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MikeySaid
Joined: 10 Nov 2004
Posts: 509
Location: Torreon, Mexico
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 Posted: Thu Feb 19, 2009 12:22 am Post subject: Taxes... How much? Who sets it up? |
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My last job here I didn't worry about anything, but somewhere along the line I heard someone say that by doing the FM-2 I was going to lose 30% of my income.
So... how much do we pay in taxes here and is it our employers responsibility to make the deductions or is this something I have to do? I won't be seeing my first check from the U until my visa is in order, and I want to know how much to expect. |
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TheLongWayHome
Joined: 07 Jun 2006
Posts: 1016
Location: San Luis Piojosi
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| Posted: Thu Feb 19, 2009 3:55 pm Post subject: |
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If you work for a uni they'll make the deductions - you'll probably be shocked when you see how much. I know I am. Make sure you're getting the 'subsidio al empleo' and they've registered you properly with the IMSS so you can start/continue to accumulate infornavit points.
There's a table you can use to check how much you should pay. I couldn't find it though, maybe someone else has a link. |
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Samantha
Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera
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| Posted: Thu Feb 19, 2009 7:25 pm Post subject: |
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Here is a recent statement of Comprobante de Pago por Tarjeta Nomina for a senior teacher (near retirement) in the Prepatoria of Universidad Autonoma de Sinaloa. These figures represent 2 weeks pay, deductions and taxes (double this for a month). For those not in Mexico reading this, it's Mexican pesos, not dollars.
Sueldo - 4223.73
Antiguedad - 2268.14
Ajuste Calendario - 432.79
Impuesto Federal - 813.04
Cuota I.M.S.S. - 68.16
Cuota SUNTU - 17.31
Cuota Defuncion Academico - 4.00
Cuota SPIUAS - 34.62 |
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lozwich
Joined: 25 May 2003
Posts: 1536
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| Posted: Thu Feb 19, 2009 8:40 pm Post subject: |
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| Samantha wrote: |
| Antiguedad - 2268.14 |
Is this a credit? I'm guessing for having worked in the university for a while? I'm going to start paying tax this month (boo!) and I'm trying to work out roughly how much I'll get too.
There's no difference in taxes between FM3 and FM2 is there? |
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Samantha
Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera
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| Posted: Thu Feb 19, 2009 9:17 pm Post subject: |
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| Yes that's part of the pay for working there forever. If you were to have work permission on an FM2 for the same job you had with an FM3, your tax deductions don't change. |
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MELEE
Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland
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| Posted: Thu Feb 19, 2009 11:04 pm Post subject: |
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Mikey,
Just curious. Why would you do an FM-2? I thought you and the wife were hoping to more to the US soon.
As far as I've ever been able to figure out, the FM-2's only advantage is to a person, who is not married to a Mexican, who hopes to move towards obtaining citizenship. If you are married to a Mexican, you can apply for citizenship after two years residency, without ever having had an FM-2. |
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MELEE
Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland
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| Posted: Thu Feb 19, 2009 11:09 pm Post subject: |
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| Samantha wrote: |
Sueldo - 4223.73
Antiguedad - 2268.14
Ajuste Calendario - 432.79
Impuesto Federal - 813.04
Cuota I.M.S.S. - 68.16
Cuota SUNTU - 17.31
Cuota Defuncion Academico - 4.00
Cuota SPIUAS - 34.62 |
Sam a couple of questions. Is Impruesto Federal different from ISR (Impuesto Sobre la Renta)?
And why is that teacher's IMSS quota so low? I pay 221.70 and yes, my sueldo is higher, but I've been paying around that same amount for IMSS the whole time I've been in Mexico and I started off on about 3,500 a quincena 11 years ago.
Thanks, as usual you have valuable information. |
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MikeySaid
Joined: 10 Nov 2004
Posts: 509
Location: Torreon, Mexico
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| Posted: Fri Feb 20, 2009 6:25 am Post subject: |
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| I honestly don't know anymore why we applied for the FM-2, the whole process has been a pain in the rear and I ended up doing what they told me to do at the immigration office here in Torreon. I wasn't aware of the 2 year citizenship thing until the paperwork was already filed. |
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Milenka
Joined: 30 Jun 2008
Posts: 113
Location: Mexico City
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ontoit
Joined: 18 Jun 2006
Posts: 99
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| Posted: Sat Feb 21, 2009 4:11 am Post subject: |
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| The tax burden doesn't seem unreasonable. |
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Samantha
Joined: 25 Oct 2003
Posts: 2038
Location: Mexican Riviera
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| Posted: Sat Feb 21, 2009 6:09 am Post subject: |
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Mikey wrote:
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| I honestly don't know anymore why we applied for the FM-2, the whole process has been a pain in the rear and I ended up doing what they told me to do at the immigration office here in Torreon. I wasn't aware of the 2 year citizenship thing until the paperwork was already filed. |
Immigration correctly recommended you begin on the FM2, believing that you would be permanent in Mexico. In order to apply for naturalization under the 2 year "special circumstance" rule, you need to be reside permanently for 2 years after registering marriage. A tourist card doesn't cut it. After two permanent years pass, you can apply to naturalize but it presently takes at least another 2- 3 years for the approval process , which includes passing the dreaded exam (those of us married to Mexicans or having babies in Mexico are not exempt from the exam. This leaves the FM2 as a good fall-back option to permanent status in Mexico. There are benefits to this status, by the way.)
During the current LONG time it takes for approval with SRE, you would still need to keep renewing your status with Immigration. Immigration and External Affairs aren't related to each other. The first step, no matter what, is to be legal with Immigration first. So you are on the right track unless you pull up stakes and leave Mexico beyond the acceptable time frame permitted under the FM2. |
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MELEE
Joined: 22 Jan 2003
Posts: 2583
Location: The Mexican Hinterland
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| Posted: Mon Feb 23, 2009 6:48 pm Post subject: |
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Sam,
What are the benefits in Mikey's case of an FM2?
Of course he shouldn't be here as a tourist. But in Mikey's specific situation, but benefits does the FM2 have over the FM3? |
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notamiss
Joined: 20 Jun 2007
Posts: 908
Location: El 5o pino del la CDMX
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| Posted: Mon Feb 23, 2009 7:10 pm Post subject: |
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| MELEE wrote: |
What are the benefits in Mikey's case of an FM2?
Of course he shouldn't be here as a tourist. But in Mikey's specific situation, but benefits does the FM2 have over the FM3? |
Given his current plans, probably none, but for a foreigner who expects to stay here for the long haul (as Mikey expected to when he started the process), an FM2 is more convenient (and cheaper) in the long run.
After 5 years of an FM3, you either have to apply for a new one (and keep on doing the yearly extensions for the next 5 years, ad infinitim) or apply for an FM2.
After 5 years of an FM2, you're inmigrado and you don't have to do any renewals any more. No more yearly pilgrimages to the INM, no more yearly fees. |
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