Job Discussion Forums

[shadowsinner]

harvey world? i never considered that they'd be any good... so it's great to hear it from someone who has it! i suppose they cover the usual - but do they cover medicine too? or just the doctors fees?

i should go check it out... it'll have to be some time next week i guess. thanks for the advice, mate.

[japan_01]

Yes, they cover medicines as well. I got terribly sick over a space of 5 days. I managed to catch conjuctivitis, bronchitis, enterocolitis, 40 degree temp, influenza and to top it all off major migraine! The total cost of all this including medicine was $465. The company put a cheque in the mail 10 days later... no questions.

Reading from the brochure right now and it says you are covered for the following; Unlimited Medical and additional expenses, full cost of cancellation, Lugguage and personal effects to the value of $10,000, Death or disability by injury to the value of $25,000, Travel Documents to the value of $3,000, Replacement Airfare to the value of $5000, Personal liability to the value of $5,000,000, Legal expenses to the value of $10,000 and rental vehicle excess to the value of $2000.

A 12 month policy is $1170. I only took out the 6 month policy of $685 because I wasnt sure how long I was staying. They said you can upgrade and pay the difference if you plan on staying longer. (A good way to save cash!). I researched 7 different travel insurances companies terms and conditions prior to leaving Australia and discovered Harvey was the best.
The major difference I found was that some policies only cover you for $75 per night in a hospital where as Harvey covers $125 per night for your bed cover.

However, please dont take my advice for it. You should read each brochure carefully and apply it to your individual circumstances. GOOD LUCK