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Guide to Health Insurance -- Please contribute!
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Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Thu Mar 11, 2010 10:12 pm    Post subject: Reply with quote

Pitarou wrote:
My full story is: My employer wanted me to provide evidence that I will be insured for the period from when I arrive in Japan to when I start working for them. That's not a problem once I have residency status and can join kokuho,
And any responsible employer should know this and allow you a day after arrival to apply for it. Not all are responsible, though.


Quote:
but it looked like getting private insurance for the period when I'm on a tourist visa was going to be expensive. (Most travel policies exclude one-way trips.)
I've just run across a 2005 newsletter from the union that says travel insurance is something foreign residents of Japan can get only if they are on shakai hoken. This was reported by an insurance underwriter. Perhaps the union needs to follow up on this more or broadcast it better.
http://www.generalunion.org/voice/voice0201.pdf
in order to purchase traveller�s
insurance (for a resident of Japan
for use in Japan), the condition is that
one must be enrolled in Shakai Hoken.
Mitsui Sumitomo claims that NOVA
told them that all teachers were enrolled.
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Pitarou



Joined: 16 Nov 2009
Posts: 1116
Location: Narita, Japan

PostPosted: Sat Mar 20, 2010 3:15 am    Post subject: Reply with quote

cariocas27 wrote:
I enrolled in Kokumin Hoken at the end of August thinking my employer wasn't going to give me Shakai Hoken, found out that I was in fact going to be getting Shakai Hoken and asked to be removed from the latter.

HOWEVER, since my coverage for Shakai Hoken started in September I was still owing for the two weeks or so that I had been on Kokuho in August; so when I went to the Ward Office they ripped up my kokuho bills and told me I was going to be sent a bill reflecting the outstanding charges for the two weeks I was enrolled.


So how much was your final kokuho bill? Was it the same as you would have paid for a full month's coverage, or was it only half-a-month's coverage?
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cariocas27



Joined: 17 Dec 2009
Posts: 8

PostPosted: Sat Mar 20, 2010 7:25 am    Post subject: Reply with quote

it was less than a full months coverage...
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slodziak



Joined: 17 Oct 2005
Posts: 143
Location: Tokyo

PostPosted: Thu Oct 21, 2010 1:45 pm    Post subject: Reply with quote

I just thought I would post my experience of a recent visa renewal. I applied for an extension of my Specialist in Humanities/International Services visa and everything was as I remembered it from three years before. Health Insurance wasn't mentioned in any part of the application process.
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Pitarou



Joined: 16 Nov 2009
Posts: 1116
Location: Narita, Japan

PostPosted: Fri Oct 29, 2010 8:18 am    Post subject: Reply with quote

slodziak wrote:
I just thought I would post my experience of a recent visa renewal. I applied for an extension of my Specialist in Humanities/International Services visa and everything was as I remembered it from three years before. Health Insurance wasn't mentioned in any part of the application process.


Thanks.

I remember confidently predicting that the issue of Health Insurance and visas "is not going to go away". It looks like I've been proved wrong. Embarassed
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ginjoshu



Joined: 13 Sep 2010
Posts: 24

PostPosted: Fri Oct 29, 2010 1:21 pm    Post subject: Reply with quote

Does anyone know if it's easy to switch from Kokumin henko hoken to shakai hoken after a year?
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Pitarou



Joined: 16 Nov 2009
Posts: 1116
Location: Narita, Japan

PostPosted: Fri Oct 29, 2010 5:33 pm    Post subject: Reply with quote

ginjoshu wrote:
Does anyone know if it's easy to switch from Kokumin henko hoken to shakai hoken after a year?


I know of no reason why it should be a problem. People move between the two all the time. It's all part of the same system. The problems arise when people try to move into / out of the system.

I can't say more than that without knowing more about your particular circumstances.
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Apsara



Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan

PostPosted: Fri Oct 29, 2010 10:38 pm    Post subject: Reply with quote

It's perfectly normal to switch to shakai hoken from NHI if you start a job where the employer will enrol you in it- my husband did this several times a few years back when he would work for a year or so and then take 6 months off. He's now a seishain again and his company enrolled him in shakai hoken, as required by law.
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ginjoshu



Joined: 13 Sep 2010
Posts: 24

PostPosted: Sun Oct 31, 2010 6:55 am    Post subject: Reply with quote

Thanks for the info!
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