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jdkrone



Joined: 19 Aug 2010
Posts: 9

PostPosted: Sat Aug 21, 2010 8:34 pm    Post subject: Job Market/Saving Reply with quote

I understand the downsides of teaching in Taiwan, and I'd just like to be prepared for them, and if possible, learn some ways of successfully navigating through rubble.

I read all the time, "it's hard to save in the beginning, but after 6... months...1 year, 2 years... it gets easier". I would like to know WHY it's hard to save...initial fees? Unforeseen expenses? And if it's a budgetary issue, well, I'd like some tips on budgeting and how to save, or steer away from those first few months of "not being able to save".

Also, I'll be arriving in mid-january....how can I give my CV/resume an edge in this competitive market? Is there anything I can do in the next 4 months? Learning Mandarin seems like it would help, but can what I could realistically achieve with the language in 4 months give me much of an edge? What do you think?

Sorry for being so long winded, I guess this has just been on my mind now for a while and I've had trouble finding answers.

jd
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Dr_Zoidberg



Joined: 29 Sep 2004
Posts: 406
Location: Not posting on Forumosa.

PostPosted: Sun Aug 22, 2010 3:15 am    Post subject: Reply with quote

It's not just a matter of saving, it's also a matter of recovering your start-up costs.

If your airfare is $1800 and then you need another $2000 to keep you going until you start receiving a pay cheque, that's $3800 right off the bat. Then, once you're settled in your apartment, you'll probably want to buy some things to make it more comfortable, and maybe some form of transportation too. So now you've invested around $4500.

Then for the first six months you will be taxed at a rate of 20%.

This is why it takes six months to a year to begin saving in earnest.

And if you are one of the unfortunates who gets fired after a month or two, then you have the added expense of doing a visa run, coming back, and searching for work all over again. So, that means it will take even longer to start saving.
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creztor



Joined: 30 Dec 2009
Posts: 476

PostPosted: Sun Aug 22, 2010 5:39 am    Post subject: Reply with quote

Learning Chinese won't help at all unless you were going for a specific job that required Chinese. If your position is just the standard chain school gig then the best thing you can do is learn to say YES to everything, mentally prepare yourself to work and do things that aren't in your contract and get a friend to punch you in the nuts/other female organ if you are a woman and manage to hold a smile. Doing that would ensure that no boss ever fire you because you are a yes man and manage to hold a smile all through it.
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forest1979



Joined: 10 Jun 2007
Posts: 507
Location: SE Asia

PostPosted: Sun Aug 22, 2010 12:11 pm    Post subject: Reply with quote

Three other important matters to not neglect:

1. You pay 20% tax for the first 183 days.

2. If you're in an apartment you will need to pay a bond. This is two months, maybe three months, rent.

3. As is the case with any newbie you won't find all the local haunts that allow you to shop for much less than when you first arrive.
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Taylor



Joined: 24 Oct 2003
Posts: 384
Location: Texas/Taiwan

PostPosted: Sun Aug 22, 2010 3:24 pm    Post subject: Some more comments Reply with quote

Hi Everyone,

I think some of the previous replies are sort of a "worst case scenario."

With websites such as this one, Facebook, Yahoo groups, Tealit, etc., I'm sure that most new teachers have some connections established before arrival.

Also, online banking should help. For example, someone could use a credit card to buy the airline ticket, luggage, etc. Then, use one's balance in checking or savings to move funds over to make the credit card payment each month. (This would be extremely easy with Bank of America, and I presume that all major banks nowadays could accommodate such needs.)

Also, once you get settled and begin to have some extra cash, it should be possible to wire money to oneself (that is, to the US/Canadian bank account). Can anyone elaborate on this? Since I'm married to a Taiwanese lady, we've just always used her name as the sender and my name as the recipient--even when I was still there in Taiwan.

Best wishes.

Taylor
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Rooster_2006



Joined: 24 Sep 2007
Posts: 984

PostPosted: Sun Aug 22, 2010 4:39 pm    Post subject: Re: Job Market/Saving Reply with quote

jdkrone wrote:
I understand the downsides of teaching in Taiwan, and I'd just like to be prepared for them, and if possible, learn some ways of successfully navigating through rubble.

I read all the time, "it's hard to save in the beginning, but after 6... months...1 year, 2 years... it gets easier". I would like to know WHY it's hard to save...initial fees? Unforeseen expenses? And if it's a budgetary issue, well, I'd like some tips on budgeting and how to save, or steer away from those first few months of "not being able to save".
As the other posters have mentioned, the start-up costs are as follows (though I might add a thing or two). I will go over how to economize on them in the next paragraph.
0. Having to shell out nearly US$200 for the visitor visa to avoid having to make a visa run later, and also having to pay for your own visa and work permit processing fees.
1. Your initial plane ticket -- this varies wildly. My round-trip ticket to Taiwan was only about US$300 because I was flying from Korea (where I had been studying abroad prior to moving to Taiwan), but if you are flying from very far away (east coast USA), it could be $1,800, as the other poster said.
2. Your initial apartment rent, deposit, etc.
3. Your scooter (completely optional, but some teachers swear this is essential)
4. Furniture, appliances, etc. that you'll no doubt need to buy again (once again, mostly optional, but there are a few you'd be a fool not to buy)
5. 20% taxes at first -- and some slimy employers never pay the taxes, meaning that you never get a refund (this happened with one very sleazy employer that employed me for a few months -- unfortunately I can't bring it to the authorities' attention since the witch blackmailed me).

If you want to economize, first of all, DO NOT MOVE INTO A BIG FANCY APARTMENT. If you are paying 15,000 NTD in rent, and you also need to pay a 15,000 NTD deposit and 15,000 NTD as the last month's rent, you've just dropped nearly $1,500 (USD) needlessly. This sounds incredibly stupid, and yet so many teachers do it. Live in a small room, at least at first -- a tao fang or a ya fang. These generally have low monthly rents and low deposits. When I first moved to Taiwan, my tao fang was 3,500 a month with 500 NTD a month for water/electricity and 2,000 for a deposit. Later I got tired of no air conditioning/Internet and moved into a better place with a 4,500 NTD monthly rent/4,500 NTD deposit. However, I never spent more than 4,500 NTD a month on rent.

Second of all, don't bother to buy a scooter until you've found a job, especially considering you can't even get a license or own it in your own name until you an an ARC. That's another huge start-up cost that'll set you at least several hundred USD back (and that's assuming you buy used; new could be triple that). Just find a ya fang or tao fang near the subway (or better yet, within walking distance of where you work) and get a bicycle.

Don't buy anything but the bare minimum in terms of furniture and cooking appliances. My formula is basically this -- if it will pay for itself in the medium term (the next 1- 3 months), buy it -- otherwise, go without. You might be tempted to buy a refrigerator, a desktop computer, etc. but don't -- you might not find a job, and if you do, you might get fired and have to leave the country. Things I'd recommend buying would include a mini-fridge (hopefully your building has a common fridge, though), an appliance to boil water (so you don't splurge on convenience store drinks all the time), and a microwave. This way, you can buy biandang boxes while they're still sold during the daytime (most decent biandang is not available after 9:00 PM), and heat them up and eat them at night. Since they are by far the cheapest edible food in Taiwan, buying them, refrigerating them, and heating them up later will allow you to cut your costs significantly versus being at the mercy of whichever (expensive) restaurants are open after 9:00 PM.

If you follow all my suggestions to the letter, you might be able to get set up for as little as $2,000 including your airfare (if you got a great deal). Make sure to get into a tao fang AS SOON AS POSSIBLE. $50 a night for a hotel really adds up. Try to stay in a youth hostel when you first arrive.

Provided that you find a "standard job as of the start of the recession" -- 20 teaching hours a week, 550 NTD an hour -- you should re-coup your losses within about three months rather than six months or a year.

Quote:
Also, I'll be arriving in mid-january....how can I give my CV/resume an edge in this competitive market? Is there anything I can do in the next 4 months? Learning Mandarin seems like it would help, but can what I could realistically achieve with the language in 4 months give me much of an edge? What do you think
Speaking from experience having job hunted in that month, man, January is a bleak month to come. Seriously, that's an awful time to come. I'd highly suggest slightly delaying your entry until around Chinese New Year.

As for ways to quickly boost your credentials, well, I'd say get an accredited TEFL cert (as in CELTA, Trinity, or another brick-and-mortar cert) as quickly as possible. Make sure it's at least 120 hours and has at least six hours or so of supervised teaching.

And yes, at least with some employers, Chinese can help, especially if you can certify it (the TOP/HSK are offered later this year, you might want to sign up). Although I have had employers (generally clueless and arrogant) who think it is the foreigners' job to teach a class of 20 five-year-olds without a co-teacher in pure English, the decent employers who actually know what they're doing will permit a little bit of Chinese in the classroom for things like explaining directions, rules, and nuances like "want versus have to."

If I were you, I'd take all the suggestions about economizing that I just told you and implement them, and spend about two hours a day learning Chinese, and sign up for the HSK Beginner. You won't be fluent in Chinese by any means, but you'll have something eye-catching on your resume that's better than the other schmoes. You've got four months -- study two hours a day, and you'll be coming off the plane with 240 hours of Chinese study -- better than most English teachers when they first get here.

However, honestly, I don't recommend you come to Taiwan if this is your first time teaching. China honestly pays just as well these days and it's much easier to find a job. Setup costs are much lower, especially since your apartment is free. Do you have a special reason to prefer Taiwan over China? If a certain very specific set of circumstances hadn't transpired, I would have gone to China rather than Taiwan.
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jdkrone



Joined: 19 Aug 2010
Posts: 9

PostPosted: Sun Aug 22, 2010 8:38 pm    Post subject: Reply with quote

I do have specific reasons for Taiwan actually. One being the MOE/MOFA/NSC scholarships. My gf and I are interested in applying for a masters program in February for the following fall. Pretty sweet deal actually, they even pay a stipend of NT30,000/month, not to mention free tuition.

Weather is also a factor. I guess the weather in the parts of china are basically the same, but I have never really given too much thought to china. I guess it's short plane ride away. Personally, I am really just in love with the idea of Taiwan, and tickets were only $583 on China Airlines. I planned on arriving and touring the country with my resume in hand, of course. I never gave much thought to China but have heard about a reputable placement agency "Buckland Intl".

I guess China wouldn't be such a bad deal, however would I require a TEFL-type certificate?
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Rooster_2006



Joined: 24 Sep 2007
Posts: 984

PostPosted: Sun Aug 22, 2010 9:20 pm    Post subject: Reply with quote

jdkrone wrote:
I do have specific reasons for Taiwan actually. One being the MOE/MOFA/NSC scholarships. My gf and I are interested in applying for a masters program in February for the following fall. Pretty sweet deal actually, they even pay a stipend of NT30,000/month, not to mention free tuition.

Weather is also a factor. I guess the weather in the parts of china are basically the same, but I have never really given too much thought to china. I guess it's short plane ride away. Personally, I am really just in love with the idea of Taiwan, and tickets were only $583 on China Airlines. I planned on arriving and touring the country with my resume in hand, of course. I never gave much thought to China but have heard about a reputable placement agency "Buckland Intl".

I guess China wouldn't be such a bad deal, however would I require a TEFL-type certificate?
Okay, well, that scholarship would change everything. The stipend you get for studying is nearly what I get per month for teaching in a dead-end buxiban job! Clearly I'm riding the wrong train!
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creztor



Joined: 30 Dec 2009
Posts: 476

PostPosted: Mon Aug 23, 2010 2:09 am    Post subject: Reply with quote

Have you actually got the scholarship yet? I know in the past they were very easy to get but that has changed. I also put in for one six months ago and was denied. Good luck.
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jdkrone



Joined: 19 Aug 2010
Posts: 9

PostPosted: Mon Aug 23, 2010 3:42 am    Post subject: Reply with quote

Crztor,

No I haven't. What I've come to understand is that the scholarship gives priority to those who have ready been accepted into a Taiwanese university degree program.

Unofficially, I've been told that it's extremely difficult to receive the scholarship for a Bachelors degree, and rather easy for a Masters. I've also been told that a 3.0 GPA in previous studies is required just to have your application get past the first gate. What was your situation like?
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