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Health Insurance in DF
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Alexanndra



Joined: 11 Oct 2005
Posts: 28
Location: Mexico City

PostPosted: Sun Oct 30, 2005 8:49 pm    Post subject: Reply with quote

Just notice that with that type of ex-pat insurance, if you decide to move back to the US on a permanent basis, they will no longer insure you, so you'll have to reapply for regular insurance in the US, which could be a problem if you developed an illness or condition while you were in Mexico.
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jfurgers



Joined: 18 Sep 2005
Posts: 442
Location: Mexico City

PostPosted: Sun Oct 30, 2005 9:06 pm    Post subject: Reply with quote

Good point Alexandra. Thanks. I'm still relatively young though (37), so I should be ok but one never knows right?

John
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hlamb



Joined: 09 Dec 2003
Posts: 431
Location: Canada

PostPosted: Mon Oct 31, 2005 3:57 pm    Post subject: Reply with quote

Guy (and other Canadians) what do you do for insurance when you go home to Canada for holidays? I'm no longer covered by my provincial health care plan since I've been out of the country too long and may have a three month waiting period to get covered again when I decide to move back home. Are there insurers for expat Canadians moving or visiting home?
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MELEE



Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland

PostPosted: Mon Oct 31, 2005 5:23 pm    Post subject: Reply with quote

Alexanndra wrote:
There's a card called VRIM where you can see many kinds of specialists for $150 and get 50% discount on lab tests at Laboratorios Polanco. For general care (non-emergencies) it's really worth while. The card costs about $300 per year.



$150 an appointment is how much you'd pay to see just about anykind of doctor in my city, no special card required.

I've had three operations in Mexico, one at IMSS, one at ISSTE, and one at a private hospital. The only major difference was that at the private hospital I had my own room and two visitors got to stay with me all the time. Smile
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Oct 31, 2005 8:40 pm    Post subject: Reply with quote

hlamb wrote:
Guy (and other Canadians) what do you do for insurance when you go home to Canada for holidays? I'm no longer covered by my provincial health care plan since I've been out of the country too long and may have a three month waiting period to get covered again when I decide to move back home. Are there insurers for expat Canadians moving or visiting home?


OHIP (Ontario plan) will cover you out of province for a certain period of time, as long as you maintain residency in Ontario. I am, for the most part, winging it. Like I mentioned before, health coverage is something my wife and I need to look into.
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ls650



Joined: 10 May 2003
Posts: 3484
Location: British Columbia

PostPosted: Mon Oct 31, 2005 9:20 pm    Post subject: Reply with quote

Guy Courchesne wrote:
I am, for the most part, winging it.

I as well. To get medical insurance for those 3 or 4 weeks when I visit back to Vancouver each year just doesn't seem worth the money. If I have a problem, I guess I'll just to get out the Visa card.
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PlayadelSoul



Joined: 29 Jun 2005
Posts: 346
Location: Playa del Carmen

PostPosted: Mon Oct 31, 2005 11:12 pm    Post subject: Reply with quote

At least in these parts, IMSS is the best option when it comes to quality of doctors. The lines are the reason I usually go to a private practitioner. I just don't have the time to wait 3 or 4 hours to see the doc. If it isn't serious, Dr. Simi is always an option. 20 pesos a visit.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Mon Oct 31, 2005 11:19 pm    Post subject: Reply with quote

Quote:
If it isn't serious, Dr. Simi is always an option. 20 pesos a visit.


I went there in Acapulco when I had swimmer's ear, or something like that. 20 pesos and an armful of medicines. At least it wasn't the guy in the Dr. Simi suit writing the presecriptions.
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Alexanndra



Joined: 11 Oct 2005
Posts: 28
Location: Mexico City

PostPosted: Mon Oct 31, 2005 11:24 pm    Post subject: Reply with quote

I so love Dr. Simi for colds and stomach troubles and other non-complicated illnesses. I started out using similar medicines for my dogs only, but now I use them for myself and my family. So far they have always worked, though anyone who works for a pharmaceutical company will tell you it's all expired, horrible stuff.

I used my Vrim card to have some minor surgical procedures done at the Hospital Angeles in Interlomas, and I saved a lot.
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Cdaniels



Joined: 21 Mar 2005
Posts: 663
Location: Dunwich, Massachusetts

PostPosted: Tue Nov 01, 2005 2:18 am    Post subject: Expired medicine Reply with quote

I'm not sure what Dr. Simi is, but many people seem to have a mistaken idea that medicines turn bad like overripe fruit or wine turning into vinegar. The expiration date only means that the strength of the medication has deteriorated. The only reason to throw expired medicine out is that the dosage information on the label will be too low.
How's emergency health care? Its not unusual to wait several hours at Emergency Rooms around here, despite claims that US health care is superior. Evil or Very Mad
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Alexanndra



Joined: 11 Oct 2005
Posts: 28
Location: Mexico City

PostPosted: Wed Nov 02, 2005 2:25 am    Post subject: Reply with quote

Dr. Simi is the cartoon figure used to advertise the "similars" chain of pharmacies, i.e. generic medicine.
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Gregor



Joined: 06 Jan 2005
Posts: 842
Location: Jakarta, Indonesia

PostPosted: Wed Nov 02, 2005 3:06 am    Post subject: Reply with quote

In Mexico,
I always had good experience trusting the chemists. They'd give free advice, and they generally didn't try to kill me.
The Mexicans are not fond of IMSS either: �Que significa IMSS? Importa Madre Su Salud.
I never had trouble with them in Oaxaca, though. The few times I dealt with them, that is. Usually I'd have at least one doctor for a student (I dated her, too, briefly), and that doctor would usually help me out (whether or not it was my girlfriend). The queues at IMSS can be troublesome, but I expect they'd take you in, in an emergency. Surely they practice triage??
Otherwise, medical care isn't so expensive, anyway.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Wed Nov 02, 2005 5:56 am    Post subject: Reply with quote

Quote:
�Que significa IMSS? Importa Madre Su Salud.


Laughing

Quote:
Otherwise, medical care isn't so expensive, anyway.


Oh, you can find US rates if you look for them. I tok a sick teacher for an overnight at the nearest hospital. 6 hours in a bed, an IV drip, and some loving care cost 700 bucks and a sleepless night for me. They proposed all kinds of tests and exploratory surgery, to the tune of a downpayment of another 2400 dollars. The teacher checked out for fear of getting sicker just looking at the bill.

He's ok now by the way. Would you believe it was only a case of too much chili?
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Ben Round de Bloc



Joined: 16 Jan 2003
Posts: 1946

PostPosted: Wed Nov 02, 2005 12:47 pm    Post subject: Reply with quote

Whenever I need any type of medicine, I almost always buy it from Dr. Simi . . . but then one of my housemates has been working at a Dr. Simi pharmacy for years. And, no, his closet isn't full of Dr. Simi suits. He's never had to dress up in a Dr. Simi costume, at least not yet. With the private medical insurance I have via my employer, visits to a doctor and any meds he/she prescribes are free. However, with the bureaucratic process involved in using our medical insurance, unless it's something serious, it's a whole lot easier and faster to go to Dr. Simi.

Here in Merida, most of the doctors who work for IMSS also work at private clinics and hospitals, so the "doctor quality" is pretty much the same wherever a patient goes. Even at the "free" government clinic and hospital, where poor people who don't have seguro social go, most of the doctors are good. It's just that the quality and quantity of facilities are absolutely horrible, and there aren't nearly enough doctors for the number of patients who use that clinic and hospital.
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Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Wed Nov 02, 2005 1:22 pm    Post subject: Reply with quote

One of the big problems we have in Canada is that our doctors are often lured south to the US for the big bucks. Doctors are paid very well in Canada, but the best and the brightest can still earn 10X or more in the states. I wonder if something similar happens here in Mexico?

Does anyone know what the Mexican equivalent to the American Medical Association, or the Royal College of Physicians is? I have heard of some salaries paid to docs at IMSS being ridiculously low...less than TEFL teachers, and slightly more than DF police.

I met a registered nurse, fully trained and well-educated in Acapulco some time ago. Working at IMSS there, she was earning 70 pesos a day. How can they possibly retain well-trained staff at those rates? This nurse was turning tricks in the evenings to make ends meet, where she would make far more than double her daily pay as a nurse.

Before the lurid comments on how could I know that Embarassed I researched and wrote an article on non-tourism employment in Acapulco a while ago.
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