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Medical Insurance/NHI
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starteacher



Joined: 25 Feb 2009
Posts: 237

PostPosted: Fri Jul 31, 2009 10:56 am    Post subject: Reply with quote

The line keeps moving on : Watch out for your visa and your insurance, they are going to go hand in hand next Spring.

http://search.japantimes.co.jp/cgi-bin/fl20090728zg.html
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GambateBingBangBOOM



Joined: 04 Nov 2003
Posts: 2021
Location: Japan

PostPosted: Fri Jul 31, 2009 11:33 am    Post subject: Reply with quote

Quote:
the new visa requirements could lead to shifting dynamics between foreigners and their Japanese employers. No longer can these workers be viewed as shifty, temporary staff existing separately from their Japanese colleagues in a legal twilight zone of Japanese labor practices.


Yeah right. The shadier dispatch companies will probably just start telling new employees that there's a new "three (or five) year maximum" allowable in the country in order to keep fresh faces, get employees five year visas (because by then that change should be in place as well) and tell them that when it's over, it's over. When pushed, they'll claim that it's not actually a law, it's a corporate policy. In any case, getting rid of the employee just before their visa is due to come up will ensure that they don't have to enrol them in the health plans. Saves them money.

If they are forced to pay for health insurance many language schools will just 'restructure their budget' and somehow the exact amount that the language school is required to pay will be the amount by which the teacher's salary is lowered per month, and then the teacher will pay their half of the health insurance from that.

That said, I think it may be marking a shift in the country. They could be doing it now in particular in order to get some quick one-time cash (going on the assumption that everybody suddenly dinged with thousands of dollars worth of back health care will pay it in order to stay in the country), but the actual reason for doing it could also be the beginning of them setting the stage for large scale immigration in order to offset the aging population, and they want to close some of the 'loopholes' that currently exist (like moving every year and therefore avoiding paying resident's taxes).

ETA

I guess this will be the end of the small health insurance companies, like the ones that advertise in the English edition of the Daily Yomiuri and at Gaijin Pot and places like that because they can now only serve foreigners who either already have permanent residency (in which case they would be doing themselves a disservice by going with a small company like that) or else those foreigners who are already sure that there is no way that they will even want to renew their visa- they're leaving.

Unless they somehow 'forget' to mention these changes to foreigners who may be new here and just let people get screwed over when they go to get their visa renewed.
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