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Couple Living on 1.2million Won a month
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nero



Joined: 11 Mar 2009

PostPosted: Sat Oct 13, 2012 4:32 am    Post subject: Reply with quote

PatrickGHBusan wrote:
If you want to eat a lot of fresh fruits and fresh veggies, have variety there, eat quality meats and fish then it will cost you a lot more than 150 000W for two people over a month....


Patrick, Daelim appears to be British. The British a a species who have adapted to a diet of chip butties and Sainsbury's baked beans. I suspect quality produce is not high on their list of priorities when feasting.

Laughing Laughing

But in all seriousness Daelim, I think it's marvelous that you are able to stick to such a budget. I am a spendthrift, so may have to start using the old envelope method.

Ignore these clams!
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nautilus



Joined: 26 Nov 2005
Location: Je jump, Tu jump, oui jump!

PostPosted: Sat Oct 13, 2012 4:50 am    Post subject: Reply with quote

Daelim wrote:

Why are you constantly beating this drum? Why are you assuming that those saving substantial sums are not paying their share?


Because its almost always the supersavers that are masters of the disappearing act when it comes to paying the bill.

Thems the ones who get out the taxi and vanish without contributing anything. The ones who fight over the difference of 200 won, who borrow off people then do runners. And so on.

Is it really worth saving that extra million when everyone you meet just remembers you as selfish? Lifes too short. Really.
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Daelim



Joined: 18 Jun 2011

PostPosted: Sat Oct 13, 2012 6:14 pm    Post subject: Reply with quote

nautilus wrote:
Daelim wrote:

Why are you constantly beating this drum? Why are you assuming that those saving substantial sums are not paying their share?


Because its almost always the supersavers that are masters of the disappearing act when it comes to paying the bill.

Thems the ones who get out the taxi and vanish without contributing anything. The ones who fight over the difference of 200 won, who borrow off people then do runners. And so on.

Is it really worth saving that extra million when everyone you meet just remembers you as selfish? Lifes too short. Really.


Again, you are ranting and raving about people who don't pay their way for no apparent reason! The OP asked if people could live on a certain budget and people replied that it is very possible. I even showed them our budget. However, you assume that I dodge taxi fares and bar bills because I manage to save a large sum of money every month.

For what it's worth, I also hate the lice who dodge their share but that isn't the focus of this thread. If they annoy you so much, away and start your own thread on them.
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Daelim



Joined: 18 Jun 2011

PostPosted: Sat Oct 13, 2012 6:29 pm    Post subject: Reply with quote

PatrickGHBusan wrote:
Daelim,

With all due respect, your situation sounds a bit exagerated. What I mean here is that the numbers you present are questionable at best.

Exagerated? Questionable? I'm only telling you how it is. Short of filming myself for a month to prove it, I'm not sure how I can make this unquestionable.

150 000W per MONTH on groceries for TWO people in Korea is not realistic (sorry). Considering the prices for fruits, veggies and meat in Korea I do not see how you two can cook and eat meals for 20 weekdays a month on 150 000W. Unless that is you stick to ramyan, skimp on fresh produce and quality meat.

Well, actually, it is realistic because we are doing it. Maybe not realistic for YOUR SPENDING PATTERNS but for many people it is.

We buy our meat from the local butcher and our vegetables from the women at the side of the road. Granted, fruit is something we don't eat so I guess we save there.


Not having a TV is a realistic sacrifice and can save you money. I assume you use the school's internet for free and otherwise do not use the internet at all. Unless you own an Ipod-Ipad and try to find free Wi-Fi (it is doable). Then again you would have had to BUY the Ipod or Ipad.

We have a very nice TV, thanks very much. Why you would assume we don't is beyond me. School's internet is free as is the internet and cable TV in our apartment (like many public school teachers I know.) Oh, I also own both an iPad AND an iPod.

Your lunch does cost you 3000W per day but you factored that in as 0 because it comes out of your salary..well thats part of your budget anyway so already for daily food you are up to 5500W....

You're right, but for arguments sake I took it our NET INCOME.

Dinner: from your 150 000W monthly budget or from your 70 000W a week budget for everything else but food. I assume you mean the grocery budget is for those cooked meals you two have at home and the 70 000W - per week is the "other" expenses budget. Even right there this seems odd.

I don't have a clue what you are saying here, sorry.

Breakfast is 20 000W per MONTH for TWO people so ok that means (on a 30 day month, assuming you eat breakfast home everyday) 666W per breakfast...so what do you have? A Crunky bar split in two or was that 20 000W per month, per person as opposed to your budget for one month for two people plan?

If you read my posts you would see that we indeed eat cereal for breakfast - like many millions of people worldwide. I see a trend here of you making assumptions instead of reading the posts in front of you.

Lets then discuss nice restaurants over the weekends (4 weekends a month as an average). A decent restaurant in Korea, lets say a good dwaeji galbli place as a standard example will cost you at least 20 000W for the meal (no drinks) for two people. That works out to 40 000W per weekend for dinners alone or 160 000W for your month.

Yes, and what's your point? 40,000 for dinners at the weekend from our weekend budget. Plenty left over for a few sherberts at the bar afterwards. Again, did you fail to read we even had a weekend budget?

So while your numbers may be real, you two are cutting somewhere or not eating a lot of fresh produce and quality meats, not to mention nuts or other variety. It is possible, no issue there. However, it is probably not the life choice most people would make.

I assure you my numbers are very real. We don't eat fruits and we certainly don't eat nuts; whilst we are squirrelling away the savings, we don't need to eat like our furry friends too. We merely cut back on the non essentials that add up - midweek drinking, smoking, taxis to name but a few.

Even before we had kids, I would never have cutback on food costs. We shopped at local open markets in Busan, cooked at home, had food from my in-laws (MIL made tons of stuff for us like Gimchi (a few varieties, brought us odeang, brought us some fresh veggies from a farm they own in the countryside), still our grocery bill was well over 150 000W per month and that was in 2008.

I don't really care if you cut back on food costs or not, to be honest. What you do with your family is your business. I have no real urge to find out your grocery bill either.

If you want to eat a lot of fresh fruits and fresh veggies, have variety there, eat quality meats and fish then it will cost you a lot more than 150 000W for two people over a month....

Sorry, buddy, but it actually won't. Fruit aside, we eat all of the above mentioned and our bill never exceeds 150,000. You've been here a while, too, and whilst I value your opinion on certain topics, when it comes to money management I must say I'll keep my own counsel.

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JustinC



Joined: 10 Mar 2012
Location: We Are The World!

PostPosted: Sat Oct 13, 2012 7:39 pm    Post subject: Reply with quote

I spend a lot on quality food, beers, cocktails, restaurants, clothes, tech, so I am better than all of you.

amidoinitright?
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PatrickGHBusan



Joined: 24 Jun 2008
Location: Busan (1997-2008) Canada 2008 -

PostPosted: Sun Oct 14, 2012 4:13 am    Post subject: Reply with quote

Daelim wrote:
PatrickGHBusan wrote:
Daelim,

With all due respect, your situation sounds a bit exagerated. What I mean here is that the numbers you present are questionable at best.

Exagerated? Questionable? I'm only telling you how it is. Short of filming myself for a month to prove it, I'm not sure how I can make this unquestionable.

150 000W per MONTH on groceries for TWO people in Korea is not realistic (sorry). Considering the prices for fruits, veggies and meat in Korea I do not see how you two can cook and eat meals for 20 weekdays a month on 150 000W. Unless that is you stick to ramyan, skimp on fresh produce and quality meat.

Well, actually, it is realistic because we are doing it. Maybe not realistic for YOUR SPENDING PATTERNS but for many people it is.

We buy our meat from the local butcher and our vegetables from the women at the side of the road. Granted, fruit is something we don't eat so I guess we save there.


Not having a TV is a realistic sacrifice and can save you money. I assume you use the school's internet for free and otherwise do not use the internet at all. Unless you own an Ipod-Ipad and try to find free Wi-Fi (it is doable). Then again you would have had to BUY the Ipod or Ipad.

We have a very nice TV, thanks very much. Why you would assume we don't is beyond me. School's internet is free as is the internet and cable TV in our apartment (like many public school teachers I know.) Oh, I also own both an iPad AND an iPod.

Your lunch does cost you 3000W per day but you factored that in as 0 because it comes out of your salary..well thats part of your budget anyway so already for daily food you are up to 5500W....

You're right, but for arguments sake I took it our NET INCOME.

Dinner: from your 150 000W monthly budget or from your 70 000W a week budget for everything else but food. I assume you mean the grocery budget is for those cooked meals you two have at home and the 70 000W - per week is the "other" expenses budget. Even right there this seems odd.

I don't have a clue what you are saying here, sorry.

Breakfast is 20 000W per MONTH for TWO people so ok that means (on a 30 day month, assuming you eat breakfast home everyday) 666W per breakfast...so what do you have? A Crunky bar split in two or was that 20 000W per month, per person as opposed to your budget for one month for two people plan?

If you read my posts you would see that we indeed eat cereal for breakfast - like many millions of people worldwide. I see a trend here of you making assumptions instead of reading the posts in front of you.

Lets then discuss nice restaurants over the weekends (4 weekends a month as an average). A decent restaurant in Korea, lets say a good dwaeji galbli place as a standard example will cost you at least 20 000W for the meal (no drinks) for two people. That works out to 40 000W per weekend for dinners alone or 160 000W for your month.

Yes, and what's your point? 40,000 for dinners at the weekend from our weekend budget. Plenty left over for a few sherberts at the bar afterwards. Again, did you fail to read we even had a weekend budget?

So while your numbers may be real, you two are cutting somewhere or not eating a lot of fresh produce and quality meats, not to mention nuts or other variety. It is possible, no issue there. However, it is probably not the life choice most people would make.

I assure you my numbers are very real. We don't eat fruits and we certainly don't eat nuts; whilst we are squirrelling away the savings, we don't need to eat like our furry friends too. We merely cut back on the non essentials that add up - midweek drinking, smoking, taxis to name but a few.

Even before we had kids, I would never have cutback on food costs. We shopped at local open markets in Busan, cooked at home, had food from my in-laws (MIL made tons of stuff for us like Gimchi (a few varieties, brought us odeang, brought us some fresh veggies from a farm they own in the countryside), still our grocery bill was well over 150 000W per month and that was in 2008.

I don't really care if you cut back on food costs or not, to be honest. What you do with your family is your business. I have no real urge to find out your grocery bill either.

If you want to eat a lot of fresh fruits and fresh veggies, have variety there, eat quality meats and fish then it will cost you a lot more than 150 000W for two people over a month....

Sorry, buddy, but it actually won't. Fruit aside, we eat all of the above mentioned and our bill never exceeds 150,000. You've been here a while, too, and whilst I value your opinion on certain topics, when it comes to money management I must say I'll keep my own counsel.



No worries, like I said I am sure you CAN live on what you live on. I also KNOW that you cannot eat a lot of fresh fruits, veggies and quality meat and fish as well as have variety in the aforementioned things with 150 000W for 2 people over a month. Sorry but it does not add up.

I did read your budget and a lot of it has holes in it but you do not owe people here anything. You just posted it here and got reactions, no big deal.
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Swampfox10mm



Joined: 24 Mar 2011

PostPosted: Sun Oct 14, 2012 7:25 pm    Post subject: Reply with quote

Basically, I prefer paying for what I eat. I do not like sharing my food off of my plate, and I prefer not to get into buying meals for others even if they will reciprocate later. The reason is that they invariably spend more than I would have at the meal, and expect me to make that up later. If they want to spend 25,000 on lunch, I have no problem with that. But don't tell me you will pay and I can pay next time, because that means I have effectively eaten two meals for twice the price that I wish to pay.

And let me reiterate... My food is my food. If I wanted your meal, I would have bought it. I am happy to dine with people if they pay for what they eat and stay out of mine.
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