
|
|
Glenski
Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN
|
| Posted: Mon Oct 19, 2009 9:24 pm Post subject: |
|
|
| seklarwia wrote: |
| Then why are ward offices allowing people to join NHI without pensions in the first place? |
A few reasons, perhaps.
1. They are government workers who don't volunteer any information.
2. They are afraid to use English with foreigners to volunteer information.
3. They assume you know why you came there, and don't volunteer information.
4. They are not immigration who would probably volunteer this as more of a demand (if immigration ever held the responsibility for registering you for either one). |
|
| Back to top |
|
|
|
FAQ
Search
Memberlist
Usergroups
Register
Profile
Log in to check your private messages
Log in
