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Negotiating with Universities
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choudoufu



Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC

PostPosted: Tue Mar 12, 2013 4:41 am    Post subject: Reply with quote

you want health coverage? buy yourself an expat policy with very limited
time allowed in the usa (or no usa coverage). take the highest possible
deductible. you should be able to find something in the $600-800 range.
i've got 30 days max in the usa, with a $2K per event deductible, and still
includes repatriation.

i use the 1680 rmb allowance to partially pay the premium. i do not have
picc, just pay for everything out of pocket. if something comes in under
$2K, i can afford to eat that.

health "care" and medicines are cheap in asia. a good estimate is 10% of the
us medical cost. that would include flights to bangkok or new delhi, cause
you normally don't want your surgery done in china.

basic stuff no problem. that $750 mri will cost you $50 here. visit the
doctor? 50 cents, or a whole dollar if you want the head surgeon. how
about an ultrasound? $400 in the us, $35 here. wanna spend the night
in the hospital? private suite in the VIP ward, about $100. or you can
choose a semi-private room on the regular folks wing for $7.

my heart surgery in india cost $12K ---- including the flights and the resort
on the beach. cost in the usa? $150,000-$200,000.

my nasal surgery in kunming cost $1000 --- including hospital stay and
medicines and follow-ups. my sister had the same operation in the us
last year, insurance covered most, but her co-pay was just over $1000.
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choudoufu



Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC

PostPosted: Tue Mar 12, 2013 4:47 am    Post subject: Reply with quote

SledgeCleaver wrote:
.....Shouldn't we be agitating for basic health care coverage to be a right of anyone working a real job here? ....



hey, great idea!!

we should, like, form a union, eh, dude?

yeah, that's the ticket! we can, like, go on strike, and, you know, picket
until the 'man' meets our demands!

workers of the world, unite!
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rogerwilco



Joined: 10 Jun 2010
Posts: 1549

PostPosted: Tue Mar 12, 2013 4:54 am    Post subject: Reply with quote

Simon in Suzhou wrote:
To be honest, if health insurance and health care are one of your "dealbreakers," China is probably not the country for you at all.




I agree with Simon.
I am near Shanghai, but even the best hospitals there do not offer quality health care, IMHO.
Doctors in China seem to be about 50 to 100 years behind Western medicine. They still keep alcohol burners on their desks to use the flame to sterilize their medical instruments.
Nurses and doctors will not cover their noses or mouths as they sneeze and cough on you.
Many of them will tell you that an IV cures everything, and that drinking hot water will cure or prevent many illnesses.

After several very bad experiences in Chinese hospitals, I now know that I need to go to Thailand, or return to the USA, for most of my health care needs.
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SledgeCleaver



Joined: 02 Mar 2013
Posts: 126

PostPosted: Tue Mar 12, 2013 7:00 am    Post subject: Reply with quote

WELL ALL RIGHT, CAN OPENER IT IS THEN

JUST PUT IT THROUGH THAT HOLE IN MY STOMACH AND WIGGLE IT AROUND SOME, THAT'S THE TICKET
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roadwalker



Joined: 24 Aug 2005
Posts: 1750
Location: Ch

PostPosted: Tue Mar 12, 2013 8:03 am    Post subject: Reply with quote

I think you'll find the healthcare to be a mixture of professional modern and medieval. To get the standard Residence Permit medical check, the top hospital in my smallish city is now certified by the province (Guangdong). But to get to all of the departments that run the battery of tests you have to go from the old wing to the new wing and back several times. They have modern equipment but you need to step over families in the hallways to get there at times. I think I've gotten decent care when I needed it in China, but I've never had anything too complicated. My PICC insurance (RMB 1800/year I think) isn't restricted to certain hospitals so far as I know. It IS restricted to China and probably to the mainland.
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dakelei



Joined: 17 May 2009
Posts: 351
Location: USA

PostPosted: Sat Mar 16, 2013 6:56 am    Post subject: Reply with quote

The lack of decent healthcare is rapidly becoming my #1 beef with the third tier city in which I currently find myself. I'll be 53 in May and have been healthy as a horse most of my life but in the last year I've developed a few issues and at one point had to spend a night in the hospital here. Scared the bejesus out of me, honestly. There will be those who dispute this, I know, but if you aren't already here and know you have health issues my strong advice is to avoid China.
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choudoufu



Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC

PostPosted: Sat Mar 16, 2013 7:02 am    Post subject: Reply with quote

i posted this a few years ago........

"imagine it's 3am, you're in a decent-sized town of maybe 300k,
you feel a bit strange, check your pulse, you're skipping beats.
walk to the main gate of the apartment complex, no taxis, so
walk the 2km to the main hospital (affiliated with the medical
college), wake up the duty nurse, who then has to locate the
on-call doctor who is sleeping on a gurney in one of the exam
rooms. the doctor is unable to find the clip-on/tape-on leads
for the ekg, and the suction cups don't work due to incredibly
sexy chest hair. he could at least just listen to your heartbeat,
yes? no. um, we don't have a stethoscope. the following day
you buy two stethoscopes from the medical supply store
across from the hospital for 19 rmb each, and donate one to
the emergency room. for next time. you also consider
shaving your chest."

this was also the hospital where:

1. the doctors were unable to properly read an echocardiogram

2. the pharmacy sold me fake medicine (warfarin)

3. upon my return from india, the head surgeon asked why i didn't
have my surgery there........they were planning to start offering that
particular procedure.....i coulda been the first!
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fred13331



Joined: 20 Feb 2012
Posts: 108
Location: Southern China

PostPosted: Sat Mar 16, 2013 10:35 am    Post subject: Reply with quote

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