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Homer
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 Posted: Sun Feb 04, 2007 6:03 am Post subject: |
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blaseblasphemener,
Good point about certain types of teachers being hired more (math, science..).
This also varies from province to province and between large cities and smaller cities.
I sure did not stay here because I could not get back a teaching job back in Ontario. I left a permanent position to move abroad but could get a job back in my home province (or in Quebec since I am fluent in French) no problem. Also, if you speak french you gain access to French Schoolboard positions and those are always in demand.
But that is just my situation and it is not true for every teacher back home. I too have friends who graduated and waited several years to get a full time permanent position (in Manitoba).
Anyways...cheers |
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Adventurer
Joined: 28 Jan 2006
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| Posted: Sun Feb 04, 2007 6:16 am Post subject: |
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| Homer wrote: |
blaseblasphemener,
Good point about certain types of teachers being hired more (math, science..).
This also varies from province to province and between large cities and smaller cities.
I sure did not stay here because I could not get back a teaching job back in Ontario. I left a permanent position to move abroad but could get a job back in my home province (or in Quebec since I am fluent in French) no problem. Also, if you speak french you gain access to French Schoolboard positions and those are always in demand.
But that is just my situation and it is not true for every teacher back home. I too have friends who graduated and waited several years to get a full time permanent position (in Manitoba).
Anyways...cheers |
Tu as vraiment raison mon ami mais c'est tres difficile a travailler avec les ecoles publiques au Quebec. Yes, you can get a job in Quebec but Quebec teachers are suffering extreme burn out, so it would be point less to work for the public sector when it comes to teaching publich school students in Quebec and also in Ontario. I could do the same, but it would take a toll on me just as it is taking on the teachers teaching there. I've taught public school. I would rather work for the private sector and get more credentials to do so. I don't think a teaching degree is very useful considering the administration and students one has to deal with. |
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blaseblasphemener
Joined: 01 Jun 2006
Location: There's a voice, keeps on calling me, down the road, that's where I'll always be
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| Posted: Sun Feb 04, 2007 6:30 am Post subject: |
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Homer cheers back, you are lucky to know french, damned if I don't have to remind myself every day here how smart most of my students are compared to my dunce days of French 
Adventurer, I have a buddy teaching Montreal at the highest needs middle/high school there, and he says it is f!@#ed up, big time. Kids cursing at teachers constantly, teenage pregnancy run wild, and administration that does basically nothing, plus crappy pay.
Anyway, hopefully down the road they will appreciate something about my experience in EFl teaching. Think it will help being an elementary teacher and being a man, since there don't seem to be many of them these days. But, who knows what I'll want to teach in 3 years anyway? One thing I can count on, and it's that I will probably change my mind a few times over the next few years. |
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Homer
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| Posted: Sun Feb 04, 2007 2:58 pm Post subject: |
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Adventurer...le burn out dont tu parles est surtout dans la region de Montreal. Cependant, c'est vrai qu'il est difficile de trouver un emploi dans les ecoles publiques au Quebec a cause de la difference de systeme d'education.
Je sais qu'en ontario et aussi dans d'autres provinces un enseignant billingue peut facilement se trouver un poste permanent....
As for this...
| Quote: |
| Adventurer, I have a buddy teaching Montreal at the highest needs middle/high school there, and he says it is f!@#ed up, big time. Kids cursing at teachers constantly, teenage pregnancy run wild, and administration that does basically nothing, plus crappy pay. |
I can relate but insert Toronto there and change crap pay for slightly better pay and you have just described teaching in a middle school or High School in TO....sorry to burst the bubble is any bubble was blown up here....
As for what adventurer said about school administrations and students back in Canada...I have to agree that the grief level for teachers is quite high.... |
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Adventurer
Joined: 28 Jan 2006
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| Posted: Thu Feb 08, 2007 12:19 am Post subject: |
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| How much were you all putting away a month towards your student loans. I am thinking of paying around 700-750 USD a month. How does that sound? I would consider up to 900. What do you think is really doable without feeling really deprived of comforts? |
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dog_disco
Joined: 25 Apr 2006
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| Posted: Thu Feb 08, 2007 2:57 pm Post subject: |
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...Adventurer, please be aware of the kick-a$$ exchange rate right now (+the forseeable future). A million Won will get you 1270 Canadian dollars (based on your earlier post, I assume you are Canadian).
...Given the low cost of living here + no rent to pay I've been able to pay A million to a million + a half each month on loans- on a salary of 2.3 M per month. This is more than TWICE what I was doing back home. Mind you I don't go out clubbing + I have a wife to help with some of the bills but I haven't missed the million in any way.
...Having said that, today is pay day + I am making my LAST STUDENT LOAN PAYMENT EVER.
-(...huzzah!) |
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blaseblasphemener
Joined: 01 Jun 2006
Location: There's a voice, keeps on calling me, down the road, that's where I'll always be
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| Posted: Thu Feb 08, 2007 4:33 pm Post subject: |
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| dog_disco wrote: |
...Adventurer, please be aware of the kick-a$$ exchange rate right now (+the forseeable future). A million Won will get you 1270 Canadian dollars (based on your earlier post, I assume you are Canadian).
...Given the low cost of living here + no rent to pay I've been able to pay A million to a million + a half each month on loans- on a salary of 2.3 M per month. This is more than TWICE what I was doing back home. Mind you I don't go out clubbing + I have a wife to help with some of the bills but I haven't missed the million in any way.
...Having said that, today is pay day + I am making my LAST STUDENT LOAN PAYMENT EVER.
-(...huzzah!) |
Big Congrats Man!!! You should frame the bank statement.
(Barrack Obama said on Oprah he was still paying back student loans until very recently, so you are a step ahead of a serious presidential challenger) |
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dog_disco
Joined: 25 Apr 2006
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| Posted: Fri Feb 09, 2007 6:59 am Post subject: |
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...Thanks, man. It feels good.
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| "Barrack Obama said on Oprah he was still paying back student loans until very recently, so you are a step ahead of a serious presidential challenger)" |
...If I were American, I'd vote for him. |
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guido
Joined: 13 Sep 2006
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| Posted: Sun May 13, 2007 4:59 am Post subject: |
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| If I am never returing to Canada...what happens if I dont pay my student loans back? |
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kalak
Joined: 06 Mar 2007
Location: dublin
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| Posted: Sun May 13, 2007 5:46 am Post subject: |
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| oh man, reading posts from you guys from the other side of the atlantic make me so so glad that university/college education is free in ireland. i have about 1000euro in credit card debt, and even that keeps me awake at night. i dont really know how i would cope with 30,000!! |
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Tiger Beer
Joined: 07 Feb 2003
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| Posted: Sun May 13, 2007 5:50 am Post subject: Re: Paying off student loans. How long? |
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| deetah wrote: |
Well folks, I have 10 more months of student loans payments. I will have paid off $33,000 (plus interest) in 3 years and 5 months.
How well do you fare on your mountain of student debt?
HOw long did it take to pay it off? |
I finally had mine paid off about 4 years ago.. then went to grad school and now I have about $18,000 in debt. |
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twg
Joined: 02 Nov 2006
Location: Getting some fresh air...
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| Posted: Sun May 13, 2007 5:55 am Post subject: |
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| Paying off student loans. How long? |
I'll get to it when I feel like it... |
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dogshed
Joined: 28 Apr 2006
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| Posted: Sun May 13, 2007 11:00 pm Post subject: |
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[quote="blaseblasphemener"]
| mindmetoo wrote: |
One thing that most people aren't considering is all the baby boomers coming up to retirement in the next 5 or so years/ alot of them have not saved for retirement properly, and will have to seriously downsize when they stop getting fat paycheques and have to start living off a largely reduced amount of money/ I think the housing market will take a serious hit at that point, not to mention the economy. In the U.S. alone, there will be 78 million baby boomers who largely won't have the spending power they are accumstomed to. I think it will be catastrophic to the economy for a while. People with a large amount of cash will be able to get some sweet deals I think at that time. |
If the dollars of the future will be worth more then it might be better to pay the bare minimum on your loans. |
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dogshed
Joined: 28 Apr 2006
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| Posted: Sun May 13, 2007 11:04 pm Post subject: |
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American student loans tend to be low interest and have very good options you won't find in other loans like forbearances and deferments. About half of my loans are subsidized which means during a qualifying event like returning to school the interest is paid.
I will pay the lowest amount I can pay on the loans. If I pay any more then I will pay more on the unsubsidized first.
Why pay student loans and the turn around and get a car loan or rack up credit card debt?
-Jeff |
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Alyallen
Joined: 29 Mar 2004
Location: The 4th Greatest Place on Earth = Jeonju!!!
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| Posted: Sun May 13, 2007 11:04 pm Post subject: |
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Reading from this thread depressed me more than anything 
I am about $45,000 in debt at this point and this is without even attending grad school (which I hope to do next year)
At this point, I feel like it's in my best interest to make the minumum payments and try to save up for grad school.... I really don't want anymore loans.
Is it better to save up for grad school and just make minumum payments? Or should I try to pay off as much as I can and get even more loans for grad school? Seems like a no-brainer to me but I figured I'd ask... |
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