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Draz

Joined: 27 Jun 2007 Location: Land of Morning Clam
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Posted: Tue May 31, 2011 9:53 pm Post subject: Leaving forever questions |
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My contract is up at the end of February but my work will be done at the end of December. I'd like to leave the country as soon as possible never to return but still collect my last two pay cheques and my pension.
I have an account with KEB so I know to just make sure my online banking stuff is all up to date before I leave and then do an online transfer when the money comes in, but what about my pension? And my ARC?
1. Can I apply for my (private) pension two months in advance?
2. Do I just keep the ARC? I know you're supposed to hand it in when you leave, but wouldn't that cancel my visa/contract (and my last two pay cheques)?
3. What about my credit card? I kind of want to keep it (expires 2014), but it's tied to my bank account here in Korea. What if I can't get a new credit card? It's a Mastercard so I should be able to get one in Europe right?
I'm really worried about leaving. Coming here was exciting but leaving has me freaked out. Despite my endless complaining, I've spent the best years of my whole life here. (Before Korea life really wasn't worth living.) I think I'm going some place even better but I don't really know any better. It's months away and I already can't sleep worrying about all the little details.  |
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morrisonhotel
Joined: 18 Jul 2009 Location: Gyeonggi-do
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Posted: Tue May 31, 2011 10:06 pm Post subject: Re: Leaving forever questions |
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Draz wrote: |
3. What about my credit card? I kind of want to keep it (expires 2014), but it's tied to my bank account here in Korea. What if I can't get a new credit card? It's a Mastercard so I should be able to get one in Europe right?
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http://www.justlanded.com/english/Germany/Germany-Guide/Money/Cards
Getting a credit card in the EU zone is exactly the same as elsewhere. That is, not every company will issue you a foreigner with one. You'll need to demonstrate that you have the means to pay it off. They'll probably even require that you have some kind of paid employment to get one. |
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creeper1
Joined: 30 Jan 2007
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Posted: Tue May 31, 2011 10:31 pm Post subject: |
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December is so, so far away. It is a tad ridiculous that you are already worrying about this. |
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Draz

Joined: 27 Jun 2007 Location: Land of Morning Clam
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Posted: Tue May 31, 2011 11:24 pm Post subject: Re: Leaving forever questions |
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morrisonhotel wrote: |
Draz wrote: |
3. What about my credit card? I kind of want to keep it (expires 2014), but it's tied to my bank account here in Korea. What if I can't get a new credit card? It's a Mastercard so I should be able to get one in Europe right?
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http://www.justlanded.com/english/Germany/Germany-Guide/Money/Cards
Getting a credit card in the EU zone is exactly the same as elsewhere. That is, not every company will issue you a foreigner with one. You'll need to demonstrate that you have the means to pay it off. They'll probably even require that you have some kind of paid employment to get one. |
That's what I'm afraid of.
Creeper, pretend I'm leaving in June then. The question is the same.  |
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morrisonhotel
Joined: 18 Jul 2009 Location: Gyeonggi-do
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Posted: Tue May 31, 2011 11:54 pm Post subject: |
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creeper1 wrote: |
December is so, so far away. It is a tad ridiculous that you are already worrying about this. |
I don't know. I'm leaving in November. Similar concerns are creeping up on me. |
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Mr. Peabody
Joined: 24 Sep 2010 Location: here
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Posted: Wed Jun 01, 2011 4:38 am Post subject: |
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Don't worry too much. You'll never leave Dave'sESLCafe and you'll be back in Korea in year or two....  |
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litebear
Joined: 12 Sep 2009 Location: Holland
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Posted: Wed Jun 01, 2011 7:18 am Post subject: Re: Leaving forever questions |
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Draz wrote: |
My contract is up at the end of February but my work will be done at the end of December. I'd like to leave the country as soon as possible never to return but still collect my last two pay cheques and my pension.
I have an account with KEB so I know to just make sure my online banking stuff is all up to date before I leave and then do an online transfer when the money comes in, but what about my pension? And my ARC?
1. Can I apply for my (private) pension two months in advance?
2. Do I just keep the ARC? I know you're supposed to hand it in when you leave, but wouldn't that cancel my visa/contract (and my last two pay cheques)?
3. What about my credit card? I kind of want to keep it (expires 2014), but it's tied to my bank account here in Korea. What if I can't get a new credit card? It's a Mastercard so I should be able to get one in Europe right?
I'm really worried about leaving. Coming here was exciting but leaving has me freaked out. Despite my endless complaining, I've spent the best years of my whole life here. (Before Korea life really wasn't worth living.) I think I'm going some place even better but I don't really know any better. It's months away and I already can't sleep worrying about all the little details.  |
Comments like that are the reason I'll never fully understand this board.
Anyway...As for your credit card, yeah might be a problem. I'm in Europe at the moment as my Girlfried (a Korean) got a job here. She was only succesful in applying for her card cause she got a letter from her company (this letter allowed her to both open a bank account and apply for a credit card before she had got her BSN (dutch social security) number). Are you moving to a job already secured? Maybe ask them if they can provide you a similar letter when you arrive. |
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Draz

Joined: 27 Jun 2007 Location: Land of Morning Clam
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Posted: Wed Jun 01, 2011 1:46 pm Post subject: Re: Leaving forever questions |
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litebear wrote: |
Draz wrote: |
My contract is up at the end of February but my work will be done at the end of December. I'd like to leave the country as soon as possible never to return but still collect my last two pay cheques and my pension.
I'm really worried about leaving. Coming here was exciting but leaving has me freaked out. Despite my endless complaining, I've spent the best years of my whole life here. (Before Korea life really wasn't worth living.) I think I'm going some place even better but I don't really know any better. It's months away and I already can't sleep worrying about all the little details.  |
Comments like that are the reason I'll never fully understand this board.
Anyway...As for your credit card, yeah might be a problem. I'm in Europe at the moment as my Girlfried (a Korean) got a job here. She was only succesful in applying for her card cause she got a letter from her company (this letter allowed her to both open a bank account and apply for a credit card before she had got her BSN (dutch social security) number). Are you moving to a job already secured? Maybe ask them if they can provide you a similar letter when you arrive. |
Comments like that (or the reasons behind them) are why people get stuck here even though they hate the place. Coming from poverty and family dysfunction, Korea is relatively good. Korea is like the guy who saved you from your serial killer boyfriend and only hits you sometimes. And what if we really can't do any better??
If I had a job lined up I probably wouldn't be worrying so much! I know in Canada you can get a credit card if you are a student.
I do know anyone can walk into a bank in Germany and get a bank account.
Mr. Peabody you are a bad bad man. |
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isitts
Joined: 25 Dec 2008 Location: Korea
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Posted: Wed Jun 01, 2011 9:07 pm Post subject: Re: Leaving forever questions |
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Draz wrote: |
My contract is up at the end of February but my work will be done at the end of December. I'd like to leave the country as soon as possible never to return but still collect my last two pay cheques and my pension.
I have an account with KEB so I know to just make sure my online banking stuff is all up to date before I leave and then do an online transfer when the money comes in, but what about my pension? And my ARC?
1. Can I apply for my (private) pension two months in advance?
2. Do I just keep the ARC? I know you're supposed to hand it in when you leave, but wouldn't that cancel my visa/contract (and my last two pay cheques)?
3. What about my credit card? I kind of want to keep it (expires 2014), but it's tied to my bank account here in Korea. What if I can't get a new credit card? It's a Mastercard so I should be able to get one in Europe right?
I'm really worried about leaving. Coming here was exciting but leaving has me freaked out. Despite my endless complaining, I've spent the best years of my whole life here. (Before Korea life really wasn't worth living.) I think I'm going some place even better but I don't really know any better. It's months away and I already can't sleep worrying about all the little details.  |
Draz, reading your other posts and looking at your avatar, I didn�t take you for the worrying type. I find your avatar quite calming. Perhaps you can stare at it for a minute and let its calming powers work on you.
Look deep into the vacant eyes of the apathetic frog.
Now then, considering how long you�ve been here, and considering your work doesn�t finish until December (still about half a year away), isn�t two more months negligible? Why not finish the contract, then you don�t have to worry about items 1 and 2.
Plus, during that two months you have time to line something else up while you�re still employed.
Not sure I understand number 3. You�re leaving your money here even though you�re never coming back? Don�t you have a bank account in your home country? Granted, I don�t want to send my money back to my home country. If I can I�d like to set up a bank account somewhere else if I transition between countries. But anyway, you could send your money home and get a debit card. |
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NYC_Gal 2.0

Joined: 10 Dec 2010
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Posted: Wed Jun 01, 2011 9:18 pm Post subject: |
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This is slightly off topic, but I wonder how many of you kept your credit cards (from home, before moving here) active and don't have to worry about applying for new cards when you go home. |
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Squire

Joined: 26 Sep 2010 Location: Jeollanam-do
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Posted: Wed Jun 01, 2011 10:06 pm Post subject: |
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You don't even have to be in Korea those last two months. Just go backpacking somewhere cheap. It sounds like a perfect opportunity to me |
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litebear
Joined: 12 Sep 2009 Location: Holland
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Posted: Wed Jun 01, 2011 10:18 pm Post subject: Re: Leaving forever questions |
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Draz wrote: |
litebear wrote: |
Draz wrote: |
My contract is up at the end of February but my work will be done at the end of December. I'd like to leave the country as soon as possible never to return but still collect my last two pay cheques and my pension.
I'm really worried about leaving. Coming here was exciting but leaving has me freaked out. Despite my endless complaining, I've spent the best years of my whole life here. (Before Korea life really wasn't worth living.) I think I'm going some place even better but I don't really know any better. It's months away and I already can't sleep worrying about all the little details.  |
Comments like that are the reason I'll never fully understand this board.
Anyway...As for your credit card, yeah might be a problem. I'm in Europe at the moment as my Girlfried (a Korean) got a job here. She was only succesful in applying for her card cause she got a letter from her company (this letter allowed her to both open a bank account and apply for a credit card before she had got her BSN (dutch social security) number). Are you moving to a job already secured? Maybe ask them if they can provide you a similar letter when you arrive. |
Comments like that (or the reasons behind them) are why people get stuck here even though they hate the place. Coming from poverty and family dysfunction, Korea is relatively good. Korea is like the guy who saved you from your serial killer boyfriend and only hits you sometimes. And what if we really can't do any better??
If I had a job lined up I probably wouldn't be worrying so much! I know in Canada you can get a credit card if you are a student.
I do know anyone can walk into a bank in Germany and get a bank account.
Mr. Peabody you are a bad bad man. |
I understand the analogy but still can't quite understand why you seem to carry so much bitterness towards a place where you admitted yourself you spent the best years of your life (so far).
So, is it Germany you are going to? Where abouts? I'm in the Netherlands now for the next year anyway. I was very excited about moving (back) to Europe for a while but to be honest it's been all I was hoping for  |
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Draz

Joined: 27 Jun 2007 Location: Land of Morning Clam
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Posted: Thu Jun 02, 2011 4:03 am Post subject: Re: Leaving forever questions |
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NYC_Gal 2.0 wrote: |
This is slightly off topic, but I wonder how many of you kept your credit cards (from home, before moving here) active and don't have to worry about applying for new cards when you go home. |
I have one from home too, sort of. I had one that expired and they sent a new one which I have... I just haven't been able to figure out how to activate it from my home phone number in Canada when I don't have a home phone number in Canada. Dammit Canada, why you gotta be this way.
My Korean credit card works, so maybe I should keep it just in case I need one for some reason. Can I cancel it from Germany?
Squire wrote: |
You don't even have to be in Korea those last two months. Just go backpacking somewhere cheap. It sounds like a perfect opportunity to me |
I'm not interested in backpacking. I want to go to Germanyland and find an apartment and meet people and practice the language, and then not have to go through the trouble and expense of returning to Korea to take care of things I'm sure I can do before I leave if I plan it right.
isitts wrote: |
Now then, considering how long you�ve been here, and considering your work doesn�t finish until December (still about half a year away), isn�t two more months negligible? Why not finish the contract, then you don�t have to worry about items 1 and 2.
Plus, during that two months you have time to line something else up while you�re still employed. |
I'll technically be employed whether I stay in Korea or not. My job duties end in December but I still get paid for Jan and Feb. The time will be wasted if I spend it here, it's difficult to impossible to get a job in Germany even if you are actually there and can do interviews. I'm not going to find anything from Korea. |
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Draz

Joined: 27 Jun 2007 Location: Land of Morning Clam
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Posted: Thu Jun 02, 2011 4:19 am Post subject: Re: Leaving forever questions |
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litebear wrote: |
I understand the analogy but still can't quite understand why you seem to carry so much bitterness towards a place where you admitted yourself you spent the best years of your life (so far).
So, is it Germany you are going to? Where abouts? I'm in the Netherlands now for the next year anyway. I was very excited about moving (back) to Europe for a while but to be honest it's been all I was hoping for  |
Just ready to be done with this place and it's miserable social system. Down with the patriarchy etc. The best times I've had are when I've been hanging out with other foreigners. And the money. Can't forget the money. Being truly broke is more terrifying than being harrassed at on the subway all the time but that doesn't make being harrassed on the subway totally okay. For one example.
I think you're missing a not somewhere there. Or you have the wrong smilie. If I'm reading it right, what is not living up to expectations? |
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hogwonguy1979

Joined: 22 Dec 2003 Location: the racoon den
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Posted: Thu Jun 02, 2011 5:10 am Post subject: |
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regarding activating your canadian cc from your home phone, dont worry about that, it can be done from here, just follow the instructions when you call. i've done it a bunch of times, it really doesnt matter |
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