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Rob1209
Joined: 15 Jan 2012 Posts: 36
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Posted: Thu Jan 19, 2012 11:30 am Post subject: Apartments & start-up money in Japan |
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Hi all, first time poster here. I'm currently applying for teaching positions starting in April in Japan. I've never been before and would like some info on the following related questions:
1. How much money do I really need to take with me when I go? I've seen Interac recommend around 500,000 Yen to cover key money, deposits and expenses until the first paycheck comes in. Is this realistic? I'm only going to have around 180,000 at best, and my partner, who is coming too, will be pulling in around 100,000 Yen per month from her part-time online work. Lets assume it'll be around 8 weeks before my first paycheck, and my rental costs are no more than 80,000 Yen.
2. I've been looking at potential rental apartments and noticed that some of them specify no key money, no deposit and no guarantors needed. Does this mean all you need to do is cover the first months rent and you can move in?
Are there any other "hidden" costs other than fire maintenance and service charges?
If so, are these types of apartments widespread throughout Japan, including rural areas? Are there any obvious downsides to this type of agreement?
3. Are the rules for 2 people sharing an apartment any different to the UK? Specifically, if an apartment is listed as 50,000 Yen monthly will there be any problems with 2 people sharing and splitting the cost? Or will it cost more to have more than one person living there?
4. Is it possible to use Mastercard to cover most essential expenses, such as food and transport in most areas?
5. How easy is it to get high-speed Internet access set up in Japan? It's essential to my partners work and we'd need to be able to guarantee a good fast connection within around 2-3 weeks of arriving, even if we're in a rural area.
I understand my questions are very general and the answers will vary massively with the geographical spread, but any advice will be gratefully received.
Thanks in advance for your time and wisdom,
Rob |
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Rooster_2006
Joined: 24 Sep 2007 Posts: 984
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Posted: Thu Jan 19, 2012 2:16 pm Post subject: |
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1. 500,000 yen is an optimal amount to bring, but 300,000 ~ 400,000 yen will probably do in a pinch if you're somewhat careful with your money. How much money you need to live for x months is a very personal matter. Personally, I brought about 200,000 yen, because that was all I had (I was just finishing up a contract in Taiwan and the only way to get more money would have been to sign another one-year contract in Taiwan -- no thanks). Fortunately, I found a job in less than two weeks, so my limited funds weren't an issue. However, I would not recommend bringing only 200,000 yen like I did.
180,000 is not enough in my opinion. I mean, I'm not saying you'll go bankrupt, but it's very risky, and I don't like the sound of relying on your partner for economic assistance. What if your partner ends up hating Japan and bails out? Or finds a job, but 500 kilometers away? Then you'll be stuck with only the 180,000 yen that you brought -- which just isn't enough of a safety net.
2. If you ask me, anyone who pays key money/deposit etc. before the first paycheck rolls in is an over-optimistic chump. There are two reasons that I hold this belief:
- In EFL, things often don't work out, and I don't recommend on making any long-term commitments like key money or deposits until you have been working for your employer for at least a few months and know that he/she is legit. You could get fired/let go during the probationary period. Or you could find yourself in an unworkable situation and be forced to quit. No point in tying yourself down to one geographic location until you're sure that your job is a decent gig.
- Your prospective employer, particularly if he/she isn't in one of the main metropolitan areas, might expect you to move into the company-leased apartment. If you already have an apartment elsewhere, you've just wasted several hundred thousand yen on a piece of real estate that is now worthless to you.
Get a room at a gaijin house. They don't require key money, and usually there is only a minimal deposit (which you get back when you check out). In Tokyo, that's Sakura House. In Osaka, that's Banana House. There are others in other cities.
People go on and on about how expensive Japan is, but if you're careful and buy big bags of rice and cook at home (or heat up food from pouches), it's theoretically possible to eat acceptably on 500 yen a day (yes, I have done this).
The tricky part is transportation -- trains are very, very expensive in Japan. So the key is to get a Seishun 18 Kippu, which will allow you five days of travel (on any day of your choosing within the validity period) for a mere 11,500 yen. This will allow you to job hunt all over your area for a fairly low price!
3. I have no idea about what the deal is on two people sharing a flat. I can't stand living in the same space with other people, so I haven't researched this. All I can say is that when my friend evacuated Tokyo after the earthquake and moved in with me for a couple of weeks at the gaijin house, she was able to stay in my room at the gaijin house for a very nominal fee (I don't remember how much, but I don't think it was more than 10,000 yen).
4. No, your MasterCard will not work at most places. Many supermarkets and transportation systems will not accept credit cards. Some will accept credit cards, but only Japanese credit cards. A few will accept all major credit cards including foreign ones, but they are the minority. My local Sanshi (supermarket) only accepts J-credit cards, and my local train station is cash-only.
5. Easy to get Internet installed? Maybe. Cheap? No. I find that in Japan, high-speed Internet costs me a great deal of money compared to Korea or Taiwan. Probably upward of 10,000 yen per month. Almost outrageous if you think about it. The good news is that if you're in a gaijin house, there will likely be free Internet (though the quality is another issue). |
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seklarwia
Joined: 20 Jan 2009 Posts: 1546 Location: Monkey onsen, Nagano
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Posted: Thu Jan 19, 2012 10:33 pm Post subject: Re: Apartments & start-up money in Japan |
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Rob1209 wrote: |
1. How much money do I really need to take with me when I go? I've seen Interac recommend around 500,000 Yen to cover key money, deposits and expenses until the first paycheck comes in. Is this realistic? I'm only going to have around 180,000 at best, and my partner, who is coming too, will be pulling in around 100,000 Yen per month from her part-time online work. Lets assume it'll be around 8 weeks before my first paycheck, and my rental costs are no more than 80,000 Yen. |
Not enough. Not nearly enough.
Some people get lucky like Rooster and are able to come over on a minute amount and somehow survive... these people are the exception. Whether you find a job in advance or come here to job search, I would definately advise that you have much closer to the 500,000 mark. If your partner is planning to simply continue her job, you may not need much more since she will have an income to go towards a few extra groceries, etc. But if she is planning to job hunt then she would do well to bring much more as there is no guarantee that she'll be able to get a job within (cheap) commuting distance of your place and may have to shell out considerably on travel for the first two months (assuming that the employer is willing to reimburse her for the travel) or may even have to find a place of her own.
Even in my smaller cities, I've ended up taking pity on and bailing out newbies on serveral occassions who thought they could get by with less than what was recommended. I know that one girl at my initial training session was placed in a much larger city and had to pay more than 300,000 in apartment start up costs alone.
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2. I've been looking at potential rental apartments and noticed that some of them specify no key money, no deposit and no guarantors needed. Does this mean all you need to do is cover the first months rent and you can move in?
Are there any other "hidden" costs other than fire maintenance and service charges?
If so, are these types of apartments widespread throughout Japan, including rural areas? Are there any obvious downsides to this type of agreement? |
I disagree with Rooster especially on his assessment of key money. If you get employed from abroad, you will likely have no other choice than to rely on assistance from your employer to find housing on your behalf especially outside of the larger cities where there may not be any gaijin houses to rely on as a stepping stone. There are a few places you can go to try and avoid key money, large deposits and the need of a guarantor, such as Leopalace, but they normally have higher rent prices to compensate and there are still other fees you will need to pay (contract signing fee, real estate agent's fee, deposit to gas company, etc) and you will likely need to pay the first two months rent upfront which could easily eat 200,000yen and then some.
And unless you find yourself in a Leopalace style apartment, you will likely need further funds to furnish the place since you apartment moving-in fees may only get you a shell with a door and a couple of keys; you'll need to buy everything from a washing machine right down to light fixtures.
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3. Are the rules for 2 people sharing an apartment any different to the UK? Specifically, if an apartment is listed as 50,000 Yen monthly will there be any problems with 2 people sharing and splitting the cost? Or will it cost more to have more than one person living there? |
Normally you are allowed to do as you wish (within reason) after you hand over the cash just as in the UK unless you are told specifically otherwise. 2 people rent sharing shouldn't be a contractual problem in most cases, though space might prove an issue in some of the smaller apartments.
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4. Is it possible to use Mastercard to cover most essential expenses, such as food and transport in most areas? |
As Rooster said: No.
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5. How easy is it to get high-speed Internet access set up in Japan? It's essential to my partners work and we'd need to be able to guarantee a good fast connection within around 2-3 weeks of arriving, even if we're in a rural area. |
I managed to have fibre optic internet set up within a couple of weeks of first setting foot in a Yamada Denki (which in itself is impressive since this was a week before I'd even had the keys to my apartment). It cost about 2,500yen to have the NTT people install a line from the interchange, I got two months free and paid (and still pay - even though I moved to a different city in April 2011, I was simply able to take my internet service with me and only pay the small installation fee to have my new place wired) about 7,000/month after for high speed internet which can very happily cope with at least 2 Xbox360s, a laptop constantly seeding and PSP downloading gigs of game data simultanuously.
If however, there is no fibre optic service avaliable in you area (something that might be an issue out in really rural areas) then having ADSL installed could prove far more lengthy and costly, and the speeds available might not be all that good. |
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Glenski

Joined: 15 Jan 2003 Posts: 12844 Location: Hokkaido, JAPAN
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Posted: Thu Jan 19, 2012 10:33 pm Post subject: |
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Depending on when you come, it may take a long time to get hired. If we go by your hypothetical 8 weeks:
Rent at a guesthouse can run 50,000-80,000 per month (sometimes with a refundable 25,000 yen deposit). Guesthouses will also rent by the week, which is why I mention them.
You will save on utilities that way and installation of a land line phone.
You will have to shell out for transportation, though. If you interview only within one city, it might be about 20,000-25,000 yen/month. Go further away, and it'll cost more.
You'll probably want to get a cell phone so employers can contact you. Lots of service options here, but on average expect to pay 10,000 yen to open an account (phones can cost 1 yen or far more depending on the newness of the model), and then 5000-8000 yen/month (with various Internet options).
Food will be the next largest bill. Depending on how you eat, you might pay 30,000-40,000 yen/month.
Laundry and haircuts are necessities that you will have to somehow afford. Not all that expensive, but something to factor in.
Nobody can guarantee you'll get a job in 2 weeks or 2 months, so use the above as a guideline to average monthly expenses, then factor in a 4-8 week period from your first day on the job to first paycheck. Also factor in the fact that it takes 2-8 weeks to process a visa. (Some employers allow people to work while the visa is in process, but this is not legal. Immigration won't tell you about this, but you may even get lower wages than when your visa arrives, and you might even be scammed by an unscrupulous employer who strings you along then dumps you after you have overstayed.)
Hidden rental costs.
Ask about insurance and any cleaning service fees.
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3. Are the rules for 2 people sharing an apartment any different to the UK? Specifically, if an apartment is listed as 50,000 Yen monthly will there be any problems with 2 people sharing and splitting the cost? Or will it cost more to have more than one person living there? |
Shouldn't be any problems. Depends on you and the roommate, though, and whether you choose the roomie or your employer does.
I agree with Rooster on the use of Mastercard. Just use cash. That's what most of Japan does.
High-speed internet is widely available but not in all areas. Rural places still don't have it. |
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Rob1209
Joined: 15 Jan 2012 Posts: 36
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Posted: Thu Jan 19, 2012 10:36 pm Post subject: |
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Thanks for taking the time to reply Rooster, some really good information. I should perhaps make clear some points that weren't obvious from my original post.
I'll only be coming to Japan if I manage to get a job before I arrive, via Interac/iTTTi/Aeon etc. So I'm not expecting to be going up and down the country looking for work.
My partner is my long-term girlfriend. We've been relying on each other for 8 years. She's half-Japanese and moved from Tokyo to England with her family when she was 5. She wants to go as much as I do, so I think the chances of her bailing on me are non-existent.
She won't be searching for work initially until we are settled in an area, she has a job in the UK she will be able to continue with by working online. In our situation, sharing an apartment is a requirement more than an option.
My partner has family that live in Tokyo as a safety net, and our parents have offered to lend us money rather than take a loan from any despatch companies, but we'd prefer not to have to use these options if possible. |
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Rob1209
Joined: 15 Jan 2012 Posts: 36
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Posted: Thu Jan 19, 2012 10:49 pm Post subject: |
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Thanks Seklarwia & Glenski too! |
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Apsara
Joined: 20 Sep 2005 Posts: 2142 Location: Tokyo, Japan
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Posted: Fri Jan 20, 2012 2:23 am Post subject: |
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Rob1209 wrote: |
Specifically, if an apartment is listed as 50,000 Yen monthly will there be any problems with 2 people sharing and splitting the cost? Or will it cost more to have more than one person living there? |
This depends on the landlord and the apartment. Many landlords, at least in Tokyo, restrict the number of people who can live in certain size apartments- many landlords may not allow two people to live in a 1R (one room, i.e. studio) or 1K (bedroom and tiny kitchen area) apartment for example.
With apartments (as opposed to guest houses) the rent doesn't change if there are two tenants rather than one, but they may just refuse to rent smaller rooms to a couple. |
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Dissolution
Joined: 18 Oct 2011 Posts: 9 Location: Morioka-shi, Iwate-ken, Japan
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Posted: Fri Jan 20, 2012 9:24 am Post subject: |
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I got my 2 cents here too:
1. My wife and I brought ~400,000 Yen and used almost all of it up. 180,000 won't cut it, no way.
2. I find it hard to believe there are apartments out there with no key money or no deposit. Ask many, many questions.
3. No further information.
4. My Visa/Check Card worked in a few places, but I stopped relying on it after 2 days here, because it was random.
5. Our high-speed took 3 weeks to get installed, and we were led to believe that is the norm. We are basically in a city, though. |
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Ryu Hayabusa

Joined: 08 Jan 2008 Posts: 182
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Posted: Sat Jan 21, 2012 12:07 am Post subject: |
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@dissolution
You can find plenty of apartments with no deposit or key money--it just depends on where you live in Japan. When I was in rural Hiroshima, there were none because there was little to no competition among real estate agents. In Osaka, there are many apartments that don't require those upfront costs. For example, I was able to find an apartment through a company called Flat Osaka. I paid first month's rent (52 000yen), the fire insurance cost (insurance for two years at 20 000yen), and a guarantor fee (15 000yen) upfront. Regular monthly rent payments followed after 30 days.
That's probably less common in Kanto I imagine... |
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rxk22
Joined: 19 May 2010 Posts: 1629
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Posted: Sat Jan 21, 2012 1:45 am Post subject: |
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Ryu Hayabusa wrote: |
@dissolution
You can find plenty of apartments with no deposit or key money--it just depends on where you live in Japan. When I was in rural Hiroshima, there were none because there was little to no competition among real estate agents. In Osaka, there are many apartments that don't require those upfront costs. For example, I was able to find an apartment through a company called Flat Osaka. I paid first month's rent (52 000yen), the fire insurance cost (insurance for two years at 20 000yen), and a guarantor fee (15 000yen) upfront. Regular monthly rent payments followed after 30 days.
That's probably less common in Kanto I imagine... |
Actually if you shop smart you can avoid key money in Kanto more or less. Since the economy fell off in 08, key money has gone down too.
But if my company was only paying me 180,000 a month, I'd bet that they'd set me up with a place with tons of key money. |
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Apsara
Joined: 20 Sep 2005 Posts: 2142 Location: Tokyo, Japan
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Posted: Sat Jan 21, 2012 3:10 am Post subject: |
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There are definitely "no key money" places around in Kanto, but "no deposit" places would be much rarer. If they exist at all I'd expect the monthly rent to be quite inflated- this is often the case with "no key money" apartments- in Tokyo at least. |
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