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Medical Check-not covered by health insurance?

 
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KYC



Joined: 11 May 2006

PostPosted: Tue May 27, 2008 10:45 pm    Post subject: Medical Check-not covered by health insurance? Reply with quote

I need to get a medical check for my new job that'll start in August. I called Seoul National University Hospital to schedule an appointment. They first asked if I had health insurance and I said yes. Then they said it's not covered under the insurance. WTH? What's the point of having insurance then? Isn't it like a phyical???

Is this true? It really isn't covered?
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Tue May 27, 2008 10:50 pm    Post subject: Re: Medical Check-not covered by health insurance? Reply with quote

KYC wrote:
I need to get a medical check for my new job that'll start in August. I called Seoul National University Hospital to schedule an appointment. They first asked if I had health insurance and I said yes. Then they said it's not covered under the insurance. WTH? What's the point of having insurance then? Isn't it like a phyical???

Is this true? It really isn't covered?


The routine physical exam is covered (general health and well being).

The extra tests (drugs, etc) mandated by the immigration service are NOT covered because they would not be part of a routine physical (why would they be?).

You bear the full cost of said 3rd party tests and doctors consult for same.

.
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KYC



Joined: 11 May 2006

PostPosted: Tue May 27, 2008 11:03 pm    Post subject: Reply with quote

ah that bites. I had all that done back home last August and it was free. Well, I had a government job back then.


Any recommendations on where I should go?? Thanks!
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Zaria32



Joined: 04 Dec 2007

PostPosted: Wed May 28, 2008 3:36 am    Post subject: Reply with quote

You have to go to a hospital that Immigration tells you to go to...don't try and lone ranger it, or you'll end up paying for it twice.
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esetters21



Joined: 30 Apr 2006
Location: Seoul

PostPosted: Wed May 28, 2008 3:44 am    Post subject: Reply with quote

The full exam with all of the tests that immigration requires costs less than 80,000krw, and NO it is not covered by NHIC.
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icicle



Joined: 09 Feb 2007
Location: Gyeonggi do Korea

PostPosted: Wed May 28, 2008 4:48 am    Post subject: Reply with quote

I knew that it wasn't going to be covered by Insurance ... but in the end consider myself lucky that without me saying anything my hagwon arranged for the appointment at the acceptable place, took me and paid for it ... Including needing to go back and do a second urine test when the first one was for no obvious reason not positive or negative ... While that did also mean that they ended up knowing the results ... or at least more of the results than I did due to the language barrier ... That is something that I could live with ... They already had the health check form details anyway beause they have to see it as one of the things they have to submit to immigration to apply for your visa ... And I had declared the relevant parts of my medical history on the form ...
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Sody



Joined: 14 May 2006

PostPosted: Wed May 28, 2008 6:39 am    Post subject: Reply with quote

Zaria32 wrote:
You have to go to a hospital that Immigration tells you to go to...don't try and lone ranger it, or you'll end up paying for it twice.


Sorry but this simply isn't true. At least not for me or anyone else I know who works in Seoul. You would be wise to double check I suppose but the most important thing is to get the physical check at an licensed doctor or hospital that is legally entitled to perform such tests.
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icicle



Joined: 09 Feb 2007
Location: Gyeonggi do Korea

PostPosted: Wed May 28, 2008 12:40 pm    Post subject: Reply with quote

You are both right ... and have actually said much the same thing ...

It is true that you can't just go to any doctor or hospital ... It needs to be one which is legally entitled to do the test ... It cannot just be any doctor or any hospital ... If you do go to one which is not accepted then you will have to pay for it twice ... Because you will have to do it again at one which is accepted ... or as the last poster said ... one which is legally entitled to do it ... Depending on where you are in the country you may find that you only have one accepted place ... But in Seoul there is a wide range of accepted places ... If in doubt I would follow the advice of Immigration about who is accpepted in the area in which you live ... Your school will often know who is accepted because what we are doing is similar to the health check which most Korean employees need to undertake along with the requirement that it include and report on two specific tests ....
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