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mises
Joined: 05 Nov 2007 Location: retired
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Posted: Mon Jan 26, 2009 7:37 am Post subject: |
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| Big_Bird wrote: |
| mises wrote: |
| Women need to be mindful of the extent to which they financially depend on their partners. As I've said to Big Bird before, a woman who uses her labour force participation break (leaving work to have kids) will have a decreased income upon return (and never make up the difference) unless she peruses an education during that break (or some other time). And anyways, the husband can be killed crossing the street etc, in which case a woman can also be thrust into permanent poverty. Women need to get their education and careers right, before they have kids. Alimony, child payments etc won't make up a wide earnings gap. |
This seems sensible, but the problem with it is that by the time many women are in this position, their fertility is declining. Lots of women have gone this route and found they've missed the boat.
In some ways it might even be better to get your kids out of the way very young. That way, you could have the youngest in school while you were still in your mid-twenties and then start your career with less interuptions.
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Yes, true. I think (barring a dramatic reorganization of society) women need to accept that they have to be very serious and careful in planning their post high school days. |
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khyber
Joined: 16 Jan 2003 Location: Compunction Junction
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Posted: Mon Jan 26, 2009 7:50 am Post subject: |
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I have! I had a child out of wedlock. Guess what? I had to pay child support, but was given NO CUSTODIAL RIGHTS! |
No disrespect here but not being a single parent (who pays child support) is different from being the single parent day in day out.
I think the child defaulting to the mother is not a healthy system. |
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mzeno
Joined: 12 Oct 2008
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Posted: Mon Jan 26, 2009 7:51 am Post subject: |
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| Yes, men get slammed, but they get back up and move on. And apparently, the burden of alimony/child support/asset loss is less than the burden of maintaining a full-time wife/kids/pets/nannies, etc., despite popular opinion. |
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mises
Joined: 05 Nov 2007 Location: retired
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Posted: Mon Jan 26, 2009 8:00 am Post subject: |
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| mzeno wrote: |
| Yes, men get slammed, but they get back up and move on. And apparently, the burden of alimony/child support/asset loss is less than the burden of maintaining a full-time wife/kids/pets/nannies, etc., despite popular opinion. |
The difference is likely in the curve of lifetime earnings (a Gaussian curve for men and a roller coaster for women). |
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Big_Bird

Joined: 31 Jan 2003 Location: Sometimes here sometimes there...
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Posted: Mon Jan 26, 2009 6:08 pm Post subject: |
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| blaseblasphemener wrote: |
| mzeno wrote: |
| In the US, I think it's pretty much a proven fact that a man's standard of living increases after a divorce, and the woman's standard of living decreases, generally speaking. Don't ask me to explain it, but that's my understanding. |
It's called income. Women don't make as much as men. Why? Many reasons.
The fundamental point though, is who gets screwed in a divorce/split, in terms of assets and children. Answer: men.
If you argue that point, I would call you ridiculous. Just ask yourself the last time you heard a woman say "I got screwed in my divorce" versus the last time you heard a man say that. Women get alimony, men don't. Women get child support, men don't. Women get the house, men don't. Alimony ends when the women gets remarried. Meaning, it can go on FOREVER.
This isn't rocket science folks. |
You might read the case at the end of the article - an example of a woman being royally screwed. |
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Big_Bird

Joined: 31 Jan 2003 Location: Sometimes here sometimes there...
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Posted: Mon Jan 26, 2009 6:17 pm Post subject: |
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| blaseblasphemener wrote: |
| Big_Bird wrote: |
| blaseblasphemener wrote: |
| This article also doesn't consider time of marriage. The longer in, the more the wife will benefit, especially with kids. The system as it stands clearly is slanted towards women. Now, if women have trouble finding work (or dont want to work) that is hardly the fault of the system, now is it? Or should the government provide special priviledges to women who find themselves divorced, like Affirmative Action for divorcees? |
I think this is very ignorant. When you've spent a year as a single parent, please come back and tell us how fabulous it was. |
I have! I had a child out of wedlock. Guess what? I had to pay child support, but was given NO CUSTODIAL RIGHTS! The mom got to have full custody, child support, and got money from the government. I also am responsible for paying half of all lessons, and am expected to pay for post-secondary. All that, and I get to visit my child only when the mom allows me to. So I'm a parent in sperm and money only, no rights.
What a fucking joke. |
You mean you have fathered a child. You have not been a single parent - i.e. you were not in custody. While I don't wish to make light of the fact you don't have much access to your child, you are missing the point of this study, which shows that mothers (usually the parent in custody of the kids) suffers economically.
Growing up I had 2 friends whose fathers were raising them single handedly. Both familes lived in poverty. |
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blaseblasphemener
Joined: 01 Jun 2006 Location: There's a voice, keeps on calling me, down the road, that's where I'll always be
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Posted: Mon Jan 26, 2009 11:45 pm Post subject: |
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| Big_Bird wrote: |
| blaseblasphemener wrote: |
| Big_Bird wrote: |
| blaseblasphemener wrote: |
| This article also doesn't consider time of marriage. The longer in, the more the wife will benefit, especially with kids. The system as it stands clearly is slanted towards women. Now, if women have trouble finding work (or dont want to work) that is hardly the fault of the system, now is it? Or should the government provide special priviledges to women who find themselves divorced, like Affirmative Action for divorcees? |
I think this is very ignorant. When you've spent a year as a single parent, please come back and tell us how fabulous it was. |
I have! I had a child out of wedlock. Guess what? I had to pay child support, but was given NO CUSTODIAL RIGHTS! The mom got to have full custody, child support, and got money from the government. I also am responsible for paying half of all lessons, and am expected to pay for post-secondary. All that, and I get to visit my child only when the mom allows me to. So I'm a parent in sperm and money only, no rights.
What a fucking joke. |
You mean you have fathered a child. You have not been a single parent - i.e. you were not in custody. While I don't wish to make light of the fact you don't have much access to your child, you are missing the point of this study, which shows that mothers (usually the parent in custody of the kids) suffers economically.
Growing up I had 2 friends whose fathers were raising them single handedly. Both familes lived in poverty. |
I had my daughter 3 nights a week; that was what was verbally agreed to by the mother. Nevertheless, when she decided to give me no notice that she was leaving the province, I had no legal recourse.
I think the study is wrong if it concludes women suffer economically from divorce. Men suffer economically from divorce, but women may suffer post-divorce. there is a difference there. |
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RJjr

Joined: 17 Aug 2006 Location: Turning on a Lamp
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Posted: Tue Jan 27, 2009 12:48 am Post subject: |
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I managed truck drivers from 1998-2006 and was involved in doing the payroll of my fleets from 2000-2004. Seeing how divorced drivers' paychecks got demolished every week is one of the biggest reasons among many that I never want to get married. The single drivers were usually living like kings. The divorced ones were basically phucked.
In 2004, when I switched companies, some of the fleet managers were talking about a driver who had just recently quit. They said he had been driving over 4,000 miles every week (impossible to do legally) and ending up with a paltry $60 or so after alimony, child support, and taxes were taken out. 4,000 miles at $0.38 per mile is $1,520 gross.
I had a Korean girlfriend in Nashville in 2003, and she had recently divorced. She said her husband had a job making over $80,000 and that she was getting something like $38,000 per year for three years in alimony. They had a six year old and a four year old daughter, so 32% if his income was given to her in the form of child support until their kids turn 18. Who got the house? She did. He was living in an apartment. He called her cell phone one day when she was at my apartment and asked her if she could loan him $200, even though he was making over $80,000 and she was unemployed! And she loaned it to him. It sounded like he was struggling to make ends meet, while she was living it up. He was even paying for her car and gas to drive to my pimp pad. |
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mises
Joined: 05 Nov 2007 Location: retired
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Posted: Tue Jan 27, 2009 12:14 pm Post subject: |
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Not all men:
http://www.thestar.com/living/article/577605
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Wayne Tippett has just two things of any real value left in his life: a 10-year-old car and a granite tombstone.
At 51, Tippett is broken, bankrupt and bunking in the guest room of his parents' Burlington home after a divorce settlement that's left him $75,000 in debt and racking up $1,000 more each month.
Today, he'll appear in court at a default hearing to try to explain why he can't afford to pay his ex-wife (the couple had no children) $3,300 a month, $16,000 in retroactive alimony and $42,000 of her court costs out of a complex case he himself still doesn't understand.
Even his ex-wife's lawyer calls the situation "a total tragedy." And while he says Tippett "is paying for his own foolishness and stubbornness," the settlement is, in many ways, a frightening example of bad timing, lack of adequate information, and a divorce court system that can be deadly unpredictable.
"You're absolutely insane if you want to go into the (divorce) court system," says London, Ont., family law lawyer Peter Eberlie, who represented Tippett's ex-wife Darlene Cormier, also 51. "Any court case is Russian roulette."
A detailed Star examination of court transcripts, as well as interviews with both parties' lawyers and some of Canada's leading divorce lawyers, shows why family law lawyers have been pressing the Ontario government to devote more court resources "up front" to pre-trial case and settlement conferences aimed at helping warring couples reach a fair settlement quickly and without the ruinous legal fees of a lengthy court battle.
"I think most family law lawyers now regard going to court as a failure, of both them and their clients. A failure to be reasonable," says Philip Epstein, one of Canada's most respected divorce lawyers.
Cormier refuses to discuss the case, other than to say she's "struggling for survival," and didn't expect to have to hire a lawyer and revisit an agreement on alimony payments the high school sweethearts had reached in 2003 � almost two years after their separation and 26 years together.
Every day that Tippett, a highly specialized Xerox technician, wakes up in the spare room he shares with three Cabbage Patch dolls and a teddy bear Mountie, he is falling further into a black hole. Since last April, he has been on disability leave because of medical problems he says have been brought on by the stress of the case, which means his $90,000 a year in salary and commissions is now significantly less. While Cormier is now getting just over $2,000 a month of his disability pay, technically Tippett is on the hook for $3,300, so each month his arrears are climbing.
"I've been given a life sentence and she's been given a cash for life ticket," says Tippett. "I actually asked my lawyer at one point, `Isn't there a human rights issue here? Don't I have the human right to have a life after divorce?'"
In a desperate act to protect what little he says he has left, Tippett admits that he disregarded a judge's order to make his ex-wife the beneficiary on an old insurance policy and used the $11,000 to pre-arrange his own funeral, buy a family headstone and have his name etched on it.
"Darlene won't bury me, and I don't want my family to have to pay for that. But I'm afraid the FRO (Family Responsibility Office) will seize the stone."
In fact, things might have turned out much differently had Tippett known that family law had undergone some dramatic changes in the time since his separation. Had anyone simply pointed him to familylawcentre.com where he could do the math himself, Tippett might have realized he was at serious risk the minute he stepped into court.
Cormier and Tippett met in Grade 8 math class and by 16 had fallen love. They both quit school in Grade 10, although Tippett would later get a college diploma at night, and married in 1981. She was the love of his life.
"I believe in marriage," he says, breaking down recalling how soothing it was to come home at night to hear the sound of Cormier's flute wafting out the window of their home.
"I took my wedding vows word for word � till death do you part. I thought I'd take my last breath looking into her eyes."
Cormier's lawyer maintains Tippett was controlling and content to have his wife dabble at home-based craft and music businesses that never earned much money. Tippett disagrees, saying he offered to help put her through school, pay for her to go overseas to study music, in hopes she could start earning a living.
None of that really matters now. Under Canada's "no fault" divorce system it's irrelevant who fell out of love first, or that Tippett voluntarily offered to move out and pay Cormier $2,145 a month to cover the mortgage and other expenses until they could work out a formal agreement. By November 2003, they had a deal for splitting assets and $2,300 a month in support, to be reviewed in three years.
Cormier would eventually buy a three-bedroom home kitty-corner to the matrimonial home and Tippett, with little left by the time debts were paid, rented rooms in hopes that the support would be reduced to, say, $1,400, in three years.
"We were 42 when we separated. I thought by 45 I would be starting all over again, that I'd be able to get a little condo, that she'd be on her feet," says Tippett. "I had no intention of leaving her high and dry. I knew I would always have to support her in some way."
Tippett kept writing cheques for $2,300, but the couple failed at every attempt to reach a deal. He says he was "shocked" last January to find himself in the middle of a two-day trial, with his ex-wife citing a litany of health issues � from fibromyalgia to the circulatory problem Reynauds syndrome � that, her doctor testified, made it impossible for her to work full-time. Even her 22-hour a week job at an antique market was proving to be a hardship, Cormier testified, acknowledging that she took a quarter to a half an Advil a few times a week to deal with chronic pain.
What Tippett didn't realize is that since the couple's 2003 agreement, a revolutionary set of "spousal support guidelines," along with significant new case law, was now firmly taking hold in divorce settlements.
The guidelines � one aimed at childless couples, the other for those with children � were meant to bring some consistency and predictability to divorcing spouses, especially women emerging from "traditional" long-term relationships who were unlikely to find decent-paying jobs after years at home.
In fact, the guidelines added up to a sort of "65 rule" � that if the partner's age and years in the relationship equalled 65 or more, the main breadwinner would be paying "permanent support" the rest of his or her life.
"The view now about marriage is that (both) parties are entitled, to the extent possible, to enjoy the same lifestyle after a long-term marriage," says Epstein, who sat on the committee that took five years to draft the guidelines. "We operate on a system that, if you create economic dependency (even if the wife isn't tied to the home caring for children), then you're going to have to redress it."
At the same time, judges were being much more aggressive in not just reviewing "time-limited" settlements but, in essence, going back to square one � looking at income, past support and setting new payments, as happened in Tippett's case.
In fact, during last January's court case, Cormier's lawyer accused Tippett of getting "one heck of a deal" compared to the new guidelines. Ontario Superior Court Justice Grant Campbell clearly agreed, not only boosting Tippett's alimony payments by $1,000 a month in his ruling last March, but making them retroactive to November 2006 and ordering him to pay Cormier's $42,000 court costs.
Facing massive legal bills of his own, Tippett filed for bankruptcy and it was only later, he says, he discovered he's still on the hook, under bankruptcy laws, for any payments related to the divorce case.
That's left Tippett in arrears that are growing monthly, on the default list of Ontario's controversial Family Responsibility Office and facing seizure of his driver's licence, his passport and, in time, a possible jail sentence.
Tippett says he knew "the whole world had flipped" the minute he left the courtroom last January.
"I was suicidal when I realized that I was going to lose. All I could see was black. I went home to my room and I cleaned things up. I was going to kill myself. No one knew what I was going through," says Tippett.
Except his mother, who could see it on his face.
"Sometimes I still worry when he's driving," she says now. "Wayne just spoiled Darlene to death, he loved her so much. Now it's ruined his life."
Even Tippett's Toronto lawyer, John Freeman, has been stunned at the turn of events.
"It's always easy to say, `This is what the law is,' but up until that time (the January alimony review) the law wasn't quite so clear. The spousal support guidelines did not exist when the original (2003) agreement was drawn up so, to a certain extent, Wayne is being pilloried retroactively.
"I can't say that Wayne's expectations (of a reduction in alimony) were unrealistic," says Freeman. "I thought he had a very good shot at reducing the amount. I didn't see an increase was going to be coming, to be very frank. Was it possible? Yes, but I didn't think that was a likely outcome." |
The above is very common. Any man entering divorce must push hard for arbitration. |
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Big_Bird

Joined: 31 Jan 2003 Location: Sometimes here sometimes there...
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Posted: Tue Jan 27, 2009 4:59 pm Post subject: |
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| It would be interesting to see the differences between the British and the North American systems. It sounds as though things are done differently. |
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OneWayTraffic
Joined: 14 Mar 2005
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Posted: Tue Jan 27, 2009 7:16 pm Post subject: |
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Both the above example, and the one given in the OP's linked article seem pretty atypical to me. Outliers do not make a good case for law. In the original article it gives an example of a man who hired a good legal team to protect assets and hide income, giving a huge disparity in lifestyles after divorce. In the above article on the other hand it shows a man driven to bankruptcy. I don't think this is the majority, though it may be a significant minority.
Neither example has anything of the other partner giving their side, while the judge making the decisions was probably accquainted with all the facts.
The problem with US law as I see it is that it tries to have both partners to "live in the manner to which they have become accustomed." With the higher costs of supporting two households, legal fees and all the other things going on in a divorce, this is trying to legistate an impossibility.
I think alimony should be phased out over the next twenty or thirty years, once all the baby boomers are gone. A woman in this day and age should know that if she becomes financially dependent on her husband, that this decision will have consequences in the case of a divorce. There may be a few exceptions, but divorce should be just that. You shouldn't get the milk without the cow so to say.
Child support is a different matter of course but obviously should be linked to parental rights. |
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RJjr

Joined: 17 Aug 2006 Location: Turning on a Lamp
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Posted: Wed Jan 28, 2009 1:01 am Post subject: |
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It's especially bad when it's a green card digger financially raping a US soldier, as in the case of the ex-girlfriend I mentioned above. I had another ex-girlfriend from Turkey that was divorced from a serviceman as well, but I don't know how much of her divorced lifestyle was financed by alimony and child support and how much of it was from her job.
In any case, our soldiers deserve immunity from alimony. In addition to having to spend so much time away from their wives which increases the chance of divorce, they're expected to spend so much time stationed overseas which increases the odds of marrying an incompatible spouse or gold digger. Combat veterans should especially be given immunity, considering the time away from home and post-traumatic stress when they get back. |
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OneWayTraffic
Joined: 14 Mar 2005
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Posted: Wed Jan 28, 2009 3:05 am Post subject: |
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I like the NZ system pretty well. There isn't any alimony at all. Marriage assets are generally divided 50/50, with exceptions for inheritances such as the family farm. If the spouses have widely disparate situations there may also be a divergence from the 50/50.
The system for child support is handled by the IRD. There's a calculator in the site to calculate liability.
http://www.ird.govt.nz/calculators/keyword/childsupport/
For someone in my likely situation, should I get divorced:
HS teacher income roughly 65,000
living alone allowance 13,964
no dependants at home and 2 children outside the home gives a tax of 24% of all income after that
$235.55 per week.
About the same as what I'd be spending on my kids every week anyways. (If you exclude the cost of a house.)
Having dependants at home or living with a partner decreases payments, more children increases them.
This is independent of marriage and the exact same system is used should you knock up a one night stand.
What I don't like: There's no guarantee for a paternity test. If you were living with a gf and she gets pregnant, the onus is on you to prove that you're not the father (should you belive that to be the case.) That's understandable, but a paternity test can only be done with the approval of the custodial parent, an obvious loophole in some cases. If some random stranger slaps a paternity on you, then she'd need to prove it, but being a live in partner is considered to be sufficient proof. |
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michaelambling
Joined: 31 Dec 2008 Location: Paradise
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Posted: Wed Jan 28, 2009 7:42 am Post subject: |
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| RJjr wrote: |
It's especially bad when it's a green card digger financially raping a US soldier, as in the case of the ex-girlfriend I mentioned above. I had another ex-girlfriend from Turkey that was divorced from a serviceman as well, but I don't know how much of her divorced lifestyle was financed by alimony and child support and how much of it was from her job.
In any case, our soldiers deserve immunity from alimony. In addition to having to spend so much time away from their wives which increases the chance of divorce, they're expected to spend so much time stationed overseas which increases the odds of marrying an incompatible spouse or gold digger. Combat veterans should especially be given immunity, considering the time away from home and post-traumatic stress when they get back. |
This is an absolutely great idea! |
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riverboy
Joined: 03 Jun 2003 Location: Incheon
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