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notamiss
Joined: 20 Jun 2007
Posts: 908
Location: El 5o pino del la CDMX
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 Posted: Wed Jan 07, 2009 3:17 am Post subject: |
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| dixie wrote: |
| I never had issues obtaining any of my cards. I also realized that when I first arrived and opened my Scoticbank account I got a card from them as well! So that is three banks, in about three years that have issued me a card, no questions asked. |
Are those credit or debit cards? The difference between them is different than what we're used to in Canada, because here when you pay with a debit card you sign, as if it were a credit card, instead of swiping it and keying in the PIN, like we do back home.
I have a Scotiabank debit card, which is the card I automatically got when we opened the account, but to get the credit card we had to fill in the application form for a credit card and wait for approval. |
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Gary Denness
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| Posted: Wed Jan 07, 2009 3:32 am Post subject: |
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| notamiss wrote: |
| dixie wrote: |
| I never had issues obtaining any of my cards. I also realized that when I first arrived and opened my Scoticbank account I got a card from them as well! So that is three banks, in about three years that have issued me a card, no questions asked. |
Are those credit or debit cards? The difference between them is different than what we're used to in Canada, because here when you pay with a debit card you sign, as if it were a credit card, instead of swiping it and keying in the PIN, like we do back home.
I have a Scotiabank debit card, which is the card I automatically got when we opened the account, but to get the credit card we had to fill in the application form for a credit card and wait for approval. |
I've had no trouble getting debit cards. They come with the bank account...if you don't care about having your name on it, you can walk out of the bank with one on the same day. |
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MO39
Joined: 28 Jan 2004
Posts: 1970
Location: El ombligo de la Rep�blica Mexicana
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| Posted: Wed Jan 07, 2009 3:39 am Post subject: |
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| Gary Denness wrote: |
| notamiss wrote: |
| dixie wrote: |
| I never had issues obtaining any of my cards. I also realized that when I first arrived and opened my Scoticbank account I got a card from them as well! So that is three banks, in about three years that have issued me a card, no questions asked. |
Are those credit or debit cards? The difference between them is different than what we're used to in Canada, because here when you pay with a debit card you sign, as if it were a credit card, instead of swiping it and keying in the PIN, like we do back home.
I have a Scotiabank debit card, which is the card I automatically got when we opened the account, but to get the credit card we had to fill in the application form for a credit card and wait for approval. |
I've had no trouble getting debit cards. They come with the bank account...if you don't care about having your name on it, you can walk out of the bank with one on the same day. |
When I opened my Santander account here, I got a debit card a couple of weeks later. Too bad I can't wave a magic wand and turn it into a credit card! |
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jfurgers
Joined: 18 Sep 2005
Posts: 442
Location: Mexico City
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| Posted: Wed Jan 07, 2009 4:03 am Post subject: |
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MO39.
Why don't you try for an American Express or some other type of credit card? At the Wal-Mart down the street from me there are always little booths set up for AXpress and a Wal-Mart card.
I'm not sure what the requirements are but it may be worth a shot. |
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dixie
Joined: 23 Apr 2006
Posts: 644
Location: D.F
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| Posted: Wed Jan 07, 2009 5:15 am Post subject: |
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| notamiss wrote: |
| dixie wrote: |
| I never had issues obtaining any of my cards. I also realized that when I first arrived and opened my Scoticbank account I got a card from them as well! So that is three banks, in about three years that have issued me a card, no questions asked. |
Are those credit or debit cards? The difference between them is different than what we're used to in Canada, because here when you pay with a debit card you sign, as if it were a credit card, instead of swiping it and keying in the PIN, like we do back home.
I have a Scotiabank debit card, which is the card I automatically got when we opened the account, but to get the credit card we had to fill in the application form for a credit card and wait for approval. |
All of them were/are credit cards. As mentioned, I also got the debit card with the opening of an account.
Perhaps my ease of obtaining them has to do with my job and having a nomina account...? |
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MO39
Joined: 28 Jan 2004
Posts: 1970
Location: El ombligo de la Rep�blica Mexicana
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| Posted: Wed Jan 07, 2009 5:34 am Post subject: |
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| What's a n�mina account? |
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dixie
Joined: 23 Apr 2006
Posts: 644
Location: D.F
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| Posted: Wed Jan 07, 2009 5:39 am Post subject: |
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| MO39 wrote: |
| What's a n�mina account? |
Great question! I have no idea!  It is the account that is opened for me by the school. Thus, the bank would be aware that I have a steady job, and a certain level of income. It was suggested to me that perhaps this accounts for my ease in obtaining cards. No idea if that is true though. |
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notamiss
Joined: 20 Jun 2007
Posts: 908
Location: El 5o pino del la CDMX
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| Posted: Wed Jan 07, 2009 6:00 am Post subject: |
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| MO39 wrote: |
| What's a n�mina account? |
N�mina = payroll; the employee gets paid by a direct deposit into the account instead of a physical cheque. |
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TheLongWayHome
Joined: 07 Jun 2006
Posts: 1016
Location: San Luis Piojosi
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| Posted: Wed Jan 07, 2009 8:28 pm Post subject: |
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| dixie wrote: |
| MO39 wrote: |
| What's a n�mina account? |
Great question! I have no idea! It is the account that is opened for me by the school. Thus, the bank would be aware that I have a steady job, and a certain level of income. It was suggested to me that perhaps this accounts for my ease in obtaining cards. No idea if that is true though. |
Yes, it makes the process much easier as by having the nomina account - the school opens it for you - you get around the whole FM3/2 thing as any loan or credit card you apply for is virtually pre-approved. |
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