Job Discussion Forums

Yosma · Joined: 30 Jan 2005 Posts: 24

Are there any advantages of paying off the outstanding NI contributions compared to putting the money into a private pension?

I have a few years without contributions but people I've asked seem to think it won't be worth anything in 30 or 40 years.

scot47 · Joined: 10 Jan 2003 Posts: 15343

Who has a crystal ball ? But then what sort of personal pension would you get for two quid a week ?

Yosma · Joined: 30 Jan 2005 Posts: 24

Well, İ didn't just mean 2 quid a week. İf you haven't paıd for a few years, 1000 pounds is quite a lot. İ was just wondering about other things to do with that money than give it to the government in the hope that you'll get something later.

Faustino · Joined: 10 Sep 2004 Posts: 601

I'm probably taking a short career break in the summer, and will be returning to England to see if I qualify for the dole or not. I haven't paid anything for about five years, so I'm not holding out much hope.

31 · Joined: 21 Jan 2005 Posts: 1797

It beats all. You all have the nerve to question my qualifications, experience and professionalism but Faustino has the gall to call a trip back to the Uk to see if he can get a few quid out of the social as:

a career break

But of course nobody will say anything becaus�:

He is bulletproof.

Faustino · Joined: 10 Sep 2004 Posts: 601

Hey, I haven't gone yet. Besides, I've paid my dues after many years slaving away in the rat race before becoming a teacher. They owe me.

Yosma · Joined: 30 Jan 2005 Posts: 24

I don't think you'll have any problem signing on. I've been back to the UK a couple of times after a three year absences and I had a job lined up to go on to (I just spent a few weeks back home with friends and family) Every time I told them I was actively seeking work in the UK and I got full JSA (or whatever it's called now).

If you tell them you had temporary work abroad, your contract has finished and that you have maintained a home in the UK (ie have your furniture there, some mail etc) there's no problem.

Yosma · Joined: 30 Jan 2005 Posts: 24

I don't think you'll have any problem signing on. I've been back to the UK a couple of times after a three year absences and I had a job lined up to go on to (I just spent a few weeks back home with friends and family) Every time I told them I was actively seeking work in the UK and I got full JSA (or whatever it's called now).

If you tell them you had temporary work abroad, your contract has finished and that you have maintained a home in the UK (ie have your furniture there, some mail etc) there's no problem.