Site Search:
 
Get TEFL Certified & Start Your Adventure Today!
Teach English Abroad and Get Paid to see the World!
Job Discussion Forums Forum Index Job Discussion Forums
"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!"
 
 FAQFAQ   SearchSearch   MemberlistMemberlist   UsergroupsUsergroups   RegisterRegister 
 ProfileProfile   Log in to check your private messagesLog in to check your private messages   Log inLog in 

The bank took my debit card! Now what?

 
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Mexico
View previous topic :: View next topic  
Author Message
ericksgm



Joined: 08 May 2006
Posts: 21
Location: Tapachula

PostPosted: Thu Sep 07, 2006 10:36 pm    Post subject: The bank took my debit card! Now what? Reply with quote

Has anyone had a cajero steel their debit card before? The actual bank was closed when it happened, so I couldn�t go and talk to them right away, but I am going first thing in the morning. Anything I should know? Will I have problems getting my card back? Thank you very much, Gina.
Back to top
View user's profile Send private message
Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Thu Sep 07, 2006 10:53 pm    Post subject: Reply with quote

First, don't worry. The card goes into a little slot and is kept until someone claims it.

Go in tomorrow and tell them. That should get it for you. Bring photo ID. You may be asked to fill out a small security report.

Also...you might want to check into why the machine took it. Could be your bank back home won't allow it to be used in Mexico, though you would've had this happen already if it isn't the first time you've used the card here.


Last edited by Guy Courchesne on Thu Sep 07, 2006 10:56 pm; edited 1 time in total
Back to top
View user's profile Send private message Send e-mail Visit poster's website MSN Messenger
ericksgm



Joined: 08 May 2006
Posts: 21
Location: Tapachula

PostPosted: Thu Sep 07, 2006 10:54 pm    Post subject: Reply with quote

Thank you again.
Back to top
View user's profile Send private message
Samantha



Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera

PostPosted: Fri Sep 08, 2006 12:27 am    Post subject: Reply with quote

In my area banks claim security regulations and normally chop the card up. Not allowed to return it (especially to foreigners who aren't customers) they say and it doesn't matter how hard you cry. Embarassed You know how rules are rules in Mexico... Anyone with a foreign ATM card should have the bank back home immediately send a duplicate card to Mexico. It's happened to me twice and to several others I know. No explanation, except machine malfunction. I always keep a spare ATM card tucked away.
Back to top
View user's profile Send private message
Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Fri Sep 08, 2006 12:54 am    Post subject: Reply with quote

They chopped it? How dastardly. Has happened to me twice...once in Acapulco and once here in DF...got it back both times. This was with HSBC (then Bital) and Banorte. Maybe it depends on the bank? Now that I think about it, my cards are locally issued and not foreign.
Back to top
View user's profile Send private message Send e-mail Visit poster's website MSN Messenger
saraswati



Joined: 30 Mar 2004
Posts: 200

PostPosted: Fri Sep 08, 2006 1:12 pm    Post subject: Reply with quote

The ATM ate my card once but I immediately called my bank, had it cancelled and they issued another one. You might consider doing the same.
Back to top
View user's profile Send private message
Samantha



Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera

PostPosted: Fri Sep 08, 2006 1:47 pm    Post subject: Reply with quote

If it was my credit card I would certainly have it cancelled but cancelling a foreign ATM card could be a huge hassle with you in Mexico and your bank far away. How would you get a new pin number quickly? When my foreign bank sends me a new ATM card whether it be replacement or renewal, the same PIN works plus I know that the card has been destroyed by the bank here and not fallen into enemy hands.
Back to top
View user's profile Send private message
PlayadelSoul



Joined: 29 Jun 2005
Posts: 346
Location: Playa del Carmen

PostPosted: Fri Sep 08, 2006 1:56 pm    Post subject: Reply with quote

I had this happen. The first time my bank sent me a replacement, they did so using the US postal service. Of course, it never arrived. They sent me another via Fed X, which cost me a few more $. Save yourself the hassle and ask for express delivery, if you need a new one.
Back to top
View user's profile Send private message
MELEE



Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland

PostPosted: Fri Sep 08, 2006 2:48 pm    Post subject: Reply with quote

saraswati wrote:
The ATM ate my card once but I immediately called my bank, had it cancelled and they issued another one. You might consider doing the same.


This is exactly what happened to me. A Bital card (now HSBC) in a Bital machine, in front of the branch where I have my account. I think the giving it back to you thing is taboo now, they cancel it, and issue you a new one that will be usable in 24 hours give or take a few.
Back to top
View user's profile Send private message
Ben Round de Bloc



Joined: 16 Jan 2003
Posts: 1946

PostPosted: Fri Sep 08, 2006 4:39 pm    Post subject: Reply with quote

I've had ATMs eat my cards a few times since I moved here 10 years ago. Years ago banks used to return the cards, but they stopped doing that quite a while ago here. The last time it happened to me was a few months ago. I inserted my card, and as luck would have it, there was a two-second power failure, which caused the ATM to reboot . . . bye-bye card. I always keep a duplicate card just for occasions like that. I'm not sure why sweep-through machines haven't replaced the insert-the-card machines here. I've only encountered a couple of the sweep-through types here in Merida. I've noticed that during the last few years when I've made my annual sojourn back to the States, almost all ATMs there are now the type where a person sweeps his card through instead of inserting it.
Back to top
View user's profile Send private message Send e-mail
ericksgm



Joined: 08 May 2006
Posts: 21
Location: Tapachula

PostPosted: Fri Sep 08, 2006 8:33 pm    Post subject: Reply with quote

I did get my card back. Again, I learn the importance of connections. The guy who�s in charge of the bank had is wife and daughter at harmon hall so the director knows him. I got my card back safe and sound only to find out that my bank in the US is stupid and has decided not to allow their cards to be used outside of the US. Lucky for me I have an amazing mom who is helping me out.
Back to top
View user's profile Send private message
Guy Courchesne



Joined: 10 Mar 2003
Posts: 9650
Location: Mexico City

PostPosted: Fri Sep 08, 2006 9:10 pm    Post subject: Reply with quote

Wink
Back to top
View user's profile Send private message Send e-mail Visit poster's website MSN Messenger
Display posts from previous:   
Post new topic   Reply to topic    Job Discussion Forums Forum Index -> Mexico All times are GMT
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


This page is maintained by the one and only Dave Sperling.
Contact Dave's ESL Cafe
Copyright © 2018 Dave Sperling. All Rights Reserved.

Powered by phpBB © 2001, 2002 phpBB Group

Teaching Jobs in China
Teaching Jobs in China