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Korean Job Discussion Forums "The Internet's Meeting Place for ESL/EFL Teachers from Around the World!"
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PeterDragon
Joined: 15 Feb 2007
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Posted: Tue Jun 05, 2007 3:37 am Post subject: NEED A DOCTOR URGENTLY, NO INSURANCE |
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Hello,
I'm having some semi serious health problems that could probably be nipped in the bud If I got treatment in the next few days. (involves my bowels, I shan't elaborate.) My employer has left me uninsured so that she can bring me to the Korean language doctor of her choice and be present through the whole meeting. Obviously I can't get real treatment that way. Can anyone recommend a good English speaking doctor in the Seoul area? How quickly can I get into see a doctor here? And what will an exam and diagnosis cost without insurance? Any advice is appreciated, the faster I get to a doctor the better. |
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swetepete

Joined: 01 Nov 2006 Location: a limp little burg
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Posted: Tue Jun 05, 2007 3:41 am Post subject: |
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Should be no more than a hundred bucks for a visit to the doc, as long as he doesn't need to do any x-rays or surgeries. The scrip will be cheap as well.
What's up with the no insurance thing, though? Your employer is putting you in a bad situation. Give her the bill, I say. |
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cbclark4

Joined: 20 Aug 2006 Location: Masan
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Posted: Tue Jun 05, 2007 3:49 am Post subject: |
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Yes, give her the bill.
If she doesn't pay see the labor board.
Have you tried prunes?
cbc |
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Fresh Prince

Joined: 05 Dec 2006 Location: The glorious nation of Korea
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Posted: Tue Jun 05, 2007 3:50 am Post subject: Re: NEED A DOCTOR URGENTLY, NO INSURANCE |
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PeterDragon wrote: |
Hello,
I'm having some semi serious health problems that could probably be nipped in the bud If I got treatment in the next few days. (involves my bowels, I shan't elaborate.) My employer has left me uninsured so that she can bring me to the Korean language doctor of her choice and be present through the whole meeting. Obviously I can't get real treatment that way. Can anyone recommend a good English speaking doctor in the Seoul area? How quickly can I get into see a doctor here? And what will an exam and diagnosis cost without insurance? Any advice is appreciated, the faster I get to a doctor the better. |
They will see you as soon as you show up usually. I wouldn't worry about the cost, you can always work something out with your employer if it is more than you can pay. |
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JAZZYJJJ
Joined: 18 Jul 2006
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Posted: Tue Jun 05, 2007 3:58 am Post subject: |
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Quote: |
Hello,
I'm having some semi serious health problems that could probably be nipped in the bud If I got treatment in the next few days. (involves my bowels, I shan't elaborate.) My employer has left me uninsured so that she can bring me to the Korean language doctor of her choice and be present through the whole meeting. Obviously I can't get real treatment that way. Can anyone recommend a good English speaking doctor in the Seoul area? How quickly can I get into see a doctor here? And what will an exam and diagnosis cost without insurance? Any advice is appreciated, the faster I get to a doctor the better. |
I saw a 'Korean' Korean doctor a couple of years ago when I had conjunctivitis, and another time when I had wrist (hold off on the jokes please) problems. Cost me 10K each time without insurance, and that included some treatment.
Failing that, there is the International Clinic in Itaewon. 30K a visit, with absolutely no communication problems.
I hope this helps.
J. |
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PhD
Joined: 15 May 2007
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Posted: Tue Jun 05, 2007 4:42 am Post subject: Re: NEED A DOCTOR URGENTLY, NO INSURANCE |
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[quote="PeterDragon"Can anyone recommend a good English speaking doctor in the Seoul area? How quickly can I get into see a doctor here? [/quote]
Severance Foreigner clinic at the Sinchon subway station. Everyone at the clinic speaks English. Walk in (AM before 9) and they will see you that day. Saturday, no appointment is required.
Call the Health Insurance people and they will make your employer pay up. |
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tyleranthony

Joined: 17 Mar 2007
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Posted: Tue Jun 05, 2007 5:37 am Post subject: |
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i teach a doctor in my class and asked him the same questions (med insurance doesn't kick in for 60 days)... he straight up told me to just borrow somebody else's health insurance card. i was really surprised by this answer but he explained very simply that nobody gives a f*ck and will bill you at an insured rate as long as you present a card. i struggled with this concept for a bit, but he just said use another teacher's card, have the script written in his name, and have your buddy go pick it up for you. don't shoot the messenger...i'm just relaying what i've heard on to you. worth a shot if its an emergency. |
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SarcasmKills

Joined: 07 Apr 2003 Location: Seoul
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Posted: Tue Jun 05, 2007 5:50 am Post subject: |
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It'll cost you less than 20 bucks to go without it... Is it really worth holding out?
Get your chocolate-shake-leaking arse to the doc pronto... |
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Unposter
Joined: 04 Jun 2006
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Posted: Tue Jun 05, 2007 5:30 pm Post subject: |
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As I understand, all Koreans have insurance whether they work and have a card or not. They are either insured through their employer or through their "dong" office.
Also, it is absolutely illegal for a foreigner to reside in Korea without insurance. This is major no - no. You need to tell your employer that he or she is responsible for paying half of your medical insurance and it should be done immediately. Furthermore, since you will have to pay back payments from the time you arrived, he should be minimally responsible for half the back payments.
Now, if you personally agreed not to take on the insurance payment as a way to save money; the adult thing would be to do one of two things. First, tell your employer you made a mistake and you want insurance. Second, you should just lump it and pay your medical bills yourself.
If you think this is a really serious problem that will entail technology and on going treatments, insurance is probably the best way to go. If you think it is more simple in nature just pay a little more. Medical attention is not that expensive here. If you are worried about the costs ask them up front how much will it cost to visit, to have treatment, to get medicine and then decide what it is you want to do.
And, for anyone who is thinking that not having insurance is a good way to save money or if your hakwon boss suggests it, don't do it. I can speak from experience, medical insurance is well-worth it.
As for the person who was talking about using someone elses card, this is not uncommon in Korea, especially for an uninsured relative. This happens quite often. But, if you do find someone who is willing to share their card with you (first of all, I would suggest using a Korean) that person still should come to the hospital with you and explain to the doctor.
Also, it maybe possible to get treatment and/or referals from your dong office.
Good luck! |
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OiGirl

Joined: 23 Jan 2003 Location: Hoke-y-gun
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Posted: Tue Jun 05, 2007 6:13 pm Post subject: |
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Unposter wrote: |
Also, it is absolutely illegal for a foreigner to reside in Korea without insurance. This is major no - no. |
Interesting. Even an unemployed foreigner? I have no insurance per se, but a few "agreements" in place. |
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buymybook
Joined: 21 Feb 2005 Location: Telluride
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Posted: Tue Jun 05, 2007 7:32 pm Post subject: |
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Unposter wrote: |
As I understand, all Koreans have insurance whether they work and have a card or not. They are either insured through their employer or through their "dong" office.
Also, it is absolutely illegal for a foreigner to reside in Korea without insurance. This is major no - no. You need to tell your employer that he or she is responsible for paying half of your medical insurance and it should be done immediately. Furthermore, since you will have to pay back payments from the time you arrived, he should be minimally responsible for half the back payments.
Now, if you personally agreed not to take on the insurance payment as a way to save money; the adult thing would be to do one of two things. First, tell your employer you made a mistake and you want insurance. Second, you should just lump it and pay your medical bills yourself.
If you think this is a really serious problem that will entail technology and on going treatments, insurance is probably the best way to go. If you think it is more simple in nature just pay a little more. Medical attention is not that expensive here. If you are worried about the costs ask them up front how much will it cost to visit, to have treatment, to get medicine and then decide what it is you want to do.
And, for anyone who is thinking that not having insurance is a good way to save money or if your hakwon boss suggests it, don't do it. I can speak from experience, medical insurance is well-worth it.
As for the person who was talking about using someone elses card, this is not uncommon in Korea, especially for an uninsured relative. This happens quite often. But, if you do find someone who is willing to share their card with you (first of all, I would suggest using a Korean) that person still should come to the hospital with you and explain to the doctor.
Also, it maybe possible to get treatment and/or referals from your dong office.
Good luck! |
"Also, it is absolutely illegal for a foreigner to reside in Korea without insurance." That is the biggest load of crab I've heard in awhile. Uh, we do have a choice not to accept insurance. Unfortunately, that is what the Hakwon ower says when they are put on the spot about this type of situation. They say..."Waygookin didn't want insurance." |
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tzechuk

Joined: 20 Dec 2004
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Posted: Tue Jun 05, 2007 7:41 pm Post subject: |
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tyleranthony wrote: |
i teach a doctor in my class and asked him the same questions (med insurance doesn't kick in for 60 days)... he straight up told me to just borrow somebody else's health insurance card. i was really surprised by this answer but he explained very simply that nobody gives a f*ck and will bill you at an insured rate as long as you present a card. i struggled with this concept for a bit, but he just said use another teacher's card, have the script written in his name, and have your buddy go pick it up for you. don't shoot the messenger...i'm just relaying what i've heard on to you. worth a shot if its an emergency. |
It's true. My father came over and needed the doctor and we used my card and there was absolutely no problem. This was in Seoul.
In Daejeon, we'd just go to my husband's friend's clinic - free of charge! |
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justagirl

Joined: 17 Jan 2003 Location: Cheonan/Portland
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Posted: Tue Jun 05, 2007 10:17 pm Post subject: |
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Quote: |
It's true. My father came over and needed the doctor and we used my card and there was absolutely no problem. This was in Seoul. |
Yah, tried that at our local hospital (and the local dentist) with my husband using my card...they looked at me like I was insane. I told them that our boss told us that we could use the same one and they were like, "um, no." We felt like total idiots.
However, 2 years before that, I used my friend's insurance card at the clinic she went to all the time, and it was fine. Guess it just depends on where you are and who you know. |
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PeterDragon
Joined: 15 Feb 2007
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Posted: Wed Jun 06, 2007 4:54 am Post subject: |
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Thank you for all of your thoughtful responses. I have no insurance, and there is no sign of an insurance deduction from my paycheck. None of the other Western workers have insurance either, so I can't borrow another card. As one of my co-workers put it about getting insurance at this Hagwon, "they discourage it". Knowing that it only costs double without the insurance, I may as well just go in tomorrow and pay. Figured I'd just try a day of holiday bedrest and fluids, but (pun intended), it didn't do shit for me. I thank all of you for the advice. I'll try Itaewon or Sinchon tomorrow. Is it hard to get a doctor's note so I can miss a day at work. If I manage to legitimately snag a day off, I think they might be mad enough to fire me, so I don't have to biuy off my contract. |
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teachingld2004
Joined: 29 Mar 2004
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Posted: Wed Jun 06, 2007 5:05 am Post subject: insurance |
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If you insist on insurance, you will get it. My last job insured none of their teachers.....EVER. They had a large staff, and had been in business for 5 years prior to my getting a job there.
I bugged the owner every day, and got a card the day after I said I would not come to work.
Any way, even if you have no insurance, the price of a visit is very cheap. |
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