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Korean Job Discussion Forums "The Internet's Meeting Place for ESL/EFL Teachers from Around the World!"
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IncognitoHFX

Joined: 06 May 2007 Location: Yeongtong, Suwon
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Posted: Mon Feb 04, 2008 6:06 am Post subject: Bank drama |
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I don't know what exactly is going on. I'm not doing anything illegal in Korea (privates, et cetera).
What happened was I sent around W1,500,000 back to Canada two months ago. It never arrived. I went to my Korean bank (Shinhan) and they said that it went through on their end and it was a problem with the RBC in Canada. I called the RBC and they said it was Shinhan's fault.
I went in and spoke to a clerk who didn't speak much English. She basically said, "we're sorry, your money is lost. Bye-bye! Next customer!" I was understandably pissed.
I went in again today. An English speaking clerk fixed my situation right up and gave me a free apology calendar. However, when looking over my bank deposit list he saw some deposits that didn't make sense to him. Basically, I sold some stuff to a Korean friend (furniture, computer junk) and he paid me through my bank account.
The clerk saw the deposit and must've assumed I was teaching privates or something. He wants a full written statement from my boss concerning all the places I work come Monday. I've never done any privates, or worked anywhere else, but I'm still a little bit worried.
This happen to anyone else? Should I be worried (will they just deport me without letting me speak for myself and explain)? |
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Atavistic
Joined: 22 May 2006 Location: How totally stupid that Korean doesn't show in this area.
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Posted: Mon Feb 04, 2008 6:07 am Post subject: |
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WTF? Are banks suddenly the right hand of immigration or something? |
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happeningthang

Joined: 26 Apr 2003
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Posted: Mon Feb 04, 2008 6:24 am Post subject: |
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Surely they'd be better of asking the owner of the account who deposited money what it was for, although if I was the Korean guy, I'd be outraged if my bank was asking/ accusing me about things like that.
I'm shocked that a bank is taking the time to be rifling through customer's accounts to determine their legality. That's straight up outrageous. What did they guy say when you gave your explanation?
Personally, I'd have clarified it's none of his f**king business. |
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jacob7207

Joined: 12 Feb 2007 Location: Seoul
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Posted: Mon Feb 04, 2008 6:32 am Post subject: |
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My bank insists on stamping my passport every time I send money back to the States. There have been a few times were the money was delayed in going through. You should go back to the bank with the written statement from your boss, or better yet, ask your boss if he/she would be so kind as to go there with you and have them speak for you.
Your boss will not be friendly to them at all and after he/she has dealt with it, they will never give you any shit like that again.
Trust me.
Whenever someone in the past 13 months has tried pulling a "you're a foreigner so now I'm going to mess with you" song and dance, my boss had no problem stepping in and setting them straight. You're boss or someone else at your work would be willing to do that for you. |
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articulate_ink

Joined: 23 Mar 2004 Location: Left Korea in 2008. Hong Kong now.
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Posted: Mon Feb 04, 2008 8:04 am Post subject: Re: Bank drama |
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IncognitoHFX wrote: |
I don't know what exactly is going on. I'm not doing anything illegal in Korea (privates, et cetera).
What happened was I sent around W1,500,000 back to Canada two months ago. It never arrived. I went to my Korean bank (Shinhan) and they said that it went through on their end and it was a problem with the RBC in Canada. I called the RBC and they said it was Shinhan's fault.
I went in and spoke to a clerk who didn't speak much English. She basically said, "we're sorry, your money is lost. Bye-bye! Next customer!" I was understandably pissed.
I went in again today. An English speaking clerk fixed my situation right up and gave me a free apology calendar. However, when looking over my bank deposit list he saw some deposits that didn't make sense to him. Basically, I sold some stuff to a Korean friend (furniture, computer junk) and he paid me through my bank account.
The clerk saw the deposit and must've assumed I was teaching privates or something. He wants a full written statement from my boss concerning all the places I work come Monday. I've never done any privates, or worked anywhere else, but I'm still a little bit worried.
This happen to anyone else? Should I be worried (will they just deport me without letting me speak for myself and explain)? |
I'd say this is beyond belief but after the last year or so, unfortunately it sounds like another day in the life of an expat in Kimchistan. I agree, ask your boss to go with you and rip someone a new one. Or, alternatively, go open an account somewhere else. Shinhan cards don't work outside of Korea, it goes without saying. They weren't even issuing check cards when I was actively banking with them. Other than providing a place to dump your money, what good are they? Other banks will give you access to better and more useful cards and such. As for the demand that you explain your income, I wouldn't deign to provide that information if either of my banks asked for it. Go in Monday, tell them it's none of their business, and instead of playing into the whole foreigner-cringe role they seem to want, withdraw the last of your money (make sure you've already transferred the great majority out, leaving just a symbolic 5000 won or so), and tell them to kiss your foreign a$$. |
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Roch
Joined: 24 Apr 2003 Location: Seoul
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Posted: Mon Feb 04, 2008 8:31 am Post subject: Re: Bank drama |
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IncognitoHFX wrote: |
I don't know what exactly is going on. I'm not doing anything illegal in Korea (privates, et cetera).
What happened was I sent around W1,500,000 back to Canada two months ago. It never arrived. I went to my Korean bank (Shinhan) and they said that it went through on their end and it was a problem with the RBC in Canada. I called the RBC and they said it was Shinhan's fault.
I went in and spoke to a clerk who didn't speak much English. She basically said, "we're sorry, your money is lost. Bye-bye! Next customer!" I was understandably pissed.
I went in again today. An English speaking clerk fixed my situation right up and gave me a free apology calendar. However, when looking over my bank deposit list he saw some deposits that didn't make sense to him. Basically, I sold some stuff to a Korean friend (furniture, computer junk) and he paid me through my bank account.
The clerk saw the deposit and must've assumed I was teaching privates or something. He wants a full written statement from my boss concerning all the places I work come Monday. I've never done any privates, or worked anywhere else, but I'm still a little bit worried.
This happen to anyone else? Should I be worried (will they just deport me without letting me speak for myself and explain)? |
Your life here seems a lot less "sparkling" and trouble-free than it was a couple of weeks after you first arrived in Korea, eh? Remember back then and a few times after that post - when you shat upon us as a bunch of whiners?
Good luck, and note that you live in a place that makes Sicily look honest.
Last edited by Roch on Mon Feb 04, 2008 11:11 pm; edited 1 time in total |
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Suwoner10

Joined: 10 Dec 2007
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Posted: Mon Feb 04, 2008 8:39 am Post subject: |
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I took out 3 million won for vacation, in cash, as I heard the ATMs here aren't International. I then later hear that Korean currency isn't even good for wiping your b*tt with in Japan, so I re-deposited the money a day later, then asked for US traveler's checks. They refused, and accused me of somehow trying to launder money. That was KB. I withdrew my cash on the spot and went to Standard Charter. |
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WoBW
Joined: 07 Dec 2007 Location: HBC
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Posted: Mon Feb 04, 2008 9:14 am Post subject: |
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OP: That is f@cked up!!
Why should you explain to them where a presumably small amount of cash came from?
I could understand if it was a substantial amount but from what you said about selling stuff to your Korean friend, I'm guessing it shouldn't be enough to raise any eyebrows.
I agree with whoever it was that said to withdraw your cash and tell them to kiss your foreign a$$.
I've never had experiences like this with Korean banks so far, but I'm planning to pay a visit to Standard Chartered pretty soon. |
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IncognitoHFX

Joined: 06 May 2007 Location: Yeongtong, Suwon
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