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UFJ Bank: can I get a check? (I want to send money..)

 
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fox1



Joined: 22 Feb 2005
Posts: 268

PostPosted: Fri Jul 28, 2006 11:22 am    Post subject: UFJ Bank: can I get a check? (I want to send money..) Reply with quote

hey,

Anyone know.. is it possible to draw on your bank account, make a check out, to send to someone overseas? And can they take it to their bank and cash it?

thnks
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JimDunlop2



Joined: 31 Jan 2003
Posts: 2286
Location: Japan

PostPosted: Fri Jul 28, 2006 11:54 am    Post subject: Reply with quote

No. Checks, although not completely unheard of at Japanese banks, are seldom used. Also, even if you were able to send one, your recipent would probably have to wait about a month for the check to clear...

Check the threads on this forum about sending money back home and what your options are... Lloyds or the Post Office are the most common methods.
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fox1



Joined: 22 Feb 2005
Posts: 268

PostPosted: Fri Jul 28, 2006 1:38 pm    Post subject: Reply with quote

OK.. good to know.

Which brings me to the next thing!

I also have a check for me, from someone. waiting , for a long time, doing nothing in my room.

Can I take a check (from overseas, to: me) and cash it at a bank in Japan?
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JimDunlop2



Joined: 31 Jan 2003
Posts: 2286
Location: Japan

PostPosted: Sat Jul 29, 2006 2:21 am    Post subject: Reply with quote

Probably, but you will face two problems. One, unless the check is for a large sum of money, the cost of cashing it will likely be more than the check itself (no joke -- it may cost you anywhere from 5,000 to 10,000 yen to cash)... Second, it may also take a month or so. Whenever a check has to clear internationally, it requires the two banks in question to correspond with each other, usually by registered mail, which takes time... A Canadian bank teller explained the process to me once -- it sounded really ugly.
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