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A total shocker!
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Yawarakaijin



Joined: 20 Jan 2006
Posts: 504
Location: Middle of Nagano

PostPosted: Wed Nov 14, 2007 9:34 am    Post subject: A total shocker! Reply with quote

Let me share with you an experience I had last weekend at my local eye doctors.

I live in a pretty small town in central Nagano. Not too many foreigners around but enough that we are not a total abberation. Well, I needed to get some new contacts so I had to make a trip to my local optometrist.

I walk in the little clinic and immediately I hear it. OH MY! a gaikokujin is in our clinic, followed by numerous little giggles. I guess I look kinda funny, I don't know. Wink

So I saunter on up to the front desk and in perfectly good Japanese I state that I would like to have an eye test done because I want to buy some new contacts. More giggles ensued at the fact I was speaking in their tongue but its to be expected I guess.


Then a strange look falls over the faces of the two ladies as they realize they may have to ask me a slightly uncomfortable question.

Do you have insurance? they say very quietly.

"Actually, I don't" I replied.

Oh the look on their faces! Shocked

This leads to the ladies chatting back and forth for about 10 minutes. " Oh, whatever shall we do?" They immediately started rummaging through papers and files, I guess there is something written down somewhere on what to do if someone doesn't have proper insurance. Wink

All the while I am writing down my personal information on their patient information card. You know, things like my address, my job, my telephone number. Finally one of the ladies collects my personal information and we have a little chat about whether or not I was currently wearing my lenses and if I remembered my previous prescription. All of this went very swimmingly and she sends me back to the ladies at the front desk.


And then it comes. The BIG question. The answer of which will determine my ability to obtain my hightly sought after contact lenses or not.


"Do you have any money?" Surprised








DAMN YOU NOVAAAAAA!
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markle



Joined: 17 Jan 2003
Posts: 1316
Location: Out of Japan

PostPosted: Wed Nov 14, 2007 10:55 am    Post subject: Reply with quote

Hmm a sterling effort of making a mountain out of a molehill.
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Yawarakaijin



Joined: 20 Jan 2006
Posts: 504
Location: Middle of Nagano

PostPosted: Wed Nov 14, 2007 12:11 pm    Post subject: Reply with quote

Perhaps my numerous snickers and sarcastic "damn you nova" led you to believe that I was actually upset at such harsh treatment from the awful, awful ,japanese nurses who treated me so cruely.

Just to make sure...... Rolling Eyes Rolling Eyes Rolling Eyes Rolling Eyes Rolling Eyes Rolling Eyes Rolling Eyes Rolling Eyes


Why is it that people, with neither the will or inclination to understand where an op is coming from, find it necessary to post such useless comments. Do you have no sense sir?

The nurses in question did not merely reply that, having no insurance, I would have to pay in cash. After 15 minutes of wondering how to proceed, they asked me "do you have 5,000 yen?" I took it all in good nature, joked about having saved up for a while, and produced the 5,000 yen.

How often do ask for a service or an item back home and then find yourself being asked if you actually HAVE 45$ on you? Perhaps that is a loaded question. Perhaps it happens to you quite often and therefore you deemed me to be making mountains out of molehills. A freshly ironed shirt and a shave may do you wonders.
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gaijin4life



Joined: 23 Sep 2006
Posts: 150
Location: Westside of the Eastside, Japan

PostPosted: Wed Nov 14, 2007 12:36 pm    Post subject: Reply with quote

wrote:
Hmm a sterling effort of making a mountain out of a molehill.


I thought OPs story was hilarious - telling how it is ..! Having had similar experiences myself, at optometrist and hospitals, it all sounded very familiar, in that there was the inevitable 'Do you have insurance/money' check !

However, I suspect the non-Nihonjin among us have been asked these kinds of questions long before Nova came along, cos that's just the way it is .. Confused
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Hoser



Joined: 19 Mar 2005
Posts: 694
Location: Toronto, Canada

PostPosted: Wed Nov 14, 2007 1:08 pm    Post subject: Reply with quote

Actually I don't think I have insurance either now that Nova has kicked the bucket-I hope these sniffles don't turn into something more serious! Shocked
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Yawarakaijin



Joined: 20 Jan 2006
Posts: 504
Location: Middle of Nagano

PostPosted: Wed Nov 14, 2007 1:57 pm    Post subject: Reply with quote

I imagine that most people here in Japan are in a somewhat delicate situation when it comes to insurance. I image most of us are not on the national health insurance program as it can be bloody expensive and most employers, NOVA or otherwise, don't enroll their employees.

I'm in with an Australian company that provides pretty good coverage but in the event on an emergency I have to pay cash up front while in Japan only to be reimbursed later. Not an ideal situation.

It's kind of ironic but those short termers from nova, if they had purchased travellers insurance from back home, are probably better off than most of us here who are kind of stuck between two worlds.
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markle



Joined: 17 Jan 2003
Posts: 1316
Location: Out of Japan

PostPosted: Wed Nov 14, 2007 2:31 pm    Post subject: Reply with quote

I guess that it comes to down to assumptions, keeping in mind that assumptions are the mother of all fkups.

You make the assumpution that staff faced with a person without insurance would assume that they had the money to pay. They could make that assumtion (and risk a fkup) or they could just ask a straightforward question and assume you won't get your knickers in a knot. You then get affonted when they don't make that assumption, or you assume that they make another assumption that maybe you don't have any money.

What puzzles me is that I'm sure (I'm assuming) that you knew that not having insurance would cause some confusion, so why didn't you offer the information? I'm assuming that its because that telling the staff you had enough money wouldn't have made such an interesting anectode that you could post on the board here about you sending Japanese people into a spin by not having insurance. Granted it is kind of cringeworthy in a juvenile sort of way, but it hardly reflects on you as a stand up guy asit were.

You made a joke of the situation and assume that the staff though it was funny but what if they just thought you were an as s hat?
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Yawarakaijin



Joined: 20 Jan 2006
Posts: 504
Location: Middle of Nagano

PostPosted: Wed Nov 14, 2007 9:44 pm    Post subject: Reply with quote

Let us just assume, seeing as I was there and you were not, that the situation went down as described. No enemies were made, a little giggle was had (by both parties) and that it was a little silly to ask if a man of 33 years if he actually had the 45$ necessary to pay for an eye exam.
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Apsara



Joined: 20 Sep 2005
Posts: 2142
Location: Tokyo, Japan

PostPosted: Wed Nov 14, 2007 10:25 pm    Post subject: Reply with quote

It's definitely a ridiculous question to ask. I have been to doctors and dentists in the Tokyo and Kanagawa areas, and although they always ask what kind of insurance I have, they don't then follow up by asking if I have the money to pay for the treatment- as one resposible adult to the other they assume correctly that I do.

At the Nagano clinic they basically thought it possible that the foreigner could be clueless enough to think he could come in for an eye exam without having to pay for it.

That's like being asked at a clothing store when you take the goods to the counter whether you have the money to pay for them, or being asked if you can pay for your dinner before you sit down at a restaurant.

I actually think the OP has been very good-natured about it, I could have felt quite insulted, but I'm sure no malice was meant, it's just a typical example of how some people's brains seem to disengage when faced with a foreigner.
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slodziak



Joined: 17 Oct 2005
Posts: 143
Location: Tokyo

PostPosted: Wed Nov 14, 2007 11:49 pm    Post subject: Reply with quote

markle wrote:
You made a joke of the situation and assume that the staff though it was funny but what if they just thought you were an as s hat?


Oh dear markle, - you just won't join in with the spirit of things!

Funny story! The kind of thing that happens to me a fair amount. I think if you can enjoy such situations as you seem to have done it makes living here a whole lot more pleasant.
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ironopolis



Joined: 01 Apr 2004
Posts: 379

PostPosted: Wed Nov 14, 2007 11:57 pm    Post subject: Reply with quote

Apsara wrote:
It's definitely a ridiculous question to ask.

That's like being asked at a clothing store when you take the goods to the counter whether you have the money to pay for them, or being asked if you can pay for your dinner before you sit down at a restaurant.

I actually think the OP has been very good-natured about it, I could have felt quite insulted, but I'm sure no malice was meant, it's just a typical example of how some people's brains seem to disengage when faced with a foreigner.


Yeah, that's pretty much how I'd assess this too.

However, I don't think the Nova situation has anything to do with it at all. I first heard of an almost identical situation, involving a good friend of mine in Kanagawa on a visit to the dentist, about 10 years ago. No, like apsara suggested above, there are just some people who are plunged into a panic disabling their common sense when they're faced with interacting with a foreigner. Such folk are fewer than they used to be IMO, but there are still plenty around.

I'd imagine the above is the most likely explanation in this case, but there is another possible factor which can cause this kind of reaction at medical related businesses in Japan. Of course, quite a lot of Japanese people are really stuck with the idea that Japan is much, much more expensive than anywhere else. I've met a lot of people who are aghast at what they see as the expense that would be involved in paying for something without the usual 70% insurance reduction. Little do they realise that plenty of treatments here are actually considerably cheaper than in many of our home countries, even when paid for in full. Indeed, one of the most common reactions I've heard from other foreigners of various nationalities who'd been to the dentist here has been, "Wow! So cheap!"
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AndyH



Joined: 30 Sep 2004
Posts: 417

PostPosted: Thu Nov 15, 2007 1:05 am    Post subject: Reply with quote

Laughing Laughing Laughing

Reminds me of when I was on my way to work, without much time to spare, and decided to stop at my bank to pay a bill of some sort.
Even though I told the teller that I was in a big hurry, she spent almost ten minutes conferring with co-workers how to tell me there would be something like a 50 yen surcharge, when she could have just mentioned it to me in Japanese.

I was annoyed at the time, but in hindsite, is just one of those quirky things about living in Japan.
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alexcase



Joined: 26 Jul 2007
Posts: 215
Location: Seoul

PostPosted: Thu Nov 15, 2007 1:47 am    Post subject: Reply with quote

If the idea was just to tell an amusing story, plenty of people seem to have found it so, and that's fine. Having a rant and venting is also okay, if you realise that is what you are doing. However, what is best to avoid and is sure to antagonise long termers is any hint of "Japan is a .... place, just look at what happened to me!" I think your story could be taken that way, in the sense that no one would bother telling a story if a receptionist asked you "Do you have the cash on you?" back home, so making the assumption that it is supposed to say something general about Japan is understandable. Maybe it does, maybe it doesn't, but before you try to generalise, thinking about why it might have happened might be worth the tome and effort, e.g. maybe there was the option to pay later if you didn't have the cash on you.
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southofreality



Joined: 12 Feb 2007
Posts: 579
Location: Tokyo

PostPosted: Thu Nov 15, 2007 2:28 am    Post subject: Reply with quote

alexcase wrote:
maybe there was the option to pay later if you didn't have the cash on you.


I've seen the same thing happen before with a Japanese person. At a clinic, in front of me at the counter, holding her son was a seemingly 30-something Japanese woman. When asked for her insurance information, she said that she didn't have it. No 'I forgot it' or 'I don't have insurance', just 'I don't have it'. It was a little strange, but I could see that she was a little stressed. The person behind the counter then asked her if she had any money. The mother said 'yes' and said she'd be willing to pay in cash. She was then told she could get most of it back if she brought her insurance information back to the clinic within 30 days.

I'm sure there are plenty of Japanese people who forget their insurance cards and are asked if they can pay for everything at that time since they are unable to receive the 70% deduction from the bill without proper proof of insurance.
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markle



Joined: 17 Jan 2003
Posts: 1316
Location: Out of Japan

PostPosted: Thu Nov 15, 2007 2:45 am    Post subject: Reply with quote

southofreality wrote:
alexcase wrote:
maybe there was the option to pay later if you didn't have the cash on you.


I've seen the same thing happen before with a Japanese person. At a clinic, in front of me at the counter, holding her son was a seemingly 30-something Japanese woman. When asked for her insurance information, she said that she didn't have it. No 'I forgot it' or 'I don't have insurance', just 'I don't have it'. It was a little strange, but I could see that she was a little stressed. The person behind the counter then asked her if she had any money. The mother said 'yes' and said she'd be willing to pay in cash. She was then told she could get most of it back if she brought her insurance information back to the clinic within 30 days.

I'm sure there are plenty of Japanese people who forget their insurance cards and are asked if they can pay for everything at that time since they are unable to receive the 70% deduction from the bill without proper proof of insurance.


No, no that can't be right, this kind of thing only happens to foreigners. Don't you know that its a conspiracy?
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