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Poland is
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Poland is...
A great place to live and work
50%
 50%  [ 6 ]
A good place to live and work
25%
 25%  [ 3 ]
An OK place to live and work
25%
 25%  [ 3 ]
A bad place to live and work
0%
 0%  [ 0 ]
Don't come here! Noooooooo!!!!
0%
 0%  [ 0 ]
Total Votes : 12

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Kymro



Joined: 19 Oct 2003
Posts: 244

PostPosted: Thu Aug 18, 2005 8:03 pm    Post subject: Reply with quote

Alex Shulgin wrote:


Can somebody afford to pay 2400PLN per month by themself? Yes. Work for the good schools in Warsaw, teach 90 minutes every morning plus 180 every afternoon and you'll earn 5,500PLN per months after tax. Leaves you with 3,000PLN per month to live on. Not huge but certainly enough. Don't believe me on these figures. Contact schools and tell them you want to earn 45PLN per 45 minutes. They'll tell you that is within their pay range.

Look forward to hearing how these figures are just a figment of my over-active imagination.


Sure, if it makes you happy in some way.

As a former accountant I like talking about money.

So lets say you teach 7 classes a week, 4 teaching hours @ 45 PLN per teaching hour .

Over a year each class would bring you 5,4k PLN, so your yearly income would be 37,8k PLN, 30,618 PLN after tax.

Your monthly income is therefore 2,515 PLN.

Now the maximum amount of credit a bank will usually allow you would be 4 X your annual salary, which in your case is 151,2k PLN.

$250k at current exchange rates is 815k PLN.

In order to earn the amount of money to fund the flat you claim to be able to buy, you would have to demand 5 times what you are earning at present.
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Grrrmachine



Joined: 27 Jul 2005
Posts: 265
Location: Warsaw, Poland

PostPosted: Fri Aug 19, 2005 7:07 am    Post subject: Reply with quote

It certainly is interesting reading all this, and about arguing over money. Im certainly not going to take sides here, but I DO think it's possible to make something like that money in Warsaw. Im not getting it, but the amount of work around (and if you're willing to hardball the admin into 45PLN for 45mins) you could get up there, I suppose.

I WAS trying to buy an apartment here, but this PESEL stuff is still holding me up (cant get the landlord to give me a registered address)

Alex, what schools are you working in in Warsaw?
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Kymro



Joined: 19 Oct 2003
Posts: 244

PostPosted: Fri Aug 19, 2005 10:33 am    Post subject: Reply with quote

Grrrmachine wrote:
Im not getting it, but the amount of work around (and if you're willing to hardball the admin into 45PLN for 45mins) you could get up there, I suppose.


I'm not denying you can make 45PLN per 45 m (or even more).

I'm just denying that this adds up to >5kPLN per month, and that this would be enough to buy you a $250k flat.

The point is .............
(a) semesters at private language schools are for 60 hours.You actually only work for 30 weeks in a year with 22 weeks unpaid holiday.
(b) you also have to pay tax.

When both (a) and (b) are taken into account, what was >5kPLN drops to <3k PLN.

Someone earning that kind of money could get a mortgage for (at most) a 150kPLN apartment, not a >800kPLN apartment as Alex claims, (unless of course he happens to have parents willing to help him out).
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Alex Shulgin



Joined: 20 Jul 2003
Posts: 553

PostPosted: Fri Aug 19, 2005 11:06 am    Post subject: Warren can't count Reply with quote

Kymro wrote:

Sure, if it makes you happy in some way.

As a former accountant I like talking about money.

So lets say you teach 7 classes a week, 4 teaching hours @ 45 PLN per teaching hour .

Over a year each class would bring you 5,4k PLN, so your yearly income would be 37,8k PLN, 30,618 PLN after tax.

Your monthly income is therefore 2,515 PLN.


Nice try Warren but no cigar.

Your sums add up but you�re using all the wrong numbers.
Let me break it down for the other readers here (you already know the real numbers and that is why you are so desperate to stop other people from finding out about them):
Wage in Warsaw = 54zl per 45 minutes
After tax = 45.36zl per 45 minutes
Teach every morning (2x45 minutes) and every afternoon (4x45 minutes)
Teaching load = 30 classes
Weekly income after tax = 30x45.36 = 1360.80zl
Monthly income = 4x1360.80 = 5443.20zl (of course there are actually 4.3 weeks in a month but work is seasonal so we�ll take off about 10% from each month).

So that is how much a teacher who works for the better schools and teaches a reasonably heavy load will earn. Unless you work for Warren, in which case you will earn less than half that much because Warren has certain costs he needs to cover before he can share any school income with the teachers who actually do the work.

Please also note the amount of tax which Warren claims a teacher has to pay. 37,800zl gross with an after tax income of 30,618 means a tax rate of 19%. But the real tax rate paid by teachers is 16% (tax at 20% but one fifth of your income is tax free so the real rate is 16%). Now I wonder why Warren would want people to believe that tax is 19%? Surely it can not be that Warren deducts 19% of salary to cover tax but then only pays the 16% needed and keeps the 3% difference for himself! That would be unethical and Warren is completely ethical.

Looking at the way those numbers are presented by Warren we can easily see why he is a former accountant and not an accountant anymore.

Now go back and look at the figures I gave. To pay off a 180,000zl mortgage in 7 years you would need to pay 2400zl per month. Can you do that if you earn 5,500zl a month? I did. If you borrow 400,000zl and pay it back over 20 years, you will pay 2,350zl a month. Can you do that if you earn 5,500zl per month? Can you do it if you earn 5,500zl per month and your partner earns the same? Let�s ask our resident former accountant!


Yes, groups in schools are seasonal. So leave the groups to other people. Teach business classes which run year round. Do private work (which pays 140zl per 90 minutes). Mix up the proportion of work you do to find a balance of in-company/in-school/private work and earning more than 5,500zl per month every month is perfectly possible. To claim that a teacher who teaches 30 classes per week in Warsaw will average 3,000zl per month is just a flat-out lie. But it is a lie which can be profitable to school owners who want to keep teachers ignorant of how much they can and should earn. Do we know any school owners like that who post here? Gee, I wonder, who could it be�


Who to believe? Well there are two choices: Either you can contact schools and ask them how much they pay per 45 minutes, contact teachers in Warsaw and ask how much they charge per 90 minute private lesson, contact the bank and ask them how much you would pay on a mortgage and then do the sums. Or you can believe somebody who stands to lose money if teachers start demanding he pays them a fair share of the money his school brings in. Who to believe?!? Who to believe!!!
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Grrrmachine



Joined: 27 Jul 2005
Posts: 265
Location: Warsaw, Poland

PostPosted: Fri Aug 19, 2005 11:12 am    Post subject: Reply with quote

I certainly can't claim to be as experienced as others here (my financial knowledge of Poland is still limited) and I'm certainly not trying to challenge anyone - Im just posting so that other prospective workers here can get a good idea.

I came here to work a year with a privte school (read that as an eight month contract) which paid 4000zl a month. In June I switched to freelance work, working short term contracts in businesses and paying the 10% tax rate - I am provided with these contracts by two seperate schools, as well as my private classes. Considering the hours Im offered, THATS why I think it's feasable to earn around 5000zl a month after tax, and with sufficient proof of earnings to give to the mortgage man.

HOWEVER, working this route, with cancellations (and the current holliday period) I still havent hit that 5000zl mark yet. But I dont agree that it's impossible
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Alex Shulgin



Joined: 20 Jul 2003
Posts: 553

PostPosted: Fri Aug 19, 2005 11:51 am    Post subject: Reply with quote

Grrrmachine wrote:
I came here to work a year with a privte school (read that as an eight month contract) which paid 4000zl a month. In June I switched to freelance work, working short term contracts in businesses and paying the 10% tax rate - I am provided with these contracts by two seperate schools, as well as my private classes. Considering the hours Im offered, THATS why I think it's feasable to earn around 5000zl a month after tax, and with sufficient proof of earnings to give to the mortgage man.

HOWEVER, working this route, with cancellations (and the current holliday period) I still havent hit that 5000zl mark yet. But I dont agree that it's impossible


You'll find that summer work tends to be given to the teachers which the schools know will be coming back to teach for the next academic year. It also goes to the teachers who have been working longer and so have proved they can do the job.

It's a very good idea to keep contacting schools about summer cover work. Email them your CV and then call the DoS every couple of weeks to ask if there are any classes which need temporary cover for a week or three. Last month I taught 60 classes which were temporary cover with 5 different schools. It's a bit of a hassle to keep calling people and to have a timetable which changes every week but it's better than not earning any money and so not being able to enjoy summer!
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Kymro



Joined: 19 Oct 2003
Posts: 244

PostPosted: Fri Aug 19, 2005 3:56 pm    Post subject: Re: Warren can't count Reply with quote

Alex Shulgin wrote:
Your sums add up but you’re using all the wrong numbers.
Let me break it down for the other readers here (you already know the real numbers and that is why you are so desperate to stop other people from finding out about them):
Wage in Warsaw = 54zl per 45 minutes
After tax = 45.36zl per 45 minutes
Teach every morning (2x45 minutes) and every afternoon (4x45 minutes)
Teaching load = 30 classes
Weekly income after tax = 30x45.36 = 1360.80zl
Monthly income = 4x1360.80 = 5443.20zl (of course there are actually 4.3 weeks in a month but work is seasonal so we’ll take off about 10% from each month).


This is all well and good provided (a) you never wish to take a holiday and (b) you find people who want to be taught the whole year round.

I find it bizarre that 'Alex' would want to work for 4 weeks in December for example, and extraordinary that his students are so enthusiastic that they do not require a Xmas break.

My figures are based on the fact that the vast majority of TEFL teachers are given contracts for classes that last 120 hours or 30 weeks of the year.

On that basis a teacher, using your figures, (which would be rather inflated for Poland as a whole), would average 3,552 PLN per month after tax, assuming that he did not work over the summer break.


Quote:
Now go back and look at the figures I gave. To pay off a 180,000zl mortgage in 7 years you would need to pay 2400zl per month. Can you do that if you earn 5,500zl a month? I did. If you borrow 400,000zl and pay it back over 20 years, you will pay 2,350zl a month. Can you do that if you earn 5,500zl per month? Can you do it if you earn 5,500zl per month and your partner earns the same? Let’s ask our resident former accountant!


I don't doubt that you could pay off a 180k PLN mortgage if indeed it is true that you work through Christmas and don't take a summer holiday.

However you stated earlier that you were looking at flats in the $250k range which is over 800k PLN.


Last edited by Kymro on Fri Aug 19, 2005 10:13 pm; edited 1 time in total
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Grrrmachine



Joined: 27 Jul 2005
Posts: 265
Location: Warsaw, Poland

PostPosted: Fri Aug 19, 2005 6:01 pm    Post subject: Reply with quote

I havent had a holiday since I came here. *sniff*
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XXX



Joined: 14 Feb 2003
Posts: 174
Location: Where ever people wish to learn English

PostPosted: Fri Aug 19, 2005 8:43 pm    Post subject: Reply with quote

I guess you went to the wrong place.
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Grrrmachine



Joined: 27 Jul 2005
Posts: 265
Location: Warsaw, Poland

PostPosted: Fri Aug 19, 2005 8:48 pm    Post subject: Reply with quote

*laughs*

it's not that, I just actually (shock horror) like my job enough not to have to run back to England every six months.

Although I do REALLY need a bacon sandwich with brown sauce.
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dmb



Joined: 12 Feb 2003
Posts: 8397

PostPosted: Fri Aug 19, 2005 9:42 pm    Post subject: Reply with quote

Quote:

Although I do REALLY need a bacon sandwich with brown sauce.
Can you really not find in Poland? I am in Turkey and have both bacon and HP sauce in my fridge.pop round for breakfast anytime. Very Happy
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Tumteetum



Joined: 04 Feb 2005
Posts: 144

PostPosted: Sat Aug 20, 2005 9:42 am    Post subject: Reply with quote

dmb wrote:
Quote:

Although I do REALLY need a bacon sandwich with brown sauce.
Can you really not find in Poland? I am in Turkey and have both bacon and HP sauce in my fridge.pop round for breakfast anytime. Very Happy


Of course its possible to make money in Poland. The fact is, as an ESL teacher, if you 'hardball' for good pay and work the hours you can make money virtually anywhere. So if you do that here you could do it anywhere, in most cases making MORE money in many other countries.

If you are an ESL teacher and your main aim is to save/invest then for the savvy Poland would be way down the list of places to go.
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Alex Shulgin



Joined: 20 Jul 2003
Posts: 553

PostPosted: Sun Aug 21, 2005 9:40 am    Post subject: Re: Warren can't count Reply with quote

Kymro wrote:
Alex Shulgin wrote:
Monthly income = 4x1360.80 = 5443.20zl (of course there are actually 4.3 weeks in a month but work is seasonal so we�ll take off about 10% from each month).


This is all well and good provided (a) you never wish to take a holiday and (b) you find people who want to be taught the whole year round.

I find it bizarre that 'Alex' would want to work for 4 weeks in December for example, and extraordinary that his students are so enthusiastic that they do not require a Xmas break.

I don't doubt that you could pay off a 180k PLN mortgage if indeed it is true that you work through Christmas and don't take a summer holiday.

However you stated earlier that you were looking at flats in the $250k range which is over 800k PLN.


Read the post I made! I say that there are 4.3 weeks in a month but I will only take 4 weeks in each month. That allows for 4 weeks holiday per year. Maybe your students can not stand to be taught by you for more than 7 and a half months but I have no problems finding students who want to have lessons year round. Maybe you want to have two months in the summer when you do nothing other than drink and be hung-over but a couple of weeks is enough for me. Then again, I don't have huge profits from a school, which is very interested in keeping teachers ignorant, to fall back on.

BTW: Yes I am looking for flats in that range. The value of my property has gone up by so much in seven years that I need a 400,000 mortgage to cover the difference.
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Kymro



Joined: 19 Oct 2003
Posts: 244

PostPosted: Sun Aug 21, 2005 4:15 pm    Post subject: Reply with quote

I think this will be my last post on this subject, and it might be amusing to examine some of 'Alex's' claims in detail.

'Alex' appears obsessed with the idea that he is making more money than everyone else here. The reason he achieves this is because he claims he works 48 weeks in the year when a normal language school year covers only 30 weeks. If this is true he is not making any more money per hour, merely working more hours.

I personally doubt he works 48 weeks anyway. The normal Xmas break lasts for 2 weeks as does the winter break. That would account for his whole 4 week holiday, leaving no time for the Easter vacation, the many red letter days in Poland, and a summer holiday.

'Alex' may claim his clients are business people (possibly the most unreliable clients). So in that case do these people never get ill, take a holiday themselves, go on business trips or just cancel lessons for no good reason Question

Even if he does work for 48 weeks it would not appear to me to be a good idea anyway. To teach 4 weeks every single month would leave the teacher somewhat jaded.

'Alex' also claims I don't want people to know how much it is possible to earn in Poland. In reality he is merely deluding himself. Most language school owners would far rather pay 50 PLN an hour than 3k PLN a month because if you pay someone per hour you have absolutely no responsibility for their welfare. If there is no work for them to do you can just tell them to *beep* off. Not so with someone who receives a monthly salary.

And btw 50 PLN per hour is the same as 3k PLN per month when holidays are taken into account.

Now lets have a look at some of the other things 'Alex' has written on this forum. He once claimed to have bought his 180k PLN flat in 4 rather than 7 years, and he also boasts of having purchased a brand new BMW (cost >100k PLN).

Add the two together, and assuming 'Alex' did not have to pay interest, then you come to an expenditure of 280k PLN over a four year period.

Now if 'Alex' avoids the tempation of going on holiday and the necessity of paying tax his 5k PLN per month amounts to 60k PLN per year.

4 X 60k PLN comes to 240k PLN over a 4 year period, leaving a shortfall of 40k.

I presume this shortfall could be made up by providing korepeticia.

An interesting question would be, however, what exactly he ate during this frenzied period of money grabbing, particularly as he also claims to be appreciative of fine restaurants, and something of a wine critic.

This whole debate came about as 'Alex' became indignant when someone rather foolishly suggested there was little money to be made in Poland, as Alex regards himself as something of a young upwardly mobile professional.

Well lets make some comparisons.

On average Poles earn 1/5 of what English people earn.

'Alex' boasts of making Ł10k sterling per annum when the average teacher in England earns at least Ł20k.

This summer I stayed with a friend in North Wales. He is the headmaster of a rural Welsh medium primary school with 70 pupils. He earns Ł43k sterling per annum. Unlike our friend 'Alex' he gets paid holidays, and will receive a substantial pension when he retires.

Curiously I didn't hear any boasting about money or talk of top of the range sports cars from him.

He has however bought himself a $250k house, but then as he makes 4 times more than 'Alex' does this is no great surprise.

I also know someone who owns a chain of schools in Gdansk and who stated he didn't like being treated as 'the poor relation' when he returned to England.

There are many good reasons why someone might wish to come to Poland, but making your fortune is not one of them.

And Alex/Harry, obviously you are too full of sh*t to pay attention to anything I or anyone else might write on this subject, but I think its high time you realised you are universally regarded as a pathetic public school prat by by the expat teaching community in Poland, and I think its time you took a step back and looked at yourself and the silly bullshit you come out with.

'Cos to everyone else it simply isn't credible.


Last edited by Kymro on Sun Aug 21, 2005 10:16 pm; edited 1 time in total
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Alex Shulgin



Joined: 20 Jul 2003
Posts: 553

PostPosted: Sun Aug 21, 2005 9:24 pm    Post subject: Reply with quote

^ Why not try doing a bit of good for the teaching community? Try posting advice instead of smears on Polang. Try giving unbiased advice here instead of claiming that people who post the real wages offered in Warsaw are full of sh*t. Try being helpful instead of being a bitter twisted laughable figure. Go back thru your posts here and try to find just one which has useful advice or constructive criticism. You don�t seem to want to help anybody with any of your posts so perhaps you�d like to pack up your toys and go play someplace else.

Kymro wrote:
'Alex' appears obsessed with the idea that he is making more money than everyone else here. The reason he achieves this is because he claims he works 48 weeks in the year when a normal language school year covers only 30 weeks. If this is true he is not making any more money per hour, merely working more hours.

I�ll have to give you that point in part Warren. I do work hard. I do work 48 weeks a year. I work between Christmas and New Year�s eve. I take four days at Easter. I don�t take a winter break. I teach business people, I teach groups, I teach on Saturdays from time to time, I teach summer classes, I work in the UK in summer, when people want a teacher I teach. But I don't do anything that any other teacher can not do. Anybody who works as a teacher in Warsaw can do the same. Maybe you want to only teach 30 weeks of the year and have no money. I�d rather work hard, get paid well and live a good life. Most school owners would prefer to employ people who want to work hard and get paid well. They are sick of people who are attracted to the industry because there�s a three month holiday in summer and it is possible to start work at 3.30pm each day of a four day working week.

Kymro wrote:
'Alex' also claims I don't want people to know how much it is possible to earn in Poland. In reality he is merely deluding himself. Most language school owners would far rather pay 50 PLN an hour than 3k PLN a month because if you pay someone per hour you have absolutely no responsibility for their welfare. If there is no work for them to do you can just tell them to *beep* off. Not so with someone who receives a monthly salary.

And btw 50 PLN per hour is the same as 3k PLN per month when holidays are taken into account.

In the years I have been working here I have never had a contract where my boss took responsibility for my �welfare�. I worked, they paid me. A contract with a guaranteed monthly income is in nobody�s interest. Not the school owner�s, as Warren has pointed out. And not the teacher�s. Let me explain why. In the 30 weeks that a group runs the holiday period almost all comes in the first half of the contract (all apart from the days around Easter). That means the employer has to hold back some pay to cover themselves if the teacher does a runner having had all of the paid holiday. Fine if your boss is completely trustworthy. Not so fine if your boss isn�t. I know people who have been told to take legal action to get their salary for the last month and/or bonus. I must add that I�ve never heard any stories about Warren doing that. Everything I�ve heard suggests that he treats his staff pretty well. Shame the same can�t be said for his treatment of other teachers.

And btw: 50zl per 45 minutes is only the same as 3,000zl per month if it is averaged over 12 months and the teacher only works 30 weeks of the year. Want to earn more? Work harder. Teach more. Don�t view teaching as a hobby or a bit of a laugh to earn money for beer. Be professional.

Kymro wrote:
An interesting question would be, however, what exactly he ate during this frenzied period of money grabbing, particularly as he also claims to be appreciative of fine restaurants, and something of a wine critic.

Yes I do like a good meal out. Here in Warsaw if you stay in one night a week and so don�t spend 30zl on three beers and a kebab you can save enough to go out for a good meal once a month. Some people can stay in one night a week and save for a treat. Other people have to go to the pub with all their mates every night. Which person would you rather be taught by? As for the wine: get it from internet wholesalers and you can have pretty good wine for 30zl a bottle.

Kymro wrote:
And Alex/Harry, obviously you are too full of sh*t to pay attention to anything I or anyone else might write on this subject, but I think its high time you realised you are universally regarded as a pathetic public school prat by by the expat teaching community in Poland, and I think its time you took a step back and looked at yourself and the silly *beep* you come out with.

'Cos to everyone else it simply isn't credible.

Are you trying to say that earning 46zl per 45 minutes after tax is not credible in Warsaw? Then you must be more out of touch than I thought.

Thanks for your class envy routine. FWIW I didn�t go to public school. Apparently Harry did. Does that give you to the right to pull your reverse classist sh*t? Is it OK for somebody to post �you ugly pathetic Welsh-speaking comprehensive school fat yob�? Or are your bigoted judgements of people only acceptable when you are making them?

BTW: if you�re so passionate about Wales then why do you even own a Beckham shirt?
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