Job Discussion Forums

[heatwave22]

I'm wondering what ESL teachers do for health insurance while teaching in Thailand. I see MOD EDIT advertises a policy and I imagine there are other ones. I am in my 40s and I have retirement savings (401K type stuff) that I wouldn't want raided due to some unexpected catastrophic medical costs while I'm living in Thailand. Any advice would be greatly appreciated. Thanks!

[tttompatz]

IF your employer does not have a plan that you can join then look at something like BUPA.

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[heatwave22]

Thanks for your reply. Would you say that most employers do offer some sort of health insurance plan?

[tttompatz]

[Ajarn Miguk]

Government health insurance is available and I had it while working at a government university. It cost me next to nothing. I was able to choose a nearby hospital as my primary provider that turned out to be more than satisfactory and even had a dental clinic with very reasonable fees.

Here's a thread from another site with more information:

http://www.thaivisa.com/forum/topic/206183-government-health-insurance/

[Potter]

Here's a link to the Thai Social Security website showing the benefits available from the government scheme. http://www.sso.go.th/wpr/eng/benefit.html

I think how much you pay to be in the scheme depends on your salary. I paid about 750 baht a month. The benefits available include free medical treatment, free dental work, a child allowance and unemployment benefit. Exemptions are listed on this link: http://www.sso.go.th/wpr/eng/sickness.html

[NigerianWhisper]

[ldragon]

tttompatz, if your employer does not offer you insurance and you choose to do something like BUPA, do you have to set it up before you arrive in Thailand?

[tttompatz]