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Spent Free Money: threatened with blacklisting
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mindmetoo



Joined: 02 Feb 2004

PostPosted: Mon Oct 22, 2007 3:13 pm    Post subject: Reply with quote

A judge would think you reasonably should have known there was an error. Contact your school and arrange a repayment plan before the police are involved. Even if the police don't have jurisdiction (ie it's a civil vs criminal matter), they may well respond out of courtesy. "Ah, a son of Tangun ripped off by a white devil? We'll have a talk with him." I'm not sure you really want to deal with Korean cops.

Seriously. Don't be so naive. You're a university educated adult.
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Bibbitybop



Joined: 22 Feb 2006
Location: Seoul

PostPosted: Mon Oct 22, 2007 4:10 pm    Post subject: Reply with quote

esetters21 wrote:
Bibbitybop wrote:
It was the OPs money, even if by mistake. If you found a check made out to you in your mailbox, that would be your money, even if it was by mistake.


I don't know how it works here, but that reasoning just doesn't fly where I am from.


It's not where you are from, it's where you are at. We are in Korea and are expected to play by Korean rules (that are slanted against us). That's why I said look at the legal issues, find out where that money came from. That being said, in Korea is it corrupt and hogwan bosses screw over foreign teachers all the time. So did the boss screw you in your job? How bad? Bad enough to screw him back and not get in trouble? Keep the money. Was he a good boss? Then do the right thing, give back the money.
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jdog2050



Joined: 17 Dec 2006

PostPosted: Mon Oct 22, 2007 4:34 pm    Post subject: Re: Spent Free Money: threatened with blacklisting Reply with quote

trubadour wrote:
The final payment from my previous job went wrong and I got paid several mil more than I should have been. Then I went and spent it. Rolling Eyes
Can I get arrested/blacklisted for that?
Does anyone know of the legalities of spending money that appears in you account?


Wow...I mean...you spent it? I hope you're trolling.
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Juregen



Joined: 30 May 2006

PostPosted: Mon Oct 22, 2007 4:59 pm    Post subject: Reply with quote

esetters21 wrote:
Bibbitybop wrote:
It was the OPs money, even if by mistake. If you found a check made out to you in your mailbox, that would be your money, even if it was by mistake.


I don't know how it works here, but that reasoning just doesn't fly where I am from.


Only if the bank can prove that the transfer of funds was done incorrectly by an administrative mistake can they "undo" the transfer.

What ever money is in a bank account with your name on it is your money. We all know that there are scams involving teachers bank accounts to evade taxes and pension.

IMHO, he can keep the money, until they prove it was a mistake.
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Juregen



Joined: 30 May 2006

PostPosted: Mon Oct 22, 2007 5:01 pm    Post subject: Reply with quote

mindmetoo wrote:
A judge would think you reasonably should have known there was an error. Contact your school and arrange a repayment plan before the police are involved. Even if the police don't have jurisdiction (ie it's a civil vs criminal matter), they may well respond out of courtesy. "Ah, a son of Tangun ripped off by a white devil? We'll have a talk with him." I'm not sure you really want to deal with Korean cops.

Seriously. Don't be so naive. You're a university educated adult.


Technically, you don't have to do anything.

It is the other party that has to prove the mistake in the first place. No one can touch your bank account without following proper procedures.
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trubadour



Joined: 03 Nov 2006

PostPosted: Mon Oct 22, 2007 5:26 pm    Post subject: Reply with quote

Thanks for the feedback.

Actually, I intend to play the money back (I've already paid most of it back) as soon as I can afford it (next pay check). I've admitted I too made a mistake and have asked for enough time to pay it back. Only trouble is that I get emails from my ex-boss saying he's going to blacklist me and so I won't be able to get a new visa (but then I won't be able to pay him back, Rolling Eyes ).

I'm actually between passports and visas - my ex-boss said he called the embassy and they have no record of my latest application. So he thinks I have lied to him. I guess they were kinda protecting my information.

But...i guess he could still go to the police or black list me or whatever, just to mess me up. I have emailed him asked for some slack - since we both made mistakes, and I have already paid back more than 2/3rds of it.

Thanks for all you replies. I took a chance *hoping* it was ok and spent a bundle of cash. It isn't, Ive admitted and payed back the majority.

I am not sure I should have done anything (apart from not spend it). It was really up to them to prove the error, give me time to repay it. I was doubly foolish.
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Bibbitybop



Joined: 22 Feb 2006
Location: Seoul

PostPosted: Mon Oct 22, 2007 5:33 pm    Post subject: Reply with quote

Once he threatened to "blacklist" me, I wouldn't have paid him back, and if he said anything bad about me in the future, I'd discuss libel and lawsuits.
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MantisBot



Joined: 28 Nov 2005
Location: Itaewon, Seoul, SK

PostPosted: Mon Oct 22, 2007 5:53 pm    Post subject: Reply with quote

Ya know, it's entirely possible you got one of two things:

1. Your severance.

2. If you didn't get a ticket home, some employers give you the cash value of your ticket rather than the ticket itself.

Hopefully you aren't paying back money you were due:p
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esetters21



Joined: 30 Apr 2006
Location: Seoul

PostPosted: Tue Oct 23, 2007 7:17 am    Post subject: Reply with quote

Juregen wrote:
esetters21 wrote:
Bibbitybop wrote:
It was the OPs money, even if by mistake. If you found a check made out to you in your mailbox, that would be your money, even if it was by mistake.


I don't know how it works here, but that reasoning just doesn't fly where I am from.


Only if the bank can prove that the transfer of funds was done incorrectly by an administrative mistake can they "undo" the transfer.

What ever money is in a bank account with your name on it is your money. We all know that there are scams involving teachers bank accounts to evade taxes and pension.

IMHO, he can keep the money, until they prove it was a mistake.


You two must know a considerable amount more than I know about those laws and situations in Korea than I do, but I am still calling bull$hit on you there. You should and must likely would be held responsible by a court for having spent funds that you knowingly were not yours. I don't care if it was a mistake.
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samd



Joined: 03 Jan 2007

PostPosted: Tue Oct 23, 2007 7:22 am    Post subject: Reply with quote

mindmetoo wrote:
"Ah, a son of Tangun ripped off by a white devil? We'll have a talk with him."


Is that a direct translation?
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thebomb



Joined: 13 Nov 2006

PostPosted: Tue Oct 23, 2007 3:29 pm    Post subject: Reply with quote

Are you sure that this "extra money" was not a compilation of severance pay, air fare for your return journey, housing/security deposit e.t.c.
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lastat06513



Joined: 18 Mar 2003
Location: Sensus amo Caesar , etiamnunc victus amo uni plebian

PostPosted: Tue Oct 23, 2007 3:41 pm    Post subject: Reply with quote

As others have said, take ALL the money and close the account as soon as possible.
How can they prove that the money was given to you in error?
And as another person had mentioned- maybe it was for severance pay, airfare reimbursement, last month's salary and pension....if this was promised to you in your contract, how can they prove that it wasn't those benefits they were paying out?

If they call, don't answer....
If they email you, don't respond....

Way to go!!!!!
Enjoy it without regret~!
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yetanotherSarah



Joined: 09 Sep 2007

PostPosted: Tue Oct 23, 2007 3:44 pm    Post subject: Reply with quote

I have a Korean friend who was taken by a scam artist. In Korea, if you take less than 30,000,000KRW from someone it isn't a offense that the police will pursue. As long as you say you trying to get the money back to the person who 'gave' it to you, it remains between the two parties. Now this dispute is between two Koreans, and you're foreign, so who knows how the rules work for you. But this situation is a very frustrating one for my friend who is attempting to get 7,000,000KRW back from some shifty character. But he is paying it back in small increments so the police refuse to get involved.
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CentralCali



Joined: 17 May 2007

PostPosted: Tue Oct 23, 2007 4:04 pm    Post subject: Reply with quote

trubadour wrote:
I'm actually between passports and visas - my ex-boss said he called the embassy and they have no record of my latest application. So he thinks I have lied to him. I guess they were kinda protecting my information.


I'd be very surprised if the consulate staff informed any old soul who called to inquire about a person's visa application. The former employer is playing the "I know someone!" card.

That being said, if you know for a fact the money is not supposed to be yours, the moral, ethical, and probably legal, thing to do is return it.
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mindmetoo



Joined: 02 Feb 2004

PostPosted: Tue Oct 23, 2007 4:10 pm    Post subject: Reply with quote

Juregen wrote:
mindmetoo wrote:
A judge would think you reasonably should have known there was an error. Contact your school and arrange a repayment plan before the police are involved. Even if the police don't have jurisdiction (ie it's a civil vs criminal matter), they may well respond out of courtesy. "Ah, a son of Tangun ripped off by a white devil? We'll have a talk with him." I'm not sure you really want to deal with Korean cops.

Seriously. Don't be so naive. You're a university educated adult.


Technically, you don't have to do anything.

It is the other party that has to prove the mistake in the first place. No one can touch your bank account without following proper procedures.


If you find a bag of money tossed in your backyard, one might reasonably conclude it was stolen money. The onus would be on you to report it. But in this case we're talking about someone encountering what would be reasonable evidence of a crime and failing to report it. However, I've certainly had, in my time, bank errors in my favor. And oddly, there is no rule that the bank can't take the money back once in my account.
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