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NYC_Gal 2.0
Joined: 10 Dec 2010
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 Posted: Mon Apr 18, 2011 7:33 pm Post subject: Re: Why do people dig their own grave? |
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| Triban wrote: |
I simply don't understand some people. My sister (who is 6 years my elder) lives in NYC with a decent enough job but keeps complaining how stressed and unhappy and broke she is. Then I see her apartment via Skype and it is HUGE and in SOHO. SHe is paying $1,800 a month to live there. I told her to find a cheaper place, she sobbed and said "I have to!"
To put this in perspective her apartment has a downstairs, upstairs, and kitchen. Our apartments are probably 1/4 to 1/5 the size of it.
Why are some people so incompetent and tend to make their own problems? |
That's pretty cheap by NYC standards, unless she's paying half and has a roommate (which would sound about right). She could always move to Brooklyn and find a spacious apartment for less. |
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NYC_Gal 2.0
Joined: 10 Dec 2010
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| Posted: Mon Apr 18, 2011 7:35 pm Post subject: |
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| Dazed and Confused wrote: |
| Your sister sounds like every other person in the US. They make poor financial decisions over and over again yet never figure out why they are in the state they are in. The guy who writes at thesimpledollar.com was in the same situation and finally figured out how to dig himself of his grave. The story itself isn't amazing or even enlightening to me but to many people it is. |
Now that's neither nice nor true. |
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Triban
Joined: 14 Jul 2009
Location: Suwon Station
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| Posted: Mon Apr 18, 2011 7:47 pm Post subject: Re: Why do people dig their own grave? |
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| NYC_Gal 2.0 wrote: |
| Triban wrote: |
I simply don't understand some people. My sister (who is 6 years my elder) lives in NYC with a decent enough job but keeps complaining how stressed and unhappy and broke she is. Then I see her apartment via Skype and it is HUGE and in SOHO. SHe is paying $1,800 a month to live there. I told her to find a cheaper place, she sobbed and said "I have to!"
To put this in perspective her apartment has a downstairs, upstairs, and kitchen. Our apartments are probably 1/4 to 1/5 the size of it.
Why are some people so incompetent and tend to make their own problems? |
That's pretty cheap by NYC standards, unless she's paying half and has a roommate (which would sound about right). She could always move to Brooklyn and find a spacious apartment for less. |
That's exactly the advice I gave her. Why live in Gangnam when you can live 4 stops away and pay half the price?
Also, I just had a discussion with my GF. She said that NO ONE KNOWS where 된장녀 came from but I told her I read that it meant these girls spend all their money on expensive thngs and when they get home all they can afford to eat is 된장찌개 or bean paste soup. She said that's not true...and said something about it is the color of poo.
I think my explanation makes sense...sigh. |
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Underwaterbob
Joined: 08 Jan 2005
Location: In Cognito
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| Posted: Mon Apr 18, 2011 7:49 pm Post subject: |
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| It's called "living within your means." Unfortunately, there are all kinds of banks, credit card companies, loans sharks, etc... that encourage you to live beyond your means so that they can live below their means. It's a vicious circle. |
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Fox
Joined: 04 Mar 2009
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| Posted: Mon Apr 18, 2011 7:51 pm Post subject: Re: Why do people dig their own grave? |
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| Triban wrote: |
Also, I just had a discussion with my GF. She said that NO ONE KNOWS where 된장녀 came from but I told her I read that it meant these girls spend all their money on expensive thngs and when they get home all they can afford to eat is 된장찌개 or bean paste soup. She said that's not true...and said something about it is the color of poo.
I think my explanation makes sense...sigh. |
Your explanation is probably correct, and has been cited to me by Koreans before.
With regards to the original post, the issue is avarice, something that most humans must struggle against, and many Americans in particular seem to have simply given up fighting and instead have embraced (or even tried to turn into a virtue!). |
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nero
Joined: 11 Mar 2009
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| Posted: Mon Apr 18, 2011 8:21 pm Post subject: |
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| Ugh, another Sex in the City wannabe. These types have ruined NYC: vacous entitled princesses all searching for their 'Mr Big.' |
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Dazed and Confused
Joined: 10 Jan 2003
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| Posted: Tue Apr 19, 2011 2:30 am Post subject: |
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[quote="NYC_Gal 2.0"][quote="Dazed and Confused"]Your sister sounds like [b]every other person in the US[/b]. They make poor financial decisions over and over again yet never figure out why they are in the state they are in. The guy who writes at thesimpledollar.com was in the same situation and finally figured out how to dig himself of his grave. The story itself isn't amazing or even enlightening to me but to many people it is.[/quote]
Now that's neither nice nor true.[/quote]
I apologize for painting everyone with the same brush. I should have said "too many people". |
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Radius
Joined: 20 Dec 2009
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| Posted: Tue Apr 19, 2011 4:16 am Post subject: |
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| sadguy wrote: |
| cyui wrote: |
Yeah..completly understand man. It's like your unable to have form/maintain normal relationships" because it's like someone did the exact same thing that your family did at some point ( even if's in a completly different contexed meaning).
She probably goes "between" thinking of what she knows is/should be deserved, what she is currently getting and what she "intends" herself to have through justified "will entitlement"; all while not being able to deciper the equal "balance" in the proper time/place.
It comes from childhood abuse. You live on high polar extremes ( never in debt vs. always in debt; never having any money vs having a whole lot at once; never having an old car vs. having 3 or 4 new ones; and etc, etc). |
umm |
lol a classic wtf post from cyui |
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pkang0202
Joined: 09 Mar 2007
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| Posted: Tue Apr 19, 2011 4:37 am Post subject: |
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| Koreadays wrote: |
It's NYC.. it's very image conscious society. having a nice apt in Soho means something.
why doesn't she get a room mate? I can understand she wants a nice place, also it's not easy to find decent places in NYC..
she is caught up in that whole NYC lifestyle thing.. |
+1 |
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PatrickGHBusan
Joined: 24 Jun 2008
Location: Busan (1997-2008) Canada 2008 -
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| Posted: Tue Apr 19, 2011 5:07 am Post subject: |
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Living within your means is something that many people fail to do or understand.
It is sad to see in fact. Many people at my work here in Canada are neck deep in debt and run their economics on rolling credit. They lose one pay cheque (I do mean ONE payday not their job) and they are in financial trouble.
If you look at their lives you will see so many needs they created for themselves, doubling up on services and expenses, buying property that is out of their financial range.
Simple enough example would be the typical couple who both work downtown (a few buildings from each other for example, pretty darn common at my job anyway) and have:
2 cars
2 cells + home phone (you are paying twice for the same damn service here)
If these cells are smartphones with internet capability then you are paying 3 times for the same service as these people tend to each have their own laptops.
Add the ole ipod touch 64gig for music (paying again for something you already are paying for).
Morgage that is to high.
Furniture that was financed and that they pay on monthly installment (had to be brand new of course....).
It adds up so quickly and then financial stress piles up.
Get raises? Consume even more.
Its a disturbing cycle. |
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allovertheplace
Joined: 02 Aug 2009
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| Posted: Tue Apr 19, 2011 4:46 pm Post subject: Re: Why do people dig their own grave? |
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| NYC_Gal 2.0 wrote: |
| Triban wrote: |
I simply don't understand some people. My sister (who is 6 years my elder) lives in NYC with a decent enough job but keeps complaining how stressed and unhappy and broke she is. Then I see her apartment via Skype and it is HUGE and in SOHO. SHe is paying $1,800 a month to live there. I told her to find a cheaper place, she sobbed and said "I have to!"
To put this in perspective her apartment has a downstairs, upstairs, and kitchen. Our apartments are probably 1/4 to 1/5 the size of it.
Why are some people so incompetent and tend to make their own problems? |
That's pretty cheap by NYC standards, unless she's paying half and has a roommate (which would sound about right). She could always move to Brooklyn and find a spacious apartment for less. |
Yep, 1800 for a large apartment anywhere in manhattan is not a bad deal. Living in NYC is not cheap! But living in Manhattan is worth if it you can swing it.
And, the quote "why live in gangnam when you can live 4 stops away and pay less"....because Gangnam is better than 4 stops away.
I dont agree or disagree with anyone for paying a lot for rent. |
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NYC_Gal 2.0
Joined: 10 Dec 2010
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| Posted: Tue Apr 19, 2011 4:50 pm Post subject: |
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@Dazed and Confused: No worries. It is true of many.
@Allovertheplace: I had a studio that cost that much. When I shared a 2BR it cost way more. Years later, I moved back to Bklyn, and got a sweet deal on a Brownstone in Park Slope. I didn't mind a half-hour commute. I got a backyard! |
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methdxman
Joined: 14 Sep 2010
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| Posted: Tue Apr 19, 2011 4:58 pm Post subject: |
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| Dazed and Confused wrote: |
| NYC_Gal 2.0 wrote: |
| Dazed and Confused wrote: |
| Your sister sounds like every other person in the US. They make poor financial decisions over and over again yet never figure out why they are in the state they are in. The guy who writes at thesimpledollar.com was in the same situation and finally figured out how to dig himself of his grave. The story itself isn't amazing or even enlightening to me but to many people it is. |
Now that's neither nice nor true. |
I apologize for painting everyone with the same brush. I should have said "too many people". |
Why apologize? Again, if you were to bet in Vegas with your life on the line, you'd bet everything on what you just said, wouldn't you?
You definitely wouldn't bet on, "Oh, most Americans don't buy everything on credit... they tend to live within their means. Only 20% of Americans make poor financial decisions." |
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NYC_Gal 2.0
Joined: 10 Dec 2010
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| Posted: Tue Apr 19, 2011 5:32 pm Post subject: |
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| methdxman wrote: |
| Dazed and Confused wrote: |
| NYC_Gal 2.0 wrote: |
| Dazed and Confused wrote: |
| Your sister sounds like every other person in the US. They make poor financial decisions over and over again yet never figure out why they are in the state they are in. The guy who writes at thesimpledollar.com was in the same situation and finally figured out how to dig himself of his grave. The story itself isn't amazing or even enlightening to me but to many people it is. |
Now that's neither nice nor true. |
I apologize for painting everyone with the same brush. I should have said "too many people". |
Why apologize? Again, if you were to bet in Vegas with your life on the line, you'd bet everything on what you just said, wouldn't you?
You definitely wouldn't bet on, "Oh, most Americans don't buy everything on credit... they tend to live within their means. Only 20% of Americans make poor financial decisions." |
Everything's black or white with you, isn't it? |
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methdxman
Joined: 14 Sep 2010
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| Posted: Tue Apr 19, 2011 6:22 pm Post subject: |
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| NYC_Gal 2.0 wrote: |
| methdxman wrote: |
| Dazed and Confused wrote: |
| NYC_Gal 2.0 wrote: |
| Dazed and Confused wrote: |
| Your sister sounds like every other person in the US. They make poor financial decisions over and over again yet never figure out why they are in the state they are in. The guy who writes at thesimpledollar.com was in the same situation and finally figured out how to dig himself of his grave. The story itself isn't amazing or even enlightening to me but to many people it is. |
Now that's neither nice nor true. |
I apologize for painting everyone with the same brush. I should have said "too many people". |
Why apologize? Again, if you were to bet in Vegas with your life on the line, you'd bet everything on what you just said, wouldn't you?
You definitely wouldn't bet on, "Oh, most Americans don't buy everything on credit... they tend to live within their means. Only 20% of Americans make poor financial decisions." |
Everything's black or white with you, isn't it? |
I'm just a realist.
It's obvious that not every American is in debt. But there's no point qualifying everything you say just because a small group is going to get offended or feel victimized. There are plenty of Americans who spend way more than what they earn and plenty more that barely save anything.
Sub-prime mortgages ring a bell? Why are we even in this mess right now? Banks and because of dumb consumers. Simple as that. Even the entire country is in massive amounts of debt... it's an epidemic. |
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