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Insurance

 
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Necessary Illusions



Joined: 12 Jun 2003
Posts: 2
Location: Currently Tokyo

PostPosted: Thu Mar 11, 2004 12:15 am    Post subject: Insurance Reply with quote

Hi,

I've been in Japan for about a year, and so am considering using a private health company. There are three that have come to my attention, and I'm wondering if anyone has had bad/good experiences with them.

1) X-Pat insurance: I talked to them yesterday. It's damn cheap (46000Y/year) and seems to cover most (non-dental) problems.

2) Global Health

3) InterGlobal Health

These last two I found by searching through the archives here. InterGlobal quotes me $677US/year.

Thanks in advance.
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cangel



Joined: 12 May 2003
Posts: 74
Location: Jeonju, South Korea

PostPosted: Thu Mar 11, 2004 12:39 am    Post subject: Reply with quote

After doing my own research I have dropped my Nova JMA policy for Global Health. It appears to be, if you get the gold plan, a much better policy and at almost the same price. Additionally it covers basic dental up to X amount of $$$ per year. Of course, as with all insurers here, you pay out of pocket for all out-patient services but they reimburse your credit card quickly. All in-patient care is paid for in advance. Shop around and see what best suits your needs. Good luck.
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