Job Discussion Forums

[cb400]

Hello all, just what the title says My salary gets directly deposited into my vnd account and I am wondering if I am able to use my atm card back home in Canada, instead of trying to buy USD here (they limit only 1000$ per ticket) and then change into Canadian dollars?

Any ideas if this will work?

Another strange question I use to get paid in USD and I could transfer money abroad with the online banking system. Now I get paid in VND from another company and they say I need to set up the transfer system with the VND account..anyone have similar experience? Is buying USD in Saigon harder or easier than Hanoi?

Anyone else get really frustrated dealing with banks here? ANZ ?

Cheers and thanks

[1st Sgt Welsh]

Hi cb400,

I been banking with the ANZ here for two years and I've experienced no hassles whatsoever - precisely what I look for in a bank.

In regards to the card, my ANZ ATM card works in any cash machine that accepts Visa so that means it pretty much works anywhere in the world.

I get paid in VND as well, but I haven't got any experience wiring money abroad via the internet. To transfer money back to Australia (I would have thought Canada would have been similar), I just turn up to a branch with my passport and fill in some paperwork. I tell the bank how many Australian dollars I want to go to Australia and they calculate how much dong that is worth. The dong is then deducted from my account. The service costs $20 or $25 (sorry I can't remember which) and it takes three working days for the money to reach my Australian account. Like I said, that's just been my experience with the ANZ and it's all been very easy and I've got no complaints whatsoever.

[cb400]

Hey Sgt,

Thanks for the info a big help. I have the Visa debit card so I am sure it will work in Canada. If I need to send money home later I will just go to the bank and try to set it up on my internet banking.

I have the correct documentation from work, so it should be easy to do.

Coming from Hanoi you would never get bank/painless/easy in the same sentence

[base5555]

Ive had no issue with my card. Works every time. But I always bring a few different bank cards just in case

[The Mad Hatter]

HSBC's won't. Its has 6 digit pin code. "the world's local bank"

[inhanoi]

That's odd, I used my HSBC debit card in Europe at a number of ATMs with no problem. As above, transferring money out of VN is a simple process requiring passport and a short form (you need the receiving bank's SWIFT code); I transfer money within VN on line for no fee, useful for paying rent for example. HSBC has been good in my experience.

[snollygoster]

For a bank with adifference, try Vietinbank.
Tops for insolence, unhelpfulness, stupidity and plain old "DILLIGAF".
Recently on Con Dao (where they are the only bank), I was told the ATM (the only one on Con Dao, and its owned by guess who) does not issue money to visa cards even though it says so on the sticky things on the front.
So, tried my luck anyway- It worked- Next day it didnt and said I had to go inside to see the person with the red stamp.
My card is illegal, it doesnt have a name on it. Oh security measure from my country of residence. No, I am a criminal, and I better give back the money I got out of the machine illegally yeaterday. Oh really? And give it in cash I guess, with no receipt?
Walked out and tried the one and only machine again, and it worked- even with my no name criminal card, and bank employee standing behind suggesting I should give back that money too. Sure-why dont you call the police to arrest me?
So, if you go to Con =Dao, bring CASH with-plenty of as everything there is expensive, and avoid the silly Vietin bank. (Unless you are into believeing the idiots there who want you to give them the mony you just got out of their ATM).

[cb400]

reviews about vietcom bank

http://newhanoian.xemzi.com/en/spot/2156/vietcombank-hanoi

and ANZ

http://newhanoian.xemzi.com/en/spot/1999/anz-bank-hanoi

[cb400]

Think I answered my own question.

Off the ANZ website:

Common questions about ANZ Visa Debit cards

Q Is the ANZ Visa Debit card a credit card?
A No. An ANZ Visa Debit card allows you to pay for your purchases using your own money through the Visa network.

Q Are there any fees for using the ANZ Visa Debit card?
A No. You can enjoy unlimited transactions in all Visa POS merchants and free withdrawals at ANZ ATMs in Vietnam; however, non-ANZ ATM fees may apply.

Q Can I use my ANZ Visa Debit card overseas?
A Yes. Your card can be used in ATMs and Visa outlets worldwide to access your cash, however currency conversion and cross-border fees may apply.

I will confirm once I get home and try it

[Biaom]

I have an ANZ debit card and have used it many times outside of Vietnam.

One has to pay 3% for withdrawing foreign currency and other fees such as ATM fee and fee for changing dong to another currency. It has always cost me about 4% to do this. This is also stated very clearly on its website in Vietnam including the 3%.

Therefore, you can use the debit card outside of Vietnam and the bank wants you to do this as often as possible. This is how they make their money-fees fees fees.