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Does the National Health Insurance cover dental?

 
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OBwannabe



Joined: 16 Feb 2008

PostPosted: Wed Jul 01, 2015 4:14 pm    Post subject: Does the National Health Insurance cover dental? Reply with quote

I am needing some minor dental work and the job that wants to sign me is fighting me on medical. If dental is partially subsidized by the health care plan then it's a deal breaker. If not, the job is still worth considering.

So is dental partially covered?
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Wed Jul 01, 2015 6:48 pm    Post subject: Re: Does the National Health Insurance cover dental? Reply with quote

OBwannabe wrote:
I am needing some minor dental work and the job that wants to sign me is fighting me on medical. If dental is partially subsidized by the health care plan then it's a deal breaker. If not, the job is still worth considering.

So is dental partially covered?


Basic fillings are covered by NHIC.

.
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hogwonguy1979



Joined: 22 Dec 2003
Location: the racoon den

PostPosted: Wed Jul 01, 2015 7:15 pm    Post subject: Re: Does the National Health Insurance cover dental? Reply with quote

ttompatz wrote:
OBwannabe wrote:
I am needing some minor dental work and the job that wants to sign me is fighting me on medical. If dental is partially subsidized by the health care plan then it's a deal breaker. If not, the job is still worth considering.

So is dental partially covered?


Basic fillings are covered by NHIC.

.


stuff that is not covered like root canals and crowns are dirt cheap. Its been a few years but a root canal with a post and ceramic crown ran me 500k $450, my cousin who is the office manager for a dentist in Sarasota Fl told me that at her office that would run $3,000
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Porksta



Joined: 05 May 2011

PostPosted: Thu Jul 02, 2015 12:45 am    Post subject: Reply with quote

I was under the impression that you get one scaling a year with NHIC and that was as far as it went in regards to dental.

Wouldn't every dentist charge the same for fillings?
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fishy



Joined: 24 Oct 2006

PostPosted: Thu Jul 02, 2015 12:55 am    Post subject: Reply with quote

The root canal itself is subsidized but not the crown. I know this because I've had 7 root canals, and I only paid 30 000 Won for each one. The crowns were more expensive, of course.
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Troglodyte



Joined: 06 Dec 2009

PostPosted: Thu Jul 02, 2015 1:18 am    Post subject: Reply with quote

fishy wrote:
The root canal itself is subsidized but not the crown. I know this because I've had 7 root canals, and I only paid 30 000 Won for each one. The crowns were more expensive, of course.


This is correct. I think that even part of the fees for attaching the crown are covered, just not the cost of the actual crown. (By the way, you can get chrome/silver/alloy crowns for a lot less than gold or ceramic crowns.)

I think that some procedures are partially covered and other procedures are completely covered. Fillings are covered. Be warned though that Korean dentists LOVE to drill and fill. When you go to the dentist, he'll tell you that you have several cavities that need fillings. Go for a checkup before leaving home to get a preliminary opinion, or ask the dentist to send you a copy of the x-ray (most of them do it digitally now) and then send it to your home dentist for a second opinion.

If the job doesn't want to provide health insurance, I would walk away. Dental work is very cheap here but a trip to the emergency room is not. That's what your main concern should be about. Also note that if the employer doesn't want to provide insurance, he's probably into some other shady practices as well. If you have to argue it with him, even if he agrees to provide it, he's probably not someone you should trust.
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ttompatz



Joined: 05 Sep 2005
Location: Kwangju, South Korea

PostPosted: Thu Jul 02, 2015 1:23 am    Post subject: Reply with quote

Porksta wrote:
I was under the impression that you get one scaling a year with NHIC and that was as far as it went in regards to dental.

Wouldn't every dentist charge the same for fillings?


Scaling is NOT covered but basic repairs (fillings) are. I never paid for a filling in Korea.

I don't know about the root canals. I never had one done in Korea.

.
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Porksta



Joined: 05 May 2011

PostPosted: Thu Jul 02, 2015 2:19 am    Post subject: Reply with quote

Wait, what? I know for a fact that scaling has gone down from around 60,000 to about 16,000. I was pretty sure this was due to the government in the last couple of years deciding to make scaling covered.

What is the difference between a basic filling and a cavity filling? What would be a reason someone would need a filling for other than a cavity or trauma?
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Weigookin74



Joined: 26 Oct 2009

PostPosted: Thu Jul 02, 2015 5:37 am    Post subject: Re: Does the National Health Insurance cover dental? Reply with quote

hogwonguy1979 wrote:
ttompatz wrote:
OBwannabe wrote:
I am needing some minor dental work and the job that wants to sign me is fighting me on medical. If dental is partially subsidized by the health care plan then it's a deal breaker. If not, the job is still worth considering.

So is dental partially covered?


Basic fillings are covered by NHIC.

.


stuff that is not covered like root canals and crowns are dirt cheap. Its been a few years but a root canal with a post and ceramic crown ran me 500k $450, my cousin who is the office manager for a dentist in Sarasota Fl told me that at her office that would run $3,000


The root canal work is covered. The ceramic crown is not because it's cosmetic. The silverish amalgam is covered but not recommended. Dental is mostly covered by the plan, but certain things will still cost you out of pocket.
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Wildbore



Joined: 17 Jun 2009

PostPosted: Thu Jul 02, 2015 6:46 am    Post subject: Reply with quote

ttompatz wrote:
Porksta wrote:
I was under the impression that you get one scaling a year with NHIC and that was as far as it went in regards to dental.

Wouldn't every dentist charge the same for fillings?


Scaling is NOT covered but basic repairs (fillings) are. I never paid for a filling in Korea.

I don't know about the root canals. I never had one done in Korea.

.


One scaling a year is subsidized. This came into law about 2 years ago. I had one a few months ago.
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hogwonguy1979



Joined: 22 Dec 2003
Location: the racoon den

PostPosted: Thu Jul 02, 2015 10:05 am    Post subject: Reply with quote

ok a little clarification with thanks to hogwongirl who went to the dentist before we moved back She got a scaling and a couple of fillings done cost under 30,000 won in Icheon-dong Seoul. Yes root canals are around 60,000 won covered by insurance, my cousin says figure US$1000 here for that, crowns which are cosmetic are 500,000 won so depending on complexity, a post adds another 100k still 1/4th the price here.

I checked implants and dentures there vs here implants depending on where you go they can be cheaper or the same. Dentures can be done here very cheap at some places. I woudn't want to go through the pain of implants, I'll do dentures in a second
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