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think_balance
Joined: 02 Jul 2008 Posts: 67 Location: Japan
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Posted: Tue Aug 16, 2011 7:42 pm Post subject: JET and Savings |
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I realize that each situation differs, however:
Those in the JET Programme, is it reasonable to think one can save 150,000 yen a month and still live comfortably - travel on holiday, eat out once a week, etc. I don't drink, so I know that will go a long way towards that. |
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Glenski

Joined: 15 Jan 2003 Posts: 12844 Location: Hokkaido, JAPAN
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Posted: Tue Aug 16, 2011 11:55 pm Post subject: |
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JET pays 320,000 yen/month before deductions.
Figure less than half of that will go to deductions and basic necessities. It will vary a lot depending on your rent situation!
50,000-80,000 for rent
10,000-15,000 for utilities
3500-8000 for phone/Internet
30,000-50,000 for food
2,500 or 25,000 for insurance (1st year and thereafter, respectively)
What you save depends on how much you have to pay off back home (e.g., student loans) and how frugal you are. I'd say 150,000 is a bit too much to hope to save.
What exactly do you mean by "live comfortably"? I know some people who cannot live without a case of expensive wine every month, and others who will party several nights per week, and others who spend a lot on satellite TV, etc.
Traveling "on holiday" in Japan usually means 3 major times per year (Golden Week, Obon, and New Year), when most of the rest of the country is on vacation. What did you mean? |
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think_balance
Joined: 02 Jul 2008 Posts: 67 Location: Japan
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Posted: Wed Aug 17, 2011 6:33 pm Post subject: |
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Glenski,
That's a fair rundown, I think. Thank you. Based on your numbers, 150k might be a bit high.
However, you said JET pays 320k. I thought it was 300k. |
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Glenski

Joined: 15 Jan 2003 Posts: 12844 Location: Hokkaido, JAPAN
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Posted: Wed Aug 17, 2011 10:19 pm Post subject: |
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Sorry about that typo on salaries. You are right.
Some JET ALTs get very reduced or even free housing, so that would allow a tremendous savings, of course. But I wouldn't count on having such a deal as a guaranteed thing. Perhaps ALTs on bigdaikon.com or G Chthulhu here can give a rough idea of how many are in that situation. |
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G Cthulhu
Joined: 07 Feb 2003 Posts: 1373 Location: Way, way off course.
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Posted: Thu Aug 18, 2011 2:56 am Post subject: |
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Glenski wrote: |
Perhaps ALTs on bigdaikon.com or G Chthulhu here can give a rough idea of how many are in that situation. |
No idea, sorry. I know anecdotally that the benefits have been dropping for several years, same as tenured teachers. I'm not even sure anyone tracks that sort of info - with 2500+ different contracts it would be a nightmare to track & collate.
However, on the salary question, after compulsory deductions and before rent, nationally, the average JET takes home ~Y265,000/month. I've seen variations depending on prefecture and contract of up to ~45,000 on that amount.
100,000 in savings each month should be do-able in most instances without too much effort if a person wanted, I would think, but until a person knew the specifics of their location I wouldn't count on it. As they say, ESID. |
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yamanote senbei

Joined: 28 Jun 2005 Posts: 435
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Posted: Fri Aug 19, 2011 6:43 am Post subject: |
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Rent is a big item that might end up being free, highly subsidized, or you might be on the hook for the whole thing including key money, deposits, etc. Furniture and other items for your apartment may be free, left from the previous ALT, or you may have to buy everything you need to live yourself.
It's much more likely that you'll be able to save 150,000 yen a month and still live comfortably as a JET than as a illegally dispatched ALT working for a private company. At some companies now, full-time ALT net pay is close to 150,000. |
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