Job Discussion Forums

hellohellosp · Joined: 24 Mar 2011 Posts: 3

Hello,

I am a Primaria level teacher and would love to teach in Mexico for the next school year with the view to retiring in Mexico, in the next few years. Does anyone have ideas or leads for bilingual schools that are open to hiring senior citizens. While I have gotten job offers in the past, we come to the "age" glitch, particularly in relation to being able to get health insurance for someone my age.

Any suggestions?

Thank you and take care, Sue

MotherF · Posted: Wed Feb 22, 2012 5:33 pm Post subject:

If you are willing to work part-time or independantly, then you should have no problem.

There is a problem enrolling senior citizens into Mexico's IMSS system for the first time ever for full-time work. But that does not mean you can't teach in Mexico. Just that you can't have a job where you will be enrolled in IMSS (Unless sometime in the past you worked in Mexico?--that's the loop hole, if you already have an IMSS number even if you have been out of Mexico for many years.)

You could work by hours at a school, being paid with recibos de honorarios and applying for an Independant work visa.

hellohellosp · Joined: 24 Mar 2011 Posts: 3

Thank you for your suggestions.

New Haven · Joined: 05 Nov 2005 Posts: 52 Location: Merida, Mexico

Even better, see if they will put you on the payroll. Then you don't have to deal with recibos, hacienda, etc. Where I live most teachers, though part-time, are on the school's payroll.

Good luck. Do you have a place picked out?

Sharon

Tretyakovskii · Joined: 14 Aug 2009 Posts: 462 Location: Cancun, Mexico

I'm enrolled in IMSS on a voluntary basis, which means I pay an annual premium of about 3,000 pesos out of my own pocket. (I'm almost 65, now). For this, I get all the services provided by this Mexican National Insurance for free, beyond the premium. The services are comprehensive, and include such esoteric things as hemodyalisis, should one need it.

There is no upper age limit at which you can no longer enroll in IMSS, so far as I can determine. When you enroll, you are given an IMSS number, and the ID that shows you have coverage under the system. (I don't have experience with having problems getting an IMSS number, so I can't really comment on what was stated earlier, about difficulties getting an IMSS number.)

If you're in good health, you could also get private insurance, at a much higher cost, if you haven't already reached the age of 65, after which you cannot enroll for the first time. (See AXA, Mexico, for example.)

If you are well enough to stand in front of a group of students, you can probably work in Mexico, with the highest paying option being teaching groups of students, privately, if that's your forte.

As for getting employed, I think that will depend more on what you have to offer, than your age, if my experience is any indication (I was first employed here at age 62; then, was 64 when made a permanent employee). I don't see any age ceiling, yet, but it will come, at some point no doubt, as I'm the oldest person in the department, and perhaps in the entire university!

Prof.Gringo · Posted: Fri Feb 24, 2012 12:12 am Post subject:

BadBeagleBad · Posted: Fri Feb 24, 2012 6:32 am Post subject:

Tretyakovskii · Joined: 14 Aug 2009 Posts: 462 Location: Cancun, Mexico

This tit for tat will take us far afield from the OPs original questions, which had to do mostly with whether an older person can find work in Mexico, and whether an older person is insurable in Mexico, as I understood it.

Maybe a new thread in which your experiences with IMSS is offered would be an option, and other readers might find it interesting and informative.

Guy Courchesne · Joined: 10 Mar 2003 Posts: 9650 Location: Mexico City

MotherF · Posted: Fri Feb 24, 2012 2:55 pm Post subject:

The final paragraph of that document reads,

Guy Courchesne · Joined: 10 Mar 2003 Posts: 9650 Location: Mexico City

Ah, didn't read that far down, thanks.

So if I understand this correctly, there are fixed yearly rates set by age for voluntary subscribers.

Now, it seems that if you are an obligatory subscriber - regularly employed in other words - you pay a percentage on each paycheck. Contributions then vary by how much you earn and not by your age.

MotherF, what percentage are you paying off each paycheck for ISSTE if you don't mind my asking? Dixie is paying around 4% into IMSS which makes IMSS about the same cost as a private insurer (leaving out additional services of course, like daycare)

MotherF · Posted: Fri Feb 24, 2012 5:58 pm Post subject:

It would seem that I'm paying 2.9%
I bet there is an income scale as well, maybe even a regional one.
(or maybe our institution gets a discount since we are government funded?)

Mr. Kalgukshi · Posted: Fri Feb 24, 2012 8:31 pm Post subject:

Please return to the topic or the thread will be locked.

hellohellosp · Joined: 24 Mar 2011 Posts: 3

Thank you for your comments and suggestions. I need to process what has been said, particularly as I need both a teaching job (preferably full-time in an elementary classroom and the public option health insurance.

It is good to hear that there may not be an upper age-limit for enrolling in the health system, but I've also come across information that states that one cannot enroll for the first time if you are 65 or older (I'll be 69 at the start of the next school year.)

As for where I'd like to be -- the ideal place is somewhere near Ensenada. However, I'm flexible around the exact spot -- with the particular job offer and health insurance options being more important.

Please let me know if you have any more comments and suggestions. Thanks and take care.

Tretyakovskii · Joined: 14 Aug 2009 Posts: 462 Location: Cancun, Mexico