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I'm a Newbie: What's the Best Situation for me

 
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mdickun83



Joined: 07 Sep 2010
Posts: 41

PostPosted: Fri Sep 10, 2010 11:41 pm    Post subject: I'm a Newbie: What's the Best Situation for me Reply with quote

I am looking for some info from people "in the know" about what you feel the best situation for me would be.

I am 27, a college graduate and from the US. I owe 50K in school debt and pay about 450/ month in student loans; my job NEEDS to be able to cover that and cost of living.

I also want to see the world and I hope to eventually become a teacher back here in the good ole' US of A (someday...). So teaching abroad seems like a great fit.

What I'm looking for right now is a situation where I could actually save some money/ crush my school debt. I also really love the idea of teaching in Taiwan. I've read that it's a great place to teach and the weather is great and the people are wonderful.

Questions I have:
I was considering getting a certification from the Oxford Seminar but I've heard that isn't great. Is it worth it? Should I get a different cert? I live in San Diego so CELTA seems to be out of the question

I've looked a little into the Hess School because they train you there but I've heard some horror stories. Any info on that would be great?

Are there any schools/ programs in Taiwan that will provide training for you?

How much money would I need to bring over with me, bare minimum (I don't make very much as it is)? Also, do schools typically pay room and board?

Realistically, if I don't live like a Roman Emperor, nor a Monk, how much could I save/ debt could I kill over one year? How much over two?

Thanks in advance for any help. It's a big decision and ALL input is greatly appreciated. The biggest question is this though:

Is Taiwan the best place for someone in my situation? I've heard Korea is a little better because less start up money is needed and you can start saving money a little sooner. Taiwan appeals a little more because of the weather and the culture but I have to know that I can save roughly as much as in Korea.

Is there anyone on here who's taught in both or can point me in the direction of someone who has?
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zipper



Joined: 14 Dec 2009
Posts: 237

PostPosted: Sat Sep 11, 2010 2:41 am    Post subject: Reply with quote

I will just make one comment. If one earns as much money in Taiwan as he/she would in Korean in terms of USD, then he/she could save as much and live nicely here. That is if you can make up to 64,000 NT a month, which is comparable to the 2.3 million Korean Won; even though most jobs in Korea include rent free apartments. The cost of living is higher in South Korea, but you could still easily save 1000 USD a month. It is fairly expensive to heat an apartment in Korea during the winter. Having said that though, if you come here without a job that offers a rent free apartment, then you may end up spending a lot of money on start up costs without any guarantee of returns on your investment, since there is no guarantee that you will find a job that offers the amount of hours you�ll need. Anything is possible, though. Good luck.
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JZer



Joined: 16 Jan 2005
Posts: 3898
Location: Pittsburgh

PostPosted: Sat Sep 11, 2010 3:39 am    Post subject: Reply with quote

Don't forget that you will have to pay 20 percent in tax for six months in Taiwan. So if you earn 60,000NT you will be down to 48,000. You will get the money back but it might making paying for loan a little difficult.
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creztor



Joined: 30 Dec 2009
Posts: 476

PostPosted: Sat Sep 11, 2010 3:50 am    Post subject: Reply with quote

Worth noting that you also don't get it back until about 6 to 7 months later in the following year. If you want to bank, hit Korea.
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mdickun83



Joined: 07 Sep 2010
Posts: 41

PostPosted: Sun Sep 12, 2010 4:26 pm    Post subject: Reply with quote

Cool. Thanks everyone for the help.

Can anyone answer any of the other questions I had as well? Any info is deeply appreciated.
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Hightop



Joined: 01 Dec 2005
Posts: 15

PostPosted: Mon Sep 13, 2010 4:37 am    Post subject: Reply with quote

In Taiwan you will not save as much as in Korea, you will be lucky to save half as much. On the flip side life in Taiwan is more than 200% better than life in Korea.

When you arrive you should have more than 3k usd to be comfortable. (It might take you a while to find work, maybe you will need to do a visa run, you will need to put deposits on accommodation etc etc.) In a year if you saved 25,000 NTD a month you would come out of the year with, less than $10,000 usd.
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Dr_Zoidberg



Joined: 29 Sep 2004
Posts: 406
Location: Not posting on Forumosa.

PostPosted: Thu Sep 16, 2010 12:00 am    Post subject: Re: I'm a Newbie: What's the Best Situation for me Reply with quote

mdickun83 wrote:
I was considering getting a certification from the Oxford Seminar but I've heard that isn't great. Is it worth it? Should I get a different cert? I live in San Diego so CELTA seems to be out of the question

Completely unnecessary for Taiwan. You have a bachelor's degree, that's enough.

mdickun83 wrote:
I've looked a little into the Hess School because they train you there but I've heard some horror stories. Any info on that would be great?

I've never worked for HESS, but I have gone through their application process - and been offered a job - three times. Their hiring process is slower than molasses in January, so if you're thinking of a job with them, apply six months in advance of arriving in Taiwan.

mdickun83 wrote:
Are there any schools/ programs in Taiwan that will provide training for you?

Shane does, and it's a pretty easy place to work. However, the number of hours you will get is likely to be insufficient for your needs (ie: school loan).

mdickun83 wrote:
How much money would I need to bring over with me, bare minimum (I don't make very much as it is)? Also, do schools typically pay room and board?

USD$2000 is the bare minimum, but it would be better if you brought more just in case - as was noted above - you need to do a visa run.

Buxibans do not typically pay for room and board. If you work in an all-day kindergarten - doing so is illegal - you will get to partake of a sumptuous luncheon banquet consisting of one bowl of plain white rice topped by a spoonful of watery meat sauce, and a smattering of greasy fried vegetable greens. Bon appetit!

You need to consider that any job offering an apartment will also offer a lower salary, so it's not really "free". The apartment is likely to be substandard, and shared with your co-workers, which may or may not be a good thing depending on your personalities. Another thing you need to consider is that if for any reason you find yourself suddenly dismissed from the job, you will simultaneously be dismissed from your apartment. Looking for a new job or a new apartment is stressful enough, doing both at the same time (and I've done it) is not a situation you really want to be in, especially if money is tight.

mdickun83 wrote:
Realistically, if I don't live like a Roman Emperor, nor a Monk, how much could I save/ debt could I kill over one year? How much over two?

You will save more in your second year. I've always been able to save at least 25 000 NT per month and still have enough money left over for entertainment and the few luxuries I enjoy. Ultimately, it will depend on how many hours you work and your hourly rate.
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zipper



Joined: 14 Dec 2009
Posts: 237

PostPosted: Thu Sep 16, 2010 5:50 am    Post subject: Reply with quote

I know a South African who makes 65000 NT per mouth minus the .20, approximately 8000 NT for food and 5000 for a studio where electric and water are included. He stated that he saves about 35,000 NT a month and he still has extra for gas expenses and for a few beers. Yep, so it is easily possible to save that much from the get go. He bought a 50 CC scooter for 8000 NT when he arrived in Changhua County in April. So saving 1000 US dollars is doable. That's twelve thousand a year.

In SK, I saved about thirteen thousand USD a year, and I lived under a tight budget. It is not that easy to save more than that as someone suggested, because the cost of living is much higher than here. The average monthly EFL pay in SK is 2.3 million won, which is about 1,990 USD. So if you make the average EFL wage in SK of 2.3 million Won, then it is highly unlikely that you will save more than 15,000 a year. Definitely bring more than 2,000 USD to any country you go to if you can; especially if you need to do a visa run, but you shouldn't have to if you have the 60 day extendable visa for Taiwan.
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