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New EPIK teachers: some (maybe) useful info for you
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Lucas



Joined: 11 Sep 2012

PostPosted: Sun Feb 23, 2014 5:33 pm    Post subject: New EPIK teachers: some (maybe) useful info for you Reply with quote

I'm sure this will stay nice and constructive for all of 5 minutes, but hey ho here goes.

1. Get a monthly pay stub from your school - if they say 'why' say because you need them for your tax records for when you go home. If they still keep saying 'well/ummmm/maybe' say that you'd also like to be able to keep track of payments ect - how much tax (or not you're paying) health payments ect...... They are really useful!

2. Before you move into the house, check that all of the old bills have been paid. Have the gas'elec/internet ect changed into your name.

3. When you go and set up a bank account, they'll give you a bank book too. This book can be used to keep a record of your spending. You put it into the machine and it prints out all of your payments with your card ect. This bank book can also be activated to be used like a normal card - you just put the bank book into the machine, put in your pin and you can take out cash.....

You should, where ever possible pay with your card, not cash. The reason being is that come next FEB your school should ask you for a yearly bank statement, which will detail how much you've been paid and how much you've spent - if you've spent over X amount with your card, you can get a lower tax bill.

If you've spent less that 'Y' you'll be facing a big tax bill come next feb.

- Clarify with your school if they'll be taking tax from your pay monthly, or in one lump sum next feb - if you get monthly pay slips you'll be able to see this anyway.....

Also whilst you're at the bank you'll be able to sign up to a free txt msg service, (assuming you have a phone by then) where you get a text msg every time you use your bank card to pay for something - stating the amount/time and place of the transaction. They sometimes set this up where you'll only get the msg if the amount is over 10,000 or something like that. Say NO - I want one for ALL card transactions. - It's free! Wink

It's good way to see how much you've spent after a drunken night out! Smile

4. If you want to save here in Korea, it is possible to open a 1 year savings account - although you'll have to do it at the very start of your contract, once you've got your ARC card. The ARC cards are for 13 months now, so as long as you go to the bank with at least 12 months still to go on it, you can open up a Korean savings account. You'll need to take your passport too + a Korean to help you.

The % isn't that great at the moment + you'll have to pay some 'foreigner tax' on the final payment, still it's better than sitting in a normal account and you can break the savings account at any time and they'll pay out the interest up to that point.....

5. Offer to pay into your schools monthly 'meal fund' - it's normally around 20,000 and this money is used to pay for meals/payments when someone dies ect.

Loads of people here on Dave’s will say ' hell no' or I don't get my 20,000 worth every month. Don't worry - often these people are social outcasts for other reasons, often they are blissfully unaware of why they are having problems at their school....... If you offer to pay the 20,000 fro the outset, you are more likely to be part of the 'group' Koreans have a 'group' mentality, often like sheep. You should be like a sheep dog, heard those sheep and manipulate them into giving you what YOU want! Razz

6. 'Why? Why? Why?

It is normal to have lots of questions, but sometimes it's better just to STFU and go with the flow, esp if your co-teacher has limited English. For all you know, they have just found out about the changeeeee of plans.

NEVER Never lose your temper with your CT or other teachers (visibly) If you have a bad relationship with them, you'll be in for a long year they will invariably 'win' in the end! Koreans have long memories, if you wrong them - they will get revenge on you (often in a passive aggressive way!)

7. Try and have a little empathy - your CT may well have young kids/family commitments/sick parents/ @#$% of a husband (or wife) and then they are given you to 'teach with'

Sit down and ask yourself the question after the first few weeks - 'Am I making MORE work for my CT, or am I helping to reduce their work load?'

If the answer to that question is the latter, you'll be halfway through to having a good year!

8. Don't expect your CT to deal with all of the classroom management problems. You are an adult. Talk to your CT about this before you go into the classroom.

Point 8 leads on to point 9 - what a Korean says and what a Korean does, can often be two completely opposite things.

Just because they say that they'll deal with the bad kids doesn’t mean that they want to, or will keep doing it for the whole year!

Often the reasons kids behave badly is because of bad/boring/unstimulating/too easy work.... It is your (impossible) challenge to try and balance these things out.

Also you should bear in mind that Korean teachers are now evaluated by their kids and parents - this directly affects their careers! Many Korean teachers are now scared to punish kids as they want the kids to 'like them'

Depending upon your school, the kids may well have a say as to whether you get a new contract (assuming you want to stay another year).

10. Be careful about the materials that you use. Using the 'other website' for games and ppt's is easy - BUT for all you know the previous teacher may well have used the same ppt's + the Korean teacher may well be sick to death of 'bomb games!'

Also, check the materials you download before you use them. Sooooooo many of the materials from the other website have basic mistakes in them. You will be made to look like a fool if a 3rd g elem kid points out a mistake to you during class! Embarassed

11. Don't go travelling around Korea for the first couple of weeks. Get settled in to your area/school first.

12. Do not tell any secrets to any Korean teachers, no matter how close you might think you are to them!

13. Have a backbone! Korea is not hippy liberal country - be prepared to be called out on stuff that people would just (normally) not say to you back home.

14. Don't be pathetic! Calling your CT or anyone to come to your house to change a light bulb is a pathetic thing to do! You are an adult, view it as an adventure. Life is an adventure!

Walk down to the local store, with the old light bulb an get a new one yourself! Rolling Eyes

15. Ask for a copy of the schools yearly timetable - have your CT email it to you, use Google translate to see what some of the stuff means.

Also, normally the most important stuff (holiday dates) are shaded in, so you know when your school hols are - such as school birthdays ect....

BUT - expect the yearly time table to change! Do not book trips, without first getting full and final agreement from your school and it has been put into the NEIS computer system and the local education office has signed off on it......

Have a happy year!

But if you're having a bad day, come to Dave's.

Dave's has an array of experts, ranging from financial experts, to lawyers, councilors and hedge fund managers.
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SeoulNate



Joined: 04 Jun 2010
Location: Hyehwa

PostPosted: Sun Feb 23, 2014 5:41 pm    Post subject: Reply with quote

good advice for all.

On #4. though, if you are only planning on staying a year, the 3 month and 6 month CDs are more worthwhile as you will be able to start them more often and collect more cash out of them.
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World Traveler



Joined: 29 May 2009

PostPosted: Sun Feb 23, 2014 6:00 pm    Post subject: Re: New EPIK teachers: some (maybe) useful info for you Reply with quote

Lucas wrote:
if you've spent over X amount with your card, you can get a lower tax bill.

If you've spent less that 'Y' you'll be facing a big tax bill come next feb.

This is such BS. I hate this so much. Are taxes going up? (It seems they are.) I hate tracking every single purchase. Annoying as hell. But I guess that's what it takes to get a lower tax bill now. (I haven't been doing it so far, but I guess I should start.) How much can the 현금 영수증 crap save a person in taxes? I heard stories of public school teachers paying 2,000,000 in taxes per year now. WTF.
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Okie from Muskogee



Joined: 30 Jan 2014

PostPosted: Sun Feb 23, 2014 6:15 pm    Post subject: Re: New EPIK teachers: some (maybe) useful info for you Reply with quote

World Traveler wrote:
I heard stories of public school teachers paying 2,000,000 in taxes per year now. WTF.


That's still far less than what we would pay in the states.
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yfb



Joined: 29 Jan 2009

PostPosted: Sun Feb 23, 2014 6:20 pm    Post subject: Reply with quote

Solid advice for any first-timer. Great post OP.
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World Traveler



Joined: 29 May 2009

PostPosted: Sun Feb 23, 2014 6:50 pm    Post subject: Re: New EPIK teachers: some (maybe) useful info for you Reply with quote

Okie from Muskogee wrote:
That's still far less than what we would pay in the states.

Maybe. Maybe not. (Also, a person might be able to earn more in the United States, but then again, maybe not. It varies geatly person to person.)
Quote:
the top 20 percent of earners, or people who earned more than $103,000, will pay about 70 percent of all the federal taxes collected
Quote:
Forty-seven percent of people either have such a low income that they are exempt from the federal income tax or they qualify for enough tax credits that they get more back than they pay in.

If you are thinking of "payroll taxes" (matched by one's employer), that is forced savings you get back (in the form of social security) if you pay into it.

Why are taxes going up in Korea and why does a person have to track purchases to get a discount on taxes? The new president is is funding more social programs while simultaneously trying to cut down on the black market/underground economy.
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World Traveler



Joined: 29 May 2009

PostPosted: Sun Feb 23, 2014 7:24 pm    Post subject: Reply with quote

Are taxes high in Canada and Europe? Yes. In the United States? No. Not unless you are a rich person.
Quote:
In the OECD, only Chile and Mexico taxed less as a share of GDP.[1] The United States also has one of the most progressive tax systems in the industrialized world.[2][3][4]

In the United States, I got more money back than I had paid in. I would get thousands of dollars in tax refunds. The amount I paid in taxes: less than zero.
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SeoulNate



Joined: 04 Jun 2010
Location: Hyehwa

PostPosted: Mon Feb 24, 2014 12:12 am    Post subject: Reply with quote

World Traveler wrote:
Are taxes high in Canada and Europe? Yes. In the United States? No. Not unless you are a rich person.
Quote:
In the OECD, only Chile and Mexico taxed less as a share of GDP.[1] The United States also has one of the most progressive tax systems in the industrialized world.[2][3][4]

In the United States, I got more money back than I had paid in. I would get thousands of dollars in tax refunds. The amount I paid in taxes: less than zero.


Maybe if you were living below the poverty line and/or were a student/single parent.

Also, it's totally unfair to compare a country that has subsided heathcare and one that does not in taxation comparisons.
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Mon Feb 24, 2014 2:10 pm    Post subject: Re: New EPIK teachers: some (maybe) useful info for you Reply with quote

World Traveler wrote:
Lucas wrote:
if you've spent over X amount with your card, you can get a lower tax bill.

If you've spent less that 'Y' you'll be facing a big tax bill come next feb.

This is such BS. I hate this so much. Are taxes going up? (It seems they are.) I hate tracking every single purchase. Annoying as hell. But I guess that's what it takes to get a lower tax bill now. (I haven't been doing it so far, but I guess I should start.) How much can the 현금 영수증 crap save a person in taxes? I heard stories of public school teachers paying 2,000,000 in taxes per year now. WTF.


You're suppose to get a type of card that's scanned with cash purchases at stores here. I just requested one. But haven't received it yet. It's through that yessign site. Yes, it would be more efficient to have lower tax rates than to have to have these bureaucrats traking all our purchases. But, common sense is something you have to check at Incheon airport. You pick it up on the way back out.
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faeriehazel



Joined: 04 Mar 2008

PostPosted: Mon Feb 24, 2014 5:19 pm    Post subject: Reply with quote

What do you mean you have to keep track of each individual purchase? If you use a debit card or sign up for the 현금영수증 thing, your purchases are automatically logged and all you have to do is print a statement at the end of the year. No need for you, the individual, to keep track of anything.
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World Traveler



Joined: 29 May 2009

PostPosted: Mon Feb 24, 2014 7:44 pm    Post subject: Reply with quote

So when paying with cash just ask for each purchase to be recorded and swipe a card? Annoying, because it takes/wastes time, but I guess it is worth doing to save money on taxes? How much can one save by doing this vs. not doing this?
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schwa



Joined: 18 Jan 2003
Location: Yap

PostPosted: Mon Feb 24, 2014 10:17 pm    Post subject: Reply with quote

Many excellent tips there, Lucas, especially regarding workplace dynamics. All true in my lengthy epik experience.

Newbs: read the OP carefully, twice!
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dairyairy



Joined: 17 May 2012
Location: South Korea

PostPosted: Thu Feb 27, 2014 6:46 pm    Post subject: Reply with quote

10- Don't use material from that "other" website. It's lame. Learn how to make your own lessons. If you don't know how to do this then ask around at orientation, especially with the experienced teachers.

15 is very good advice.

Also, be on time, even when you're sick. When you're sick it's better to come in and leave early than to not come in at all.
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PigeonFart



Joined: 27 Apr 2006

PostPosted: Sun Mar 02, 2014 8:28 pm    Post subject: Re: New EPIK teachers: some (maybe) useful info for you Reply with quote

[quote="Lucas"]
You should, where ever possible pay with your card, not cash. The reason being is that come next FEB your school should ask you for a yearly bank statement, which will detail how much you've been paid and how much you've spent - if you've spent over X amount with your card, you can get a lower tax bill.

If you've spent less that 'Y' you'll be facing a big tax bill come next feb.
[/quote]

Any idea what that "X" amount is...roughly?
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Lucas



Joined: 11 Sep 2012

PostPosted: Sun Mar 02, 2014 8:50 pm    Post subject: Reply with quote

Quote:
Any idea what that "X" amount is...roughly?


http://www.nts.go.kr/eng/#none

Dunno, maybe look here.
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