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mishlert
Joined: 13 Mar 2003
Location: On the 3rd rock from the sun
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 Posted: Sat Sep 06, 2003 8:57 pm Post subject: How to Get a Korean Credit Card |
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I got a Samsung Amex card, and it's valid till 2008.
When I was called to verify information I asked the woman about foreigners getting credit cards in Korea, and she told me the following for getting a Samsung card:
1) An applicant must make 1.2 mil a month.
2) When applying bring alien reg. card, and bank book.
3) Hogwon teachers must show proof of salary from the school
4) University teachers need not worry about proof as the bank book is sufficent; the company sees a uni job as more stable.
5) In both cases the schools will be called, so have the number when applying.
In Korea when you use your charge card you can spread out the payments up to 12 months, depending on the store.
For more information you call Samsung Card directly at 02 2197 8706.
Don't worry, whoever answers the phone at that number speaks English.
Last edited by mishlert on Sun Jan 08, 2006 5:52 pm; edited 1 time in total |
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whatthefunk
Joined: 21 Apr 2003
Location: Dont have a clue
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| Posted: Sat Sep 06, 2003 9:19 pm Post subject: |
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| Remember that extra caution must be taken when handling Korean credit cards. Stay away from all tall buildings and bridges and remove firearms from your place of residence. |
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beach bum
Joined: 01 Sep 2003
Location: surfin'...
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| Posted: Sat Sep 06, 2003 9:28 pm Post subject: |
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| whatthefunk wrote: |
| Remember that extra caution must be taken when handling Korean credit cards. Stay away from all tall buildings and bridges and remove firearms from your place of residence. |
 rofl!! |
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rapier
Joined: 16 Feb 2003
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| Posted: Sat Sep 06, 2003 10:33 pm Post subject: |
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| i know an american who applied. they were very reluctant to deal with him and gave him all sorts of B.S to put him off. Ultimately he wrote a formal letter threatening to complain to head office- and bingo- no problem whatsoever after that. |
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The Lemon
Joined: 11 Jan 2003
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| Posted: Sat Sep 06, 2003 10:48 pm Post subject: |
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I was told this week by the manager of my bank (Kookmin) that it'd be no problem to get a credit card, as my monthly pay is deposited directly into my Kookmin account and they know how much I'm making. All I have to do is bring in a statement from the school saying I'm currently an employee, my resident card, and my health insurance, and they'll give me one - no deposit or anything necessary.
I might do it tomorrow or Tuesday - it's too much of a hassle to send money back to Canada to pay my Canadian credit cards. |
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dutchman
Joined: 23 Jan 2003
Location: My backyard
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| Posted: Sat Sep 06, 2003 11:39 pm Post subject: Re: How to Get a Korean Credit Card |
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| mishlert wrote: |
I got a Samsung Amex card, and it's valid till 2008.
When I was called to verify information I asked the woman about foreigners getting credit cards in Korea, and she told me the following for getting a Samsung card:
1) An applicant must make 1.2 mil a month.
2) When applying bring alien reg. card, and bank book.
3) Hogwon teachers must show proof of salary from the school
4) University teachers need not worry about proof as the bank book is sufficent; the company sees a uni job as more stable.
5) In both cases the schools will be called, so have the number when applying.
In Korea when you use your charge card you can spread out the payments up to 6 month, depending on the store.
For more information you call Samsung Card directly at 02 2197 8706.
Don't worry, whoever answers the phone at that number speaks English. |
What is your charge limit? Anyone ever use their credit card to buy US Savings bonds online? |
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mishlert
Joined: 13 Mar 2003
Location: On the 3rd rock from the sun
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| Posted: Sun Sep 07, 2003 4:00 am Post subject: |
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| My limit at the moment is 2.5 million, but I was told that it will go higher. |
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Mankind
Joined: 18 Jan 2003
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| Posted: Sun Sep 07, 2003 5:20 am Post subject: |
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It will go higher if you pay it off every month. I used to have mine withdraw straightout of my bank account, so that I never forgot to pay it off. I started with 2.5 million a month. After 2 years, my credit limit was 30 million!!! I put plane tickets and hotels from trips, and dinners at western resturants on it, and it went up like mad.
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chronicpride
Joined: 16 Jan 2003
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| Posted: Sun Sep 07, 2003 8:32 am Post subject: Re: How to Get a Korean Credit Card |
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| mishlert wrote: |
I got a Samsung Amex card, and it's valid till 2008.
When I was called to verify information I asked the woman about foreigners getting credit cards in Korea, and she told me the following for getting a Samsung card:
1) An applicant must make 1.2 mil a month.
2) When applying bring alien reg. card, and bank book.
3) Hogwon teachers must show proof of salary from the school
4) University teachers need not worry about proof as the bank book is sufficent; the company sees a uni job as more stable.
5) In both cases the schools will be called, so have the number when applying.
In Korea when you use your charge card you can spread out the payments up to 6 month, depending on the store.
For more information you call Samsung Card directly at 02 2197 8706.
Don't worry, whoever answers the phone at that number speaks English. |
What about credit checks? I know that my credit rating still sucks a$$ from some neglect that I did on a credit card a few years back. |
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jvalmer
Joined: 06 Jun 2003
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