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TheGoldenKiwi
Joined: 12 Oct 2011
Posts: 8
Location: New York, NY
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 Posted: Thu Oct 20, 2011 11:57 pm Post subject: Americans - what do you do about healthcare when you return? |
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| I'm 25 now having just finished a year in Korea, if I do another year abroad by the time I come back to the US I'll be 26 and no longer covered by my mom's healthcare plan provided by her employer. I was thinking about doing ESL teaching abroad the next 3-5 years and hopefully by then the economy here won't be as bad as it is now, but any recommendations for the time I do spend in the US in between jobs? |
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sparks
Joined: 20 Feb 2008
Posts: 632
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| Posted: Fri Oct 21, 2011 12:46 am Post subject: |
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| I, like you and many others, am in the same boat. Advice: Don't get sick. That's the reality of life in this great nation. |
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fladude
Joined: 02 Feb 2009
Posts: 432
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| Posted: Fri Oct 21, 2011 1:17 am Post subject: |
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| It really depends on who you work for. Most language schools won't cover your insurance back in the USA. Most International Schools provide coverage for the full year (if they don't then don't work there). |
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choudoufu
Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC
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| Posted: Fri Oct 21, 2011 3:05 am Post subject: |
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how much time will you spend in the us?
some international expat plans won't cover you at all if in the us.
others have 30-day restrictions.
i think mine will allow up to 6 months in the us, but coverage
is limited. |
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TheGoldenKiwi
Joined: 12 Oct 2011
Posts: 8
Location: New York, NY
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| Posted: Fri Oct 21, 2011 8:01 pm Post subject: |
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| choudoufu wrote: |
how much time will you spend in the us?
some international expat plans won't cover you at all if in the us.
others have 30-day restrictions.
i think mine will allow up to 6 months in the us, but coverage
is limited. |
Well I was referring to times that I would be unemployed, for example going back to the US for 3-4 months in between jobs. Sounds like there's not much one can do except get gouged by health insurance or just risk it. |
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choudoufu
Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC
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| Posted: Sat Oct 22, 2011 4:52 am Post subject: |
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ummm....3-4 months is less than 6 months.
but these are restrictions for expat polices ex-us.
you can always get a worldwide policy including the us.
find one that gives you 4 months in the us, or at most
6 months for lower premiums. |
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TheGoldenKiwi
Joined: 12 Oct 2011
Posts: 8
Location: New York, NY
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| Posted: Mon Oct 24, 2011 4:01 am Post subject: |
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| choudoufu wrote: |
ummm....3-4 months is less than 6 months.
but these are restrictions for expat polices ex-us.
you can always get a worldwide policy including the us.
find one that gives you 4 months in the us, or at most
6 months for lower premiums. |
How do you go about getting a worldwide policy? I've never heard of such a thing. |
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caisara
Joined: 30 Sep 2011
Posts: 24
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| Posted: Mon Oct 24, 2011 4:44 am Post subject: |
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....
Last edited by caisara on Mon Nov 07, 2011 2:38 am; edited 1 time in total |
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choudoufu
Joined: 25 May 2010
Posts: 3325
Location: Mao-berry, PRC
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| Posted: Mon Oct 24, 2011 6:23 am Post subject: |
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| TheGoldenKiwi wrote: |
| choudoufu wrote: |
ummm....3-4 months is less than 6 months.
but these are restrictions for expat polices ex-us.
you can always get a worldwide policy including the us.
find one that gives you 4 months in the us, or at most
6 months for lower premiums. |
How do you go about getting a worldwide policy? I've never heard of such a thing. |
you could try the google.
or, heck, just axe yer mom. |
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Sashadroogie
Joined: 17 Apr 2007
Posts: 11061
Location: Moskva, The Workers' Paradise
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| Posted: Mon Oct 24, 2011 7:03 am Post subject: |
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| Best off moving to Europe. |
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Qaaolchoura
Joined: 10 Oct 2008
Posts: 539
Location: 21 miles from the Syrian border
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| Posted: Mon Oct 24, 2011 12:15 pm Post subject: |
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Where are you in the country? As I understand it, Canadians treat anybody who comes into their hospitals, regardless of nationality. Fortunately I'm only 23, but if I were 26, uninsured, and it were really serious, I think I'd take a trip to Montreal or Toronto (both a seven-hour drive from my parents' and less than $100 each way by bus).
~Q |
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AGoodStory
Joined: 26 Feb 2010
Posts: 738
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| Posted: Mon Oct 24, 2011 1:24 pm Post subject: |
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| choudoufu wrote: |
or, heck, just axe yer mom.
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Oh, I can't describe the picture that sprang to mind when I read this. Shudder . . . ! |
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johnslat
Joined: 21 Jan 2003
Posts: 13859
Location: Santa Fe, New Mexico, USA
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| Posted: Mon Oct 24, 2011 3:32 pm Post subject: |
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Lizzie Borden took an axe
Gave her mother 40 whacks,
When she saw what she had done
She gave her father 41.
Regards,
John |
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Sashadroogie
Joined: 17 Apr 2007
Posts: 11061
Location: Moskva, The Workers' Paradise
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| Posted: Mon Oct 24, 2011 6:16 pm Post subject: |
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Dear Johnslat
I thought you had decided against non-American spelling on account of the outcome of the debate on the legality of the american declaration of independence?
S |
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johnslat
Joined: 21 Jan 2003
Posts: 13859
Location: Santa Fe, New Mexico, USA
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| Posted: Mon Oct 24, 2011 8:23 pm Post subject: |
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Dear Sasha,
Axe me no questions, and I'll tell you no lies 
Regards,
John |
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