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Is it possible to raise a family on a teachers salary?
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happyman



Joined: 20 Sep 2011
Posts: 20

PostPosted: Wed Oct 12, 2011 3:27 am    Post subject: Is it possible to raise a family on a teachers salary? Reply with quote

The title basically sums it up. I'm currently teaching English in South Korea. I have a Turkish girlfriend who has a decent job that makes 2500 lira per month that lives in Istanbul.

I have a bachelor's degree (non-English related) 100 hr online TEFL and 2.5 years experience at public schools in Korea.

We are deciding our future and I have serious concerns if it's possible to settle down and have a family in Turkey (Financially). I am worried about later down the line struggling to make ends meat, especially if we have children. Is it possible for us to be financally sound with me on a English teachers wage to live a comfortable life. My instinct tells me it probably won't be a good idea but I really need some advice from people who have been in the same situation.


I love Istanbul, Turkish culture and life style the only concern is with money and if we can get by and save.

Are there any other teachers in Istanbul with Turkish girlfriends/wives/families?
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lucia79



Joined: 18 Jun 2011
Posts: 156

PostPosted: Wed Oct 12, 2011 6:28 am    Post subject: Reply with quote

Happyman,
You can live in Istanbul as a married man and plan to have a family while making a good living. I know people in Istanbul (Turks and non-Turks) who do it. I have friends in other cities in Turkey who do the same. If your girlfriend is making 2500 TL and you are working too, then you guys should be fine. I know couples who live on what your girlfriend makes or even less and they live in Istanbul and have a nice life. They aren't rich but they aren't poverty-stricken either. You should always portion off part of your paycheck for savings and unforseen events that may take place. If both of you are working and aren't living extravagantly then you will do more than make ends meet.


Last edited by lucia79 on Fri Oct 14, 2011 3:17 pm; edited 1 time in total
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billy orr



Joined: 15 Jul 2009
Posts: 229

PostPosted: Wed Oct 12, 2011 6:45 am    Post subject: Reply with quote

I don't think it is about money, more about lifestyle. I don't think istanbul is at all conducive to family life. Enough money can be made, but the time that takes leaves little time for partners and children. Life is likely to be sleep- servis- work- servis- eat- sleep.
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PC Parrot



Joined: 11 Dec 2009
Posts: 459
Location: Moral Police Station

PostPosted: Wed Oct 12, 2011 7:47 am    Post subject: Reply with quote

lucia79 wrote:
Happyman,
You can live in Istanbul as a married man and plan to have a family while making a good living. I know people in Istanbul (Turks and non-Turks) who do it. I have friends in other cities in Turkey who do the same. If your girlfriend is making 2500 TL that's good. If you are working too, then you guys should be fine. I know couples who live on what your girlfriend makes or even less and they live in Istanbul and have a nice life. They aren't rich but they aren't poverty-stricken either. You should always portion off part of your paycheck for savings and unforseen events that may take place. If both of you are working and aren't living extravagantly then you will do more than make ends meet.


It largely depends on what you want in the future ... assuming your girlfriend becomes your wife, you have children, and she stops working, you will need one of the top end jobs in Istanbul just to put a roof over your head ... this means getting properly qualified - an MA TESOL at least

And even then, with 5,000 YTL coming in every month for the next 35 years - something which you couldn't take for granted - you'd have to live a pretty modest lifestyle if you wanted anything other than a gece-kondu to call your own, and a retirement nest egg of enough substance to do something more with than simply cook a few omlettes ..

If your girlfriend has even the slightest designs on living a middle class lifestyle, then do the MA, scrap the kids, and you'll just about be fine ...
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lucia79



Joined: 18 Jun 2011
Posts: 156

PostPosted: Wed Oct 12, 2011 9:43 am    Post subject: Reply with quote

PC Parrot wrote:


And even then, with 5,000 YTL coming in every month for the next 35 years - something which you couldn't take for granted - you'd have to live a pretty modest lifestyle if you wanted anything other than a gece-kondu to call your own, and a retirement nest egg of enough substance to do something more with than simply cook a few omlettes ..

If your girlfriend has even the slightest designs on living a middle class lifestyle, then do the MA, scrap the kids, and you'll just about be fine ...


If his girlfriend/future wife is making 2500 TL and if he can get a job at a k-12 making around 4500 TL then they will be doing well. Whether or not he wants to be a property owner in the future is up to him. Even with bringing in 5000 TL a month he should be able to live nicely in Istanbul. How they choose to spend their combined income and what is a 'comfortable life' is for them to decide.
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PC Parrot



Joined: 11 Dec 2009
Posts: 459
Location: Moral Police Station

PostPosted: Wed Oct 12, 2011 10:37 am    Post subject: Reply with quote

lucia79 wrote:


If his girlfriend/future wife is making 2500 TL and if he can get a job at a k-12 making around 4500 TL then they will be doing well. Whether or not he wants to be a property owner in the future is up to him. Even with bringing in 5000 TL a month he should be able to live nicely in Istanbul. How they choose to spend their combined income and what is a 'comfortable life' is for them to decide.


Read again ... that's EXACTLY why I BEGAN my post with:

Quote:
It largely depends on what you want in the future ...


I personally wouldn't want to be in a situation where $2,500 per month was supposed to pay for the monthly needs of my family, pay for the purchase, running & maintenance of a car, pay towards the mortgage of a barely reasonable flat ($250,000 absolute min for a family apartment), pay for holidays, and pay towards some sort of pension fund ...

And living nicely in Istanbul can mean extremely different things to foreigners and Turks .. you'll find that TEFLers will accept a lot less than many Turks will ...
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happyman



Joined: 20 Sep 2011
Posts: 20

PostPosted: Wed Oct 12, 2011 11:38 pm    Post subject: Reply with quote

Thanks for the replys.

Deep down I have to agree with PC parrot. Even to get by on a simple life would be hard enough. I would have to make sure I could secure a good k-12 job for the rest of my life there. There seem to be too may "what if's" and "hopfullys". If Turkey had better jobs and better pay it would be different. We don't want to struggle pay check to pay check each month.
It does seem I would be working all day and not leaving enough time for my gf/famly. Saving would be a difficult aswell. If we didn't want to have children it would be doable.

I kind of new the answer to my question before I posted it. I was just hoping there were couples that had overcame the odds and are living a stable life in Istanbul. I am more than willing to take a risk but my instinct tells me it wouldn't work out in the long run. If the tables were turned and I was a foreign woman and had a Tukish boyfriend then that would be in out favor.

Looks like we will be looking at New Zealand, Australia and the UK for our future. Thanks again.
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PC Parrot



Joined: 11 Dec 2009
Posts: 459
Location: Moral Police Station

PostPosted: Thu Oct 13, 2011 2:35 am    Post subject: Reply with quote

There's no doubting that Istanbul would be a great experience and that you would come out of it a richer human being ... just not in the $$$$ sense ...

My wife was a banker in Istanbul working in the HQ of a top Turkish bank .. she was always just a couple of steps away from being a branch manager .. but they worked her to the bone for it

After 6 years in Istanbul, we moved to the UAE where we have spent the last 10 years ... in those 10 years we've gone from almost zero in the bank to being just a few years away from a very early retirement in Western Europe..

I have friends who remained in Turkey and they are doing fine ... but I, for one, wanted to be able to afford to live in Western Europe and, given the uselessness of the TEFL scene there for earning a decent wage, we understood we could only really do it through financial independance .. Istanbul was never going to be able to give us that, the UAE was ..

Like I said, it depends what you want ..

But I certainly wouldn't want to have to live the rest of my life the way I was happy to live it 10 years ago ... when I was 30
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gloomyGumi



Joined: 29 Dec 2010
Posts: 353

PostPosted: Thu Oct 13, 2011 3:06 pm    Post subject: Reply with quote

OK Istanbul looks just abut as difficult as New York City or any other big international Megalopolis like London, Bombay, or Rio de Janeiro.

My question is: what about a small city like Izmir? Could a family be supported in a "cheap" place like that on a teacher's salary? I am assuming no more than 2500 lira per month.
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lucia79



Joined: 18 Jun 2011
Posts: 156

PostPosted: Thu Oct 13, 2011 4:32 pm    Post subject: Reply with quote

Unless you are independently wealthy, have a part-time job that pays big, or can work from home and your wife is a stay-at-home mom, then someone is going to have to work all day. A 9 to 5 job is standard. And if you are teaching at a private k-12 school then you'll get plenty of paid holiday time and summer vacation to spend with your family. If you are in New Zealand or some other place what are your working hours likely to be? What is the cost of living in those areas? The cost of living in Turkey is cheaper than a lot of other places. I wouldn't quickly write off Turkey. Why don't you try living in Istanbul for a year working and see what happens? View it as a field study and then after a year you will really know if you can make it there with a future family and the life you'd like to lead.
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gloomyGumi



Joined: 29 Dec 2010
Posts: 353

PostPosted: Fri Oct 14, 2011 10:06 am    Post subject: Reply with quote

lucia79 wrote:
Unless you are independently wealthy, have a part-time job that pays big, or can work from home and your wife is a stay-at-home mom, then someone is going to have to work all day. A 9 to 5 job is standard. And if you are teaching at a private k-12 school then you'll get plenty of paid holiday time and summer vacation to spend with your family. If you are in New Zealand or some other place what are your working hours likely to be? What is the cost of living in those areas? The cost of living in Turkey is cheaper than a lot of other places. I wouldn't quickly write off Turkey. Why don't you try living in Istanbul for a year working and see what happens? View it as a field study and then after a year you will really know if you can make it there with a future family and the life you'd like to lead.


100 years ago my grandfather left Bursa for New York City. Since then nobody from my family has ever returned. God willing it is very interesting for me to be the first one in my family to go back there. I just hope I can make enough money to support my wife and daughter, but from what I am reading here ingeneral, it is tough, very tough to long-term survive on a teacher's humble salary for a 3-person family. So I am a bit more than a bit concerned about that. I feel as long as the job is halfway decent (I learned in life only lately to be content with ANYTHING as long as it is halfway decent, except a beer that is! Smile )
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lucia79



Joined: 18 Jun 2011
Posts: 156

PostPosted: Fri Oct 14, 2011 12:56 pm    Post subject: Reply with quote

Ah, the secret of contentment!

I think people need to calculate how much they need to earn in order to have a 'comfortable' life (and that will vary considerably from one person to another) and how they will financially secure their future goals (buy property, buy/maintain a car, save for kids' college funds etc.) then take that number and don't accept anything less than that when applying/interviewing for jobs.

I think it would be a good experience if Happyman tried working in Istanbul for a year and see what it could be like before he starts a family. He might end up getting a great job in a year or two and then discover that maybe he could raise a family there.
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PC Parrot



Joined: 11 Dec 2009
Posts: 459
Location: Moral Police Station

PostPosted: Sat Oct 15, 2011 5:43 am    Post subject: Reply with quote

lucia79 wrote:
Ah, the secret of contentment!

I think people need to calculate how much they need to earn in order to have a 'comfortable' life (and that will vary considerably from one person to another) and how they will financially secure their future goals (buy property, buy/maintain a car, save for kids' college funds etc.) then take that number and don't accept anything less than that when applying/interviewing for jobs.


I'm not sure that potential employers will see it that way .. they might use the tried & tested method of market indicators .. sure they might give a good bargainer an extra 10% if he/she's got something they want .. like an MA TESOL to wave at parents ... but I can't see them giving anyone 50 to 100% more than the regular salary simply because that person has higher living costs ...

Going back to the idea of contentment, it's a tricky one .. if you settle for your lot, then you are by definition, not going to improve your lot ...

But what happens one day when you fall out of contentment with your lot because you're no longer the same person you were 10 years ago ..

It's easy to live without many material possesions .. but it's not so easy to live in a cheap neighbourhood that now drives you bonkers ... in the yet-to-reach developed world, such neighbourhoods often house people who didn't even finish high school .. would you want to live in such areas in your own country?

What happens when you wake up one morning and find that you've lost your tolerance for rubbish, excessive noise, and blind political allegiance?

You're buggered .. that's what ..

With that in mind, however, I too would recommend trying Istanbul .. you never know what you'll find ..
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Otterman Ollie



Joined: 23 Feb 2004
Posts: 1067
Location: South Western Turkey

PostPosted: Sat Oct 15, 2011 6:33 am    Post subject: Reply with quote

To the op

The bottom line is yes you can do all the things you want as long as you plan!
Regardless of where you work you will face the same obstacles, how you deal with them is not about how much you earn but how much you plan ahead.
If your goal in life is to have a family that will be expensive, bear in mind that as ateacher your offspring will be entitled to free or heavily discounted education by virtue of the fact that you work at that school there, I know many couples with less experience and resources who manage what you intend.
Its tough but thats the price you pay for being a parent. I live like a lord and have property times two and money in the bank. My secret, easy, no brats!!!!!!!!
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PC Parrot



Joined: 11 Dec 2009
Posts: 459
Location: Moral Police Station

PostPosted: Sat Oct 15, 2011 7:22 am    Post subject: Reply with quote

Otterman Ollie wrote:
To the op

Its tough but thats the price you pay for being a parent. I live like a lord and have property times two and money in the bank. My secret, easy, no brats!!!!!!!!


Ahhhh but Olly .. those of us who were in Turkey 16 years ago were able to buy property for peanuts ... it's a different ball game for TEFLers starting out in Turkey today

What once cost $15,000 now costs over $100,000
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