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itiswhatitis
Joined: 08 Aug 2011
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Posted: Fri Mar 29, 2013 7:15 am Post subject: Paying utility bills at the bank machine..... |
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Today my Korean co-teacher is helping me with my utility bill.....
She points out to me how on the bill there are several different bank account #'s and she asks me which bank I am with. I tell her Shinhan and she tells me to then pay it to the Shinhan bank account # that is on the bill.
She said that I have an account # assigned to me for many different banks and that that Shinhan # is the # to pay it to IF I happen to bank with them. It's a long account # so it seems legit.
Any insight???
Thanks!!! |
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dairyairy
Joined: 17 May 2012 Location: South Korea
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Posted: Fri Mar 29, 2013 12:53 pm Post subject: |
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You don't even need to know how to read Korean to operate one of those machines. Just walk up to one at a bank where you have an account and push the button on the top of the left side. It'll ask for your bank card, put that in, then slide in the part of the bill with the UPC looking code. It'll ask for your pin number, and then if you want your balance on the receipt or not. You're finished! |
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atwood
Joined: 26 Dec 2009
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Posted: Fri Mar 29, 2013 5:22 pm Post subject: |
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Push English on the ATM. Then push transfer. Enter card and PIN when prompted. The menu will ask you which bank and give you choices, including Shinhan. Then you put in the account number, then the amount. It goes step-by-step and lets you check to make sure the numbers are right.
Just take your time and you should have no problems.
You can pay at a teller but the banks don't like that so they will charge you a small fee. Or at least they used to let you do that. And you could set up an automatic payment with the bank but that can be a bit of a hassle to stop when you move. |
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optik404

Joined: 24 Jun 2008
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Posted: Fri Mar 29, 2013 8:22 pm Post subject: |
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Easiest way: Walk up to the guy standing at the entrance greeting people. Present bill and bank card and let him do it for you. |
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Ruthdes

Joined: 16 Oct 2008 Location: Seoul
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Posted: Sun Mar 31, 2013 8:34 pm Post subject: |
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If you're not used to the system, it may not be immediately clear that atwood and dairyairy are telling you about two different ways to pay your bill.
atwood is talking about the dedicated bill paying machine that all banks have. It's not open 24 hours (generally seems to be bank hours only, but I think I've seen it open a little longer now and then), and you put your bill into the machine as stated. It's pretty straight forward and you can avoid typing in account numbers. It's usually just in Korean, but the steps are easy to follow.
dairyairy is talking about doing a funds transfer as if you are transferring money to any other account you may have cause to. You choose the same bank as you to avoid paying a transaction fee. You can do this on any ATM and, as they are open 24 hours (mostly), you can do it anytime. I'm not sure if Shinhan gives you the option to do it in English, but if not, take someone who knows what they're doing the first time and either write down or memorise the steps. That's what I did at first before I learned Hangeul.
I personally use internet banking to pay all my bills now. It's much more convenient once you work it out (though it did take a while to understand all the steps properly and it still won't let you transfer after 10pm or on weekends. That's how KEB seems to work, anyway). |
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ewlandon
Joined: 30 Jan 2011 Location: teacher
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Posted: Sun Mar 31, 2013 9:14 pm Post subject: |
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optik404 wrote: |
Easiest way: Walk up to the guy standing at the entrance greeting people. Present bill and bank card and let him do it for you. |
I agree with this, it is how I always do it. His name is Mr. Lee he is a nice guy. |
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atwood
Joined: 26 Dec 2009
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Posted: Sun Mar 31, 2013 11:57 pm Post subject: |
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Ruthdes wrote: |
If you're not used to the system, it may not be immediately clear that atwood and dairyairy are telling you about two different ways to pay your bill.
atwood is talking about the dedicated bill paying machine that all banks have. It's not open 24 hours (generally seems to be bank hours only, but I think I've seen it open a little longer now and then), and you put your bill into the machine as stated. It's pretty straight forward and you can avoid typing in account numbers. It's usually just in Korean, but the steps are easy to follow.
dairyairy is talking about doing a funds transfer as if you are transferring money to any other account you may have cause to. You choose the same bank as you to avoid paying a transaction fee. You can do this on any ATM and, as they are open 24 hours (mostly), you can do it anytime. I'm not sure if Shinhan gives you the option to do it in English, but if not, take someone who knows what they're doing the first time and either write down or memorise the steps. That's what I did at first before I learned Hangeul.
I personally use internet banking to pay all my bills now. It's much more convenient once you work it out (though it did take a while to understand all the steps properly and it still won't let you transfer after 10pm or on weekends. That's how KEB seems to work, anyway). |
No, I'm talking about using an ATM. You'll notice I didn't mention putting your bill in.
Last edited by atwood on Mon Apr 01, 2013 12:12 am; edited 1 time in total |
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le-paul

Joined: 07 Apr 2009 Location: dans la chambre
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Posted: Mon Apr 01, 2013 12:12 am Post subject: |
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ewlandon wrote: |
optik404 wrote: |
Easiest way: Walk up to the guy standing at the entrance greeting people. Present bill and bank card and let him do it for you. |
I agree with this, it is how I always do it. His name is Mr. Lee he is a nice guy. |
id second this a second time. thats all ive done for three years. they seem happy enough to help (except at the random banks i use, theyre usually women). |
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Ruthdes

Joined: 16 Oct 2008 Location: Seoul
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Posted: Mon Apr 01, 2013 5:10 am Post subject: |
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atwood wrote: |
No, I'm talking about using an ATM. You'll notice I didn't mention putting your bill in. |
Oops. Got it backwards. Sorry.
To clarify, atwood was talking about the funds transfer on the regular ATMs and dairyairy the specialised bill paying ATMs. |
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furtakk
Joined: 02 Jun 2009
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Posted: Mon Apr 01, 2013 11:08 pm Post subject: Re: Paying utility bills at the bank machine..... |
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itiswhatitis wrote: |
Today my Korean co-teacher is helping me with my utility bill.....
She points out to me how on the bill there are several different bank account #'s and she asks me which bank I am with. I tell her Shinhan and she tells me to then pay it to the Shinhan bank account # that is on the bill.
She said that I have an account # assigned to me for many different banks and that that Shinhan # is the # to pay it to IF I happen to bank with them. It's a long account # so it seems legit.
Any insight???
Thanks!!! |
It's legit. They have separate accounts for different banks to avoid bank fees. So if you're with KEB you use their KEB account and so on.
Or you can just use the dedicated machine, but those are only in service during bank hours. |
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schwa
Joined: 18 Jan 2003 Location: Yap
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Posted: Tue Apr 02, 2013 1:33 am Post subject: Re: Paying utility bills at the bank machine..... |
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furtakk wrote: |
Or you can just use the dedicated machine, but those are only in service during bank hours. |
Yeh, they're so quick & easy. I dont understand why one couldnt be included among the row of afterhours machines. |
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