Job Discussion Forums

[klement]

The contract stipulations of Aeon*Amity says that a premium of 30 000 yen/month is taken out for medical insurance paid to the national health and pension scheme. This is based on a 40 hour week.

I was under the impression that government insurance was cheap in the first year and then skyrockets?

Is this premium fairly standard?

[cornishmuppet]

Wow, that sounds a bit dodgy. I have national health insurance that I got from a bank in my city. I pay 1,300 a month, though it should go up next year.

My rent is less that what you say Aeon are asking. I`d check that out.

[inkansai]

You are confusing national health insurance (kokumin kenko hoken) and the pension (kokumin nenkin) with employees' health and pension (shakai hoken).

A premium of 30,000 yen per month is about right for an eikaiwa teacher enrolled in employees' health and pension (shakai hoken). When you leave Japan you will get a lot of the pension fund refunded if it is shakai hoken. Check out the Jet Program information about the lump sum withdrawal http://www.jetprogramme.org/e/former/tax_2.html

Most JETs think of it as a savings plan for when they leave Japan. All premiums that you pay while you are working are also a tax reduction which will help lower your city taxes in your second year in Japan.

[Glenski]

cornishmuppet,

I have never heard of getting national health insurance "through a bank". You get it at your ward office, and it usually costs about 2500 yen/month in the first year, not 1300 yen. What gives?