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Best country to teach in to clear my debts!
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Mrs Smith



Joined: 24 Apr 2011
Posts: 13
Location: UK

PostPosted: Thu Sep 01, 2011 10:31 am    Post subject: Best country to teach in to clear my debts! Reply with quote

Okay, so I know that 'clearing debts' and 'TEFL' should be followed by a punchline. Nevertheless, I would really appreciate any advice and so am turning to all of you knowledgeable bunch.

Basically, I did a postgrad course over the last year which has left me with a fair wack of debt which the repayments will commence on from January 2012. So I'm trying to work out if there is any country I could go and work in that would give me a high enough salary that I would be able to have about �250 clear a month (i.e. after all living costs, accommodation etc). Obviously I'll need to save a bit, before sending it back to take account of transfer fees (or can I escape these by using Paypal??).

I know that the British Council jobs in Malaysia and jobs in the middle east pay well but I'm wondering whether the high salaries would be eaten up by high cost of living/taxes in those places.

The place I really, really want to go is Russia but salaries only seem to be $1000 per month out there which doesn't seem feasible for my situation.

In terms of what I am cut out for I have degree, TESOL, 3 years experience with adults and children, a very small smattering of business teaching, and I can't go to Saudi Arabia as they won't let me in.

Thank you in advance.

Yours lovingly and stressingly!
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Mrs Smith



Joined: 24 Apr 2011
Posts: 13
Location: UK

PostPosted: Thu Sep 01, 2011 10:33 am    Post subject: Bit more... Reply with quote

Almost forgot, I also have about 9 months DoS/ADoS experience but don't have the DELTA.
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Perilla



Joined: 09 Jul 2010
Posts: 792
Location: Hong Kong

PostPosted: Thu Sep 01, 2011 10:48 am    Post subject: Re: Best country to teach in to clear my debts! Reply with quote

Mrs Smith wrote:
In terms of what I am cut out for I have degree, TESOL, 3 years experience with adults and children, a very small smattering of business teaching, and I can't go to Saudi Arabia as they won't let me in.


You forgot to mention what your new postgrad qual was in.

But to answer your main Q, you'd certainly land a job offering that amount of savings (and more) in Korea.
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Mrs Smith



Joined: 24 Apr 2011
Posts: 13
Location: UK

PostPosted: Thu Sep 01, 2011 11:51 am    Post subject: Reply with quote

Thanks Perilla. I didn't know Korea could be so lucrative. Any recommendations for a company?

The postgrad is in Law - not as useful as I thought it would be!
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Glenski



Joined: 15 Jan 2003
Posts: 12844
Location: Hokkaido, JAPAN

PostPosted: Thu Sep 01, 2011 11:56 am    Post subject: Reply with quote

250 British pounds is about 31,000 Japanese yen. Not a problem at all in paying that off and having plenty more left over, perhaps 3 times that much if you also deduct basic necessities.

Using GoLloyds to transfer money requires a small fee (2000 yen), BTW.
http://www.golloyds.com/index/en
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tttompatz



Joined: 06 Mar 2010
Posts: 1951
Location: Talibon, Bohol, Philippines

PostPosted: Thu Sep 01, 2011 12:08 pm    Post subject: Re: Best country to teach in to clear my debts! Reply with quote

Mrs Smith wrote:
Okay, so I know that 'clearing debts' and 'TEFL' should be followed by a punchline. Nevertheless, I would really appreciate any advice and so am turning to all of you knowledgeable bunch.

Basically, I did a postgrad course over the last year which has left me with a fair wack of debt which the repayments will commence on from January 2012. So I'm trying to work out if there is any country I could go and work in that would give me a high enough salary that I would be able to have about �250 clear a month (i.e. after all living costs, accommodation etc). Obviously I'll need to save a bit, before sending it back to take account of transfer fees (or can I escape these by using Paypal??).

I know that the British Council jobs in Malaysia and jobs in the middle east pay well but I'm wondering whether the high salaries would be eaten up by high cost of living/taxes in those places.

The place I really, really want to go is Russia but salaries only seem to be $1000 per month out there which doesn't seem feasible for my situation.

In terms of what I am cut out for I have degree, TESOL, 3 years experience with adults and children, a very small smattering of business teaching, and I can't go to Saudi Arabia as they won't let me in.

Thank you in advance.

Yours lovingly and stressingly!


For savings potential there is no-place on the planet that beats East or S.E Asia.

Korea is probably #1 for earnings outside of the JET program in Japan or the middle east.

Without querying why the KSA won't let you in do be aware that Korea DOES require a clean police check (with apostille) as an immigration requirement for a work visa.

Almost any recruiter who works Korea will do (use many to find that "perfect job". Go read or register on the Korean forums for more information.

Taiwan is not bad for paying back student loans but does take a bit of start-up money. Background check is required.

Vietnam can be quite lucrative (salaries in the 1200 pound range) but they also need a clean record check.

China can be good but it will take some shopping around to find the better jobs. IF your MA is related to education or EFL/ESL then there are lots of decent places available.

I think by now you can start to see the pattern emerging.

Good luck.

.
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JimJam



Joined: 06 Mar 2010
Posts: 69
Location: UK

PostPosted: Thu Sep 01, 2011 2:46 pm    Post subject: Reply with quote

Moscow!

You can get probably �1000 per month for 80 contract hours (700+ rubles per academic hour) and then around �50 - �80 per private lesson.

You could easily repatriate more than �1000 per month.

Other teachers will be along shortly to dispute my figures Very Happy

Oh, just remember the winters are miserable!
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smithrn1983



Joined: 23 Jul 2010
Posts: 320
Location: Moscow

PostPosted: Thu Sep 01, 2011 4:36 pm    Post subject: Reply with quote

JimJam wrote:
Moscow!

You can get probably �1000 per month for 80 contract hours (700+ rubles per academic hour) and then around �50 - �80 per private lesson.

You could easily repatriate more than �1000 per month.

Other teachers will be along shortly to dispute my figures Very Happy

Oh, just remember the winters are miserable!


I'll do my best Very Happy

Currently, you can make 15-20GBP hourly working with schools, so if you work 20-25 hours per week, you should be making 400-500 GBP per week, or about 1600-2000GBP per month. This assumes no private lessons, which are far more lucrative. JimJam's prices look like the prices for a 60 minute lesson.

As for living expenses, you should figure 500-750GBP for rent, which usually includes all bills except internet (10GBP per month, in my case), and maybe another 250-500GBP in living expenses, if you're frugal (i.e. eat most of your meals at home, don't spend too much time clubbing, and don't keep any other expensive habits). So for a minimum in Moscow, you should count on expenses being a minimum of 1000-1250GBP per month, which leaves 350-1000 GBP in your bank account at the end of the month.

The downside to teaching in Moscow, is that work slows down quite a bit over the summer. It doesn't come to a complete standstill, like it does in Europe, but you should still plan on dipping into your savings a bit for at least 3 months of the year.
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spiral78



Joined: 05 Apr 2004
Posts: 11534
Location: On a Short Leash

PostPosted: Thu Sep 01, 2011 5:02 pm    Post subject: Reply with quote

On the issue of private students, I think it's normally true that it

1. takes some time to build up a reliable contingent of them
2. even those aren't entirely reliable

I'd say that it's risky to calculate private students as definite income - it's more like the icing on the cake.
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smithrn1983



Joined: 23 Jul 2010
Posts: 320
Location: Moscow

PostPosted: Thu Sep 01, 2011 5:50 pm    Post subject: Reply with quote

I ignored private students in my calculations for exactly those reasons. The numbers given assume you get all your hours from a school. With three years of experience, you have a chance at bypassing the McSchools in Moscow, and getting set up with an hourly contract at a school. Expect in the neighborhood of 800r/acad. hour. Keep in mind that your start-up costs will be significant. In addition to plane tickets and visa fees, you will probably also need to pay for your own apartment, which will take 2000-3000USD. EDIT 2000-3000USD is the price to move in to an apartment. You'll owe the first month's rent + security deposit + agent's fee.
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Hod



Joined: 28 Apr 2003
Posts: 1613
Location: Home

PostPosted: Thu Sep 01, 2011 9:11 pm    Post subject: Reply with quote

JimJam wrote:
Other teachers will be along shortly to dispute my figures


You called?

I�d struggle to find Moscow on a map, such is my knowledge of that region. Saying that, Russia has taxes like any other country, but I see no mention of that here. Health insurance is likewise a moot point so it seems. My real bugbear, though, is the pro rate talk rife amongst teachers. Twenty to twenty-five hours a week is an absolute impossibility to sustain for a couple of months, let alone a year. Students will cancel due to holidays, sickness or other commitments. Let�s at least try and be realistic.
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naturegirl321



Joined: 04 May 2003
Posts: 9041
Location: home sweet home

PostPosted: Fri Sep 02, 2011 12:11 am    Post subject: Reply with quote

Hod wrote:
JimJam wrote:
Other teachers will be along shortly to dispute my figures


You called?

I�d struggle to find Moscow on a map, such is my knowledge of that region. Saying that, Russia has taxes like any other country, but I see no mention of that here. Health insurance is likewise a moot point so it seems. My real bugbear, though, is the pro rate talk rife amongst teachers. Twenty to twenty-five hours a week is an absolute impossibility to sustain for a couple of months, let alone a year. Students will cancel due to holidays, sickness or other commitments. Let�s at least try and be realistic.


Agreed. I survived solely on private lessons for 2 years. It changes. Espeically during the holiday season.
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smithrn1983



Joined: 23 Jul 2010
Posts: 320
Location: Moscow

PostPosted: Fri Sep 02, 2011 3:07 am    Post subject: Reply with quote

Hod wrote:
JimJam wrote:
Other teachers will be along shortly to dispute my figures


You called?

I�d struggle to find Moscow on a map, such is my knowledge of that region. Saying that, Russia has taxes like any other country, but I see no mention of that here. Health insurance is likewise a moot point so it seems. My real bugbear, though, is the pro rate talk rife amongst teachers. Twenty to twenty-five hours a week is an absolute impossibility to sustain for a couple of months, let alone a year. Students will cancel due to holidays, sickness or other commitments. Let�s at least try and be realistic.


The number I gave are after tax. Twenty to twenty-five hours a week is an absolute impossibility to sustain? I easily teach upwards of 30 hours a week for 9-10 months of the year. Even during summer, I still teach 10-15 hours a week.
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naturegirl321



Joined: 04 May 2003
Posts: 9041
Location: home sweet home

PostPosted: Fri Sep 02, 2011 4:00 am    Post subject: Reply with quote

smithrn1983 wrote:
The number I gave are after tax. Twenty to twenty-five hours a week is an absolute impossibility to sustain? I easily teach upwards of 30 hours a week for 9-10 months of the year. Even during summer, I still teach 10-15 hours a week.


Aren't you killing yourself doing that? I guess it depends on transport, I was using public transport and had to spend 3 to 4 hours on a bus. It also depends on how much you pay, how far your classes are apart, levels, etc. There's a lot of things that can change.
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Sashadroogie



Joined: 17 Apr 2007
Posts: 11061
Location: Moskva, The Workers' Paradise

PostPosted: Fri Sep 02, 2011 5:18 am    Post subject: Reply with quote

Dear Mrs smith

Russia can be quite lucrative. Debts can be paid. In Moscow at least. However, bear in mind that one of the major hurdles here is actually getting into the country. Like most people, you'll probably have to enter the country with a McSchool, such as BKC. They get you the visa. Salaries are pretty low, though consider also they throw in a flat into the deal. Poor standard, but it is there ready for you. A very big thing in Moscow. If you can take the long view, you'll make quite a bit of money in Moscow if you go freelance in the your second year. Smaller schools pay more per hour. Even BKC freelancers get 1000 rubs an hour, I hear tell. But of course, you'll need a place of your own. Then there are the privates. Higher fees because of the higher risks.

Most established freelancers in Moscow say they can earn well over 3000 to 4000 quid a month. (Figures vary due to the season and the amount of beer consumed when imparting this info.) The costs are high too. A crappy bed-sit flat will set you back about 600 -700 quid a month. But your target of 250 pounds a month could easily be met. Though probably not in your first year.

In any case, good luck to you.
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