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mejms
Joined: 04 Jan 2010
Posts: 390
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 Posted: Tue Aug 31, 2010 6:39 pm Post subject: |
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| But I do wonder would stay in a country that they apparently hate. I just don't get it. |
Only love could keep me here...  |
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dixie
Joined: 23 Apr 2006
Posts: 644
Location: D.F
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| Posted: Tue Aug 31, 2010 7:47 pm Post subject: |
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| Sometimes the only answer is divorce. |
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Samantha
Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera
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| Posted: Tue Aug 31, 2010 7:58 pm Post subject: |
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Guy wrote:
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| I can't think of another reason as to why you assert you can't have a US dollar account when I was just told by Bancomer that I can. That doesn't make sense. |
Here's the thing. Prof Gringo was talking about regular individuals needing bank accounts, like those who would be reading this forum; teachers and retirees. And he is correct. Unless you live in a specified northern border state, including BC, individuals cannot have a US dollar account. (So much for the Narcohaven theory  ) Legitimate, registered, tax-paying businesses anywhere in Mexico can still have USD accounts, but no longer can individuals. This according to Bancomer's website.
Last edited by Samantha on Tue Aug 31, 2010 8:04 pm; edited 1 time in total |
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Isla Guapa
Joined: 19 Apr 2010
Posts: 1520
Location: Mexico City o sea La Gran Manzana Mexicana
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| Posted: Tue Aug 31, 2010 8:03 pm Post subject: |
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| dixie wrote: |
| Sometimes the only answer is divorce. |
Or finding a place to live where both partners are happy! |
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Guy Courchesne
Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City
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| Posted: Tue Aug 31, 2010 8:22 pm Post subject: |
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| Samantha wrote: |
Guy wrote:
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| I can't think of another reason as to why you assert you can't have a US dollar account when I was just told by Bancomer that I can. That doesn't make sense. |
Here's the thing. Prof Gringo was talking about regular individuals needing bank accounts, like those who would be reading this forum; teachers and retirees. And he is correct. Unless you live in a specified northern border state, including BC, individuals cannot have a US dollar account. (So much for the Narcohaven theory ) Legitimate, registered, tax-paying businesses anywhere in Mexico can still have USD accounts, but no longer can individuals. This according to Bancomer's website. |
I just read that too after looking for more.
http://www.bancomer.com/pcu/pcu_banse_cheai_freaq.html
Federal law being applied differently state to state?
And yes, merchant accounts in US dollars can be opened anywhere.
On individuals no longer being able to have such accounts, well it's simply wrong. Like I wrote, Bancomer told me today you can, and in DF, despite what's written on their website. There is nothing special about our account - just a regular checking account.
It's always important to remember that not everything you read online is true or the whole truth. That's especially the case in Mexico. |
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Spector
Joined: 23 Oct 2009
Posts: 66
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| Posted: Tue Aug 31, 2010 8:49 pm Post subject: |
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| Guy Courchesne wrote: |
It's always important to remember that not everything you read online is true or the whole truth. That's especially the case in Mexico. |
Over here in the curiously misnamed 'United' Kingdom, we get our own Mexican soap opera on the institution that is Radio 4. It seems that on the midnight world news ten minutes in, there's always a report on Mexico, whether it's dozens of bodies found in Monterrey, or the latest 72 corpses in San Fernando. It does paint a picture of country at war with itself 24/7. Our newspapers also carry articles like this one:
http://www.independent.co.uk/news/world/americas/mexico-bleeding-to-death-2062251.html
And yesterday's edition had a letter from a lady who had returned from Monterrey after lving there three years: "I left as a result of the rapidly increasing insecurity and can write first hand of the psychosis gripping this country, as a result of the 'war on drugs'."
Would you say that quote is over the top? |
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Guy Courchesne
Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City
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| Posted: Tue Aug 31, 2010 8:57 pm Post subject: |
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| She was in Monterrey, a city that's seen lots of problems of late. I am not surprised she says what she says. I don't know Monterrey myself. I wouldn't use the term 'psychosis gripping the country' to describe the mood everywhere. Up north, I would bet yes but again, I don't know. I wouldn't apply that to DF at all. |
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dixie
Joined: 23 Apr 2006
Posts: 644
Location: D.F
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| Posted: Tue Aug 31, 2010 9:02 pm Post subject: |
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| Guy's right about bancomer. I know two other teachers at work that have dollar accounts, also set up with bancomer. Maybe it's a Mexico City difference over other places. |
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Samantha
Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera
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| Posted: Tue Aug 31, 2010 10:05 pm Post subject: |
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I understood Prof Gringo to be living in Mexico City, and he was the one to bring this issue up. Maybe he can clarify his experience. I also know there will always be exceptions (like Grandfather clauses for example), and I've seen rules manipulated somewhat, especially when it comes to schools and banking (like when direct-depositing paychecks). One of my first schools in Mexico opened a Banamex account for direct deposit, and gave me a Mexican name they had made up! No ID needed. I doubt that would happen today.
My point is that newcomers should probably be made aware of the general laws of the country, and maybe not expect to open a US Dollar account in places other than specified. Not that anyone really needs a US account, IMHO. The exchange rates have been great for receiving money from outside the country, should that be needed by anyone. |
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Prof.Gringo
Joined: 07 Nov 2006
Posts: 2236
Location: Dang Cong San Viet Nam Quang Vinh Muon Nam!
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| Posted: Tue Aug 31, 2010 11:17 pm Post subject: |
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| Isla Guapa wrote: |
| Samantha wrote: |
| And I agree with you there. A couple of posters are having a rather bad day. |
More like a bad year . . .  |
When in doubt...resort to personal attacks, right?
I am having a great year actually, thanks for asking BTW!
And I am making lots of money  |
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Prof.Gringo
Joined: 07 Nov 2006
Posts: 2236
Location: Dang Cong San Viet Nam Quang Vinh Muon Nam!
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| Posted: Tue Aug 31, 2010 11:28 pm Post subject: |
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| mejms wrote: |
| Quote: |
| But I do wonder would stay in a country that they apparently hate. I just don't get it. |
Only love could keep me here... |
Lots of people in the US hate it but stay/go there for the money. Many, if not most of the Mexican immigrants in the US I'v met say they don't like Gringos frios and the US way of life (I guess clean streets, fair laws, opportunities, and decent pay aren't everything).
So what? It's OK for them to bash the US? But I make some personal observations about a country about which I know more than the average Mexican and I get ripped on.
How many Mexicans have ever read the Constituion of Mexico? I have. I have a copy of it at home (true it's in English, but I went out of my way and I made it a point to find it).
Too many people seem to come to Mexico full of self-hate. Not me, I am proud to be an American. I don't hate Mexico or it's people. But I am frustrated by living in it.
And if Mexico is so great, as many on here claim, why is it that it's own citizens do anything they can to leave it? True, an English teachers avearge salary might be around $8-10,000 pesos a month while a Wal-Mart worker makes only $3,500 and a COSTCO employee $5,000. So a foreigner is likely to have very different views than a Mexican.
Most of us have opportunties that the average Mexican can only dream of. |
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Professor
Joined: 22 May 2009
Posts: 449
Location: Mexico City
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| Posted: Tue Aug 31, 2010 11:39 pm Post subject: |
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| Samantha wrote: |
it seems a few posters here with business interests relying on newcomers to Mexico, tend to jump all over posters with a different viewpoint
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Thank you Samantha. Soooooooo true. I hope the newbies who are planning to come to Mexico City remember what was said above.PM me and I can give you details on how to avoid the trap. |
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Professor
Joined: 22 May 2009
Posts: 449
Location: Mexico City
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| Posted: Tue Aug 31, 2010 11:43 pm Post subject: |
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| Prof.Gringo wrote: |
So what? It's OK for them to bash the US? But I make some personal observations about a country about which I know more than the average Mexican and I get ripped on.
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That does seem to be how it is. Sad that differing views aren't tollerated. So many newbies have to find out the hard way. Sad. |
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Prof.Gringo
Joined: 07 Nov 2006
Posts: 2236
Location: Dang Cong San Viet Nam Quang Vinh Muon Nam!
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| Posted: Tue Aug 31, 2010 11:45 pm Post subject: |
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| Samantha wrote: |
Guy wrote:
| Quote: |
| I can't think of another reason as to why you assert you can't have a US dollar account when I was just told by Bancomer that I can. That doesn't make sense. |
Here's the thing. Prof Gringo was talking about regular individuals needing bank accounts, like those who would be reading this forum; teachers and retirees. And he is correct. Unless you live in a specified northern border state, including BC, individuals cannot have a US dollar account. (So much for the Narcohaven theory ) Legitimate, registered, tax-paying businesses anywhere in Mexico can still have USD accounts, but no longer can individuals. This according to Bancomer's website. |
Very true.
Also some banks will not even open an account if you have a FM-3, they insist on a FM-2 (Banorte, IXE).
Also tourists can not have bank accounts at all.
When I went to Peru I went and asked a bank and they said I could have an account is US dollars even as a tourist, no problem. And I have a friend, he's in Vietnam and it's the same way there. Bank account in US dollars, on a tourist visa. |
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Prof.Gringo
Joined: 07 Nov 2006
Posts: 2236
Location: Dang Cong San Viet Nam Quang Vinh Muon Nam!
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| Posted: Tue Aug 31, 2010 11:48 pm Post subject: |
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| Isla Guapa wrote: |
One thing that does stand out in its wrong-headedness is the idea that Mexico is xenophobic. Where in the hell did that idea come from? Of course, if one walks around fuming and snorting about how awful a country is, the locals are apt to react in kind and not treat you very kindly  . |
Anyways, Mexico is a very xenophobic country. As my well educated former students at the main INM offices used to always point at as they tried to reform Mexico's archaic immigrations laws. |
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